CWCki - User contributions [en]

Financhu Crisis

2018-03-23T00:30:43Z

Iamherenow4: /* February '18 */

{{Articleofthenow}}

{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job.}}

[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris's online activity for much of 2016]]

The '''Financhu Crisis''' is a term coined by users from [[CWCki Forums|Kiwi Farms]] to describe the steep decline in the Chandler family's financial management beginning in early [[2016]].

Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].

Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and [[Chris]] is [[Chris and stress|''lazy'']] on a fixed income, one could only bleakly speculate what will happen when Chris is eventually left to fend for himself once Barb passes away.

In June 2017, Chris began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts. As a result, the begging has subsided.

==Background==
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]

To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], has squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

'''Chris''' has made some efforts to generate income for the household over the past few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga to this day.

'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continue to barely stay afloat with their lives thanks to their own [[tugboat]]s, but their inactive lifestyle and reckless spending will not last forever at this rate.

Despite it all, '''Chris has not once attempted to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.vadars.org/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his Ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

==Outstanding debts==
This table summarizes various unpaid debts charged to credit cards and other owed amounts between Chris and Barb. Keep in mind that these are only amounts found by [[CWCki|Christorians]] via Chris' online posts and Virginia District Court public records.

On 30 November 2016, Chris started a [[Patreon]] with a goal of '''$250,000'''; he estimates $200,000 to pay off the mortgage and other debts, plus an extra $50,000 for himself, [[Chris and negotiation|just ''because'']].

{| class="wikitable sortable"
|-
!data-sort-type="date"|Date
!data-sort-type="string"|Item
!data-sort-type="currency" |Amount ($)
|-
|Ongoing
|Credit card debt<ref>https://kiwifarms.net/threads/3-9-chris-tweets-that-hes-a-feminist.28977/page-9#post-2140532</ref>
!style="text-align:right;" |6,000.00
|-
|24 September 2014
|Loan for [[Son-Chu]]
!style="text-align:right;" |9,000.00
|-
|1 March 2016
|PS4 purchase (via Fingerhut.com)
!style="text-align:right;" |540.00
|-
|16 March 2016
|Discover Bank court case
!style="text-align:right;" |4,706.93
|-
|16 April 2016
|Payday loan
!style="text-align:right;" |3,000.00
|-
|Ongoing
|Mortgage (revealed on Facebook)
!style="text-align:right;" |115,000.00
|-
|14 September 2016
|Capital One court case
!style="text-align:right;" |15,906.99
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="2"|Total
!style="font-weight:bold;color:#FF0000"|$154,153.92
|}

==Chris's frivolous spending during the crisis==
[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png|thumb|300px|A recurring theme throughout the Crisis.]]

Like any terminally irresponsible adult, Chris likes to keep his [[bedroom]] filled with toys, while [[Chris and money|keeping his wallet empty]]. Below is an list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.

During [[2016]], Chris was known to waste over $2,500 on toys.

In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.

{| class="wikitable sortable"
|-
!class="unsortable"|Item
!data-sort-type="currency" |Amount ($)
|-
|New PS4 console<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
!style="text-align:right;" |540.00
|-
|About 30 game purchases for the PS4<ref>http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content</ref>
!style="text-align:right;" |600.00
|-
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifar.ms/threads/chris-spent-over-425-on-ebay-last-month.19451/</ref> for ''higher''
!style="text-align:right;" |425.88
|-
|Transformers action figures<ref name=tftr>[[List of toys#Transformers: Titans Return]]</ref>
!style="text-align:right;"|587.00
|-
|[[Naru]], a dakimakura (or ''hug pillow'')
!style="text-align:right;"|90.00
|-
|Skylanders toys<ref>https://sonichu.com/cwcki/List_of_toys#Skylanders</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
!style="text-align:right;"|195.00
|-
|Pokemon merchandise<ref>https://sonichu.com/cwcki/List_of_toys#Pokemon</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
!style="text-align:right;"|181.79
|-
|Amiibo (Smash series "Pit")<ref>https://sonichu.com/cwcki/List_of_toys#Nintendo_Amiibos</ref>
!style="text-align:right;"|12.99
|-
|"I'm Done Adulting" T-Shirt<ref>https://kiwifarms.net/attachments/screenshot-www-facebook-com-2016-10-03-14-31-36-png.141291/</ref>
!style="text-align:right;"|23.99
|-
|Lego Dimensions (assorted sets)<ref>[[List of toys#Lego Dimensions]]</ref><ref name=ebay/>
!style="text-align:right;"|238.00
|-
|My Little Pony-themed card sleeves<ref name=ebay/>
!style="text-align:right;"|13.54
|-
|14K yellow gold Cleopatra bar 16" necklace<ref>[[http://archive.is/tPnTI]]</ref>
!style="text-align:right;"|399.99
|-
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
!style="text-align:right;"|750.00
|-
|[[DoopieDoOver]] artwork
!style="text-align:right;"|80.00
|-
|HexBox One
!style="text-align:right;"|400.00
|-
|HexBox Live Gold
!style="text-align:right;"|59.99
|-
|HexBox Games
!style="text-align:right;"|89.94
|-
|Sonic Forces
!style="text-align:right;"|39.99
|-
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="font-weight:bold;color:#FF0000"|$4,728.10
|}

==Why Chris refuses to work==
Despite actively begging for money for over a year and a half, Chris did not attempt to get a job. One of his IRL friends, a woman from his Pokemon club named Alexa P., became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref>, and again in April 2017<ref name=getajob/>, that he contact one of her family members who works at Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant about why he was unwilling to get a job, and Alexa then gave up trying to help him.

In his rant, Chris gave the following flimsy excuses:

*Busy with helping Barb and the pets.

*[[Chris and his Ego|Trolls ruined his "background check"/reputation]].

*Risk of being discriminated against for his [[Tomgirl]] gender.

*[[Chris and stress|Stress]]

*Fear of being incompetent.

Months later, in October 2017, Chris reiterated his excuse of helping Barb and the pets, and added another<ref>https://sonichu.com/cwcki/CWCki_Forums#Kiwi_Farms_post</ref>:

*His passion for, and [[Chris and reality|psychic connection to, his imaginary friends in CWCville]].

[[Lies|None of his claimed reasons hold any weight]].

Despite his professed concern for Barb and the pets being his top priority, he had no qualms about going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017.

A "background check," as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Furthermore, Chris's legal name during the Financhu Crisis was Christine Chandler, and since most of his history being trolled is tied to his former Christian Chandler name, Google results for his current name greatly de-emphasize the trolls' influence. In addition, fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Englehardt]] also have their names linked to their internet shenanigans, yet they have gained employment.

Discrimination on the basis of gender is illegal. Charlottesville is a fairly liberal city, so his trans identity should not be an issue.

Getting a job [[Hypocrisy|would have reduced his stress over needing to beg in order to afford more toys]].

His excuses on being fearful of making mistakes and his obsession over his imaginary friends are blocks set down by his own mind - revealing that, [[Chris and psychology|rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever]].

==2016 timeline==

===March===
*1st - Chris buys a PS4, worth $540, from Fingerhut (using a credit card).<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
*16th - Barb is found guilty in a debt case involving Discover Financial Services. The judgement states that she owes $4,706.93.<ref>https://kiwifar.ms/threads/barb-sued-by-discover-bank.18379/page-28#post-1324090</ref>
*19th - Chris spends $425 on a single Lego set,<ref name=l/> available for $75 less on the lego website.<ref>https://shop.lego.com/en-US/Firehouse-Headquarters-75827</ref>

===April===
*12th - [[Please, Donate|Chris begs]]. This video is notable for being the first video devoted to asking for money.
*16th - It's revealed that Chris borrowed $3,000 from a payday loan.<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>
*24th - [[Donation Request|Chris begs]] again, this time without offering crafts in exchange.

===May===
*4th - The donations listing on Chris's Etsy shop is removed, presumably for violating TOS.<ref>https://kiwifar.ms/threads/fb-4-29-chris-is-excited-about-ratchet-clank-totes-swag.20150/page-10#post-1434759</ref>
*9th - Chris spends $60 on his [[waifu|waifu]].
*23rd - The Chandlers pay $616.52 for the first half of 14BC's 2016 [[:File:Property tax 2016 part1.png|property tax]].
*23rd - [[Donations, Please, plus Live Game Stream tonight.|Chris begs]] for bananas. He also [[Live Game Stream - Uncharted|announces]] the debut of a Support button on his Youtube channel to replace the Etsy listing.
*25th - Chris begs [[May 2016 Facebook posts#Etsy listing removal|in a Facebook post]] while reminding readers that Etsy removed his donation listing and that he has a Support button on Youtube instead.
*26th - Chris begs [[May 2016 Facebook posts#Uncharted video and donations|on Facebook]], links to his game stream of Uncharted and repeats his statements from the 25th.
*28th - Chris spends nearly $100 on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/</ref>
*29th - Chris spends another $30 on his waifu.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-8#post-1498444</ref>
*31st - Chris spends $150 more on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496692</ref>

===June===
*8th - Chris's Etsy shop is closed,<ref>[[Etsy#Shop Closure]]</ref> presumably for failing to send orders.
*11th - [[Cwcville Shopping is on Vacation|Chris begs]] for money in the same video in which he announces that his shop is closed. Starting from this video, Chris adds his begging to the video descriptions.
*14th - Chris begs to have $100 for Barb's asthma medicine, in [[Donations Required, Serious. Please help|two]] [[Donations Requested, Please|videos]] which feature Barb.
*17th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 1|Chris begs]] to have $200 for an electric bill, while reading a fanfic called "Unicorns, Rainbows, and a Bluebird of Happiness".
*19th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 2|Chris begs]], again saying he wants $200 for an electric bill, and also wanting food money, while reading another chapter of Bluebird.
*19th - Chris wants to become a [[Women Only Need Apply - No STD's|prostitute]], in an attempt to get both money and china.
*26th - Chris begs his half-brother [[Cole Smithey|Cole Smithey]] for financial help, while simultaneously insulting him for "pissing and burning" the money he earns from working as a movie critic on apartment rent.<ref>[[June 2016 Facebook posts#O brother, where art thou?]]</ref>
*29th - [[Announcement 06292016|Chris begs]], saying that even though he got donations, he wants more because "we could still do better", before reading the third chapter of Bluebird.

===July===
*1st - Chris pays his $541 court costs for pepper-spraying a Gamestop employee in 2014.<ref>https://kiwifar.ms/threads/7-1-chris-paid-his-court-costs.22142/</ref>
*8th - [[Rainbows Unicorns and a Bluebird of Happiness Chapter 4|Chris begs]] while reading chapter four of Bluebird.
*9th - [[Announcement 20160709|Chris begs]] in a long rant, saying he is stressed from dealing with finances. He mentions a mortgage among the bills. He wants food money for himself, Barb and their pets.
*10th–11th - [[HELP, PLEASE!!!|Chris begs]] in a series of four videos, wanting $20 or $50. He demeans himself on camera to get people to donate. Finally, he thanks people for sending the "minimum $20" before begging to have money for Barb's teeth.
*13th - [[Donations Further Requested, Please|Barb begs]] to have money for her dental work.
*13th - Chris finally decides to sell some of his toys to raise money. He lists one Pokémon card on eBay for $50.<ref>[[July 2016 Facebook posts#Chris Offers a Pokemon Card for Sale]]</ref>
*14th - Chris lists two more Pokémon cards on eBay, for $100 each.
*15th - Chris begs for food money in a [[July 2016 Facebook posts#"I'm not on drugs!"|Facebook post]], complaining that people aren't willing to donate anymore.
*18th - [[Update 20160718|Chris begs]] for money in the same video in which he reads an anniversary dedication, while expecting to be paid $50 for it.
*18th - One of the $100 Pokémon cards Chris listed on eBay is sold.<ref>http://offer.ebay.com/ws/eBayISAPI.dll?ViewBidsLogin&item=282101638696</ref>
*20th–22nd - Chris produces [[Paid Video Requests|eight videos]] to earn money from his fanbase.
*23rd - Chris returns to begging [[July 2016 Facebook posts#2 Strikes on Youtube|on Facebook]]. He also announces that "this window is for Donations Only. No video requests until further notice", after his YouTube account receives its second strike against it for violating policy on "nudity or sexual content" after [[Paid Video Requests#Fuck, Fuck, Fuck, Shake my boobies|a video]] he uploaded on the 22nd got reported. He [[:File:Cwc-crayolasword-stitched.png|also begs]] to a Kiwi Farms user named crayolasword who asks him about the situation.
*24th - Chris announces [[July 2016 Facebook posts#I have grown a labia!|on Facebook]] that he has grown a labia using subliminal frequencies found on YouTube. He also requests donations for gender reassignment.
*26th - Three days after being barred from uploading videos to his CwcvilleGuardian YouTube account, Chris circumvents the ban by [[Paid Video Request Reminder|uploading to another account]], restarting the Paid Video Requests program and accepting offers for $10-$50.
*28th - Chris makes one sale on the video program.

===August===
<center><gallery>
File:Barb capitalone.png|Capital One Bank vs Barb
File:Dogcourtcase2.png|Chris fined - No county dog tag 2
File:Dogcourtcase1.png|Chris fined - No rabies certificate 2
</gallery></center>
*4th - Barb is sued by yet another bank. The hearing will take place on September 14th.
*5th - Chris pays $121 in court costs and fines for failing to acquire proper certifications for his dogs.
*5th - Chris begs for donations in [[August 2016 Facebook posts#House Cleaning|a Facebook post]] and asks for tubes of [[Oestrogel application and Vibrating Bra, How To.|Oestrogel]] to be sent to him.
*9th - Chris relists the Birthday Pikachu card on eBay for $500 and begs people to "Buy It Now and help me and my family".<ref>[[August 2016 Facebook posts#Buy this $3,000 VHS tape]]</ref> He also offers a VHS tape of Aladdin for $3,000.<ref>http://www.ebay.com/itm/282128626463</ref>
*11th - Chris begs [[Cole Smithey|Cole Smithey]] for financial help again, this time by saying, "Hey! Cole!!! Get off of your ass and apologize and make peace with us here, In Person, and Help Us Financially, Please".<ref>[[August 2016 Facebook posts|Get off your ass, Cole!]]</ref>
*14th - A buyer purchases the [[Megatron pistol]] from Chris, netting Chris $50. It's the first Relic of Fail to be sold during the Crisis.
*31st - Chris begs his audience [[August 2016 Facebook posts#Who wants to pay our mortgage?!|on Facebook]] to pay his mortgage of $115,000.

===September===
<center><gallery>
File:Barb vs Capital One Bank result.png|Capital One Bank court ruling.
</gallery></center>
*12th - Chris is spotted and photographed at a [[Card Games#Toys "Я" Us|Toys "Я" Us]] buying two tins of Pokemon Cards, two days before his mother goes to court.
*14th - Greene County's court rules that Barb owes $15,906.99 in unpaid debt to Capital One bank.
*19th - Chris begs in [[September 2016 Facebook posts#Another new cat|a Facebook post]], while showing off his new pet cat. He wants money to cover bills for the second half of the month, one paragraph after stating that he needed "allowance fun" to get a break from [[stress]] in the first half of the month.
*27th - Chris claims in a [[Something Completely Different - A few Transformers Jokes, also anti-Pmurt|video]] that the "fickle finances" are improving for him and Barb, shortly before playing with his newly-bought Transformers toys, showing that he is unaware or does not care about the fact that his mother legally owes over $20,000 as a result of the two lawsuits filed against her in 2016 or that the property tax for their house will be due in two months.

===October===
*18th - Chris resumes begging in a [[I'm sick; we need money donations; no video requests for a while|video]], saying that he is sick and that he is running low on chicken noodle soup and money. Notably, he had spent $160 buying Transformers toys on Ebay in the weeks beforehand.<ref name=tftr/>

===November===
<center><gallery>
File:Receipt for a penny - credit to Philosophy Phil.png|$0.01 donation
</gallery></center>

*9th - Chris, in response to the election, films a [[Eid, Pmurt, Eid|video]] of him destroying a Transformer toy that is meant to represent Donald Trump. The toy was part of the Transformers toy purchase back in September, costing him $25.
*18th - Chris spends $90 on Pokemon<ref>[[Twitter#Ticked off about Pokemon Sun]]</ref><ref>[[November 2016 Facebook posts#Pokemon Sun and Moon networking]]</ref> and Transformers.<ref>[[Twitter#More wish list demands]]</ref>
*21st - The Chandlers pay the second half of their 2016 property tax for 14 Branchland Court, costing them $616.52.<ref>[[:File:Propertytax2016paid.png]]</ref>
*21st - Chris [[Help, please|makes another video]] to beg for donations again. He also [[Twitter#Help, please|posts]] to Twitter, saying, "We need more money, please. The Mortgage people are [[Kick the Autistic|kicking us again]]. Please send money to me via PayPal".
*22nd - Chris reacts to a penny donated by a troll,<ref>https://kiwifarms.net/threads/yt-11-21-help-please.25958/page-6#post-1893900</ref> [[Twitter#We need more than a penny|tweeting]], "We need Donations larger than a penny apiece. Please try to give us $10 or a Lot more than that".
*30th - Chris [[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon|posts]] that he will join [[Patreon]], after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
*30th - Chris [[November 2016 Facebook posts#Another wish list update|updates]] his Christmas [[wish list]], to remove the $50 Transformers toy,<ref>http://www.bigbadtoystore.com/bbts/product.aspx?product=HAS25156&mode=retail Chris mentioned this shop listing</ref> named "Alpha Trion and Astrotrain", which he had bought. He does not pawn this, or any of his other toys, to help Barb; instead, he makes [[The Alpha Trion/"Young Warrior" Challenge|a video of himself playing with it]].
*30th - Chris launches his [[Patreon]] account. He states that he wants $200,000 to pay the "home's finances, including the Mortgage and Credit Cards". He also says he wants an extra $50,000 for "[[List of toys|rainy day(s)]]"

===December===
*1st - Chris updates his [[Patreon]] with more gifts, consisting of merchandise from Skylanders [[Chris and his Ego#Fixation on self-image|customized to appear like his in-game avatar]] (which would be produced by that company) and clarifies that he wants $250,000 total, rather than per month, showing that he still has unrealistic views on how much he can scam out of people.
*2nd - Chris uploads [[Alpha Trion/"Young" warrior challenge explained]], in which he plugs his Patreon channel while playing with expensive Transformers toys.
*19th - Barb wants to sell a [[Craigslist#Riding lawn tractor|riding lawn tractor]] for $595.

==2017 Timeline==
===January '17===
*4th - Chris [[January 2017 Facebook Posts#Inability to feel like drawing and writing the stories|whines]] about having "head of household worries", like the bills and debt; however, instead of Adulting and applying for a job, he begs to have $500 a month.
*13th - Over three weeks after the original lawn tractor ad was taken down from [[Craigslist]] due to a ween, Chris finally realized what happened and re-posted it, still asking for $595. In the meantime, he had bought over $100 worth of [[Z-Ring Fun Extra|Pokemon]] and [[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff|Skylanders]] toys and had made videos of himself playing with them.

===February '17===
*16th - Chris uploads [[A browsing around an ol' playground]], in which he begs for money before showing footage of himself walking around a playground.
*17th - One day after begging for handouts of $10 per person, Chris plays a newly-purchased video game level for ''Lego Dimensions'', ''The Lego Batman Movie Story Pack'', which had been released on 10 February with a cost between $35-$50.<ref>https://psnprofiles.com/trophies/3900-lego-dimensions/Sonichu</ref>

===March '17===
*1st - Chris offers parts of [[March 2017 Facebook Posts#Selling Bob's stamp collection|Bob's stamp collection]] for sale.
*2nd - Chris spends $50.25 on toys after making $68 (minus the cost of shipping) from selling his father's stamps.<ref name=ebay/>
*3rd - Chris lists his [[EBay#Chris's stamp album|personal stamp album]] for $1,000.
*7th - Chris buys Lego World for the PS4 on its release date<ref>https://psnprofiles.com/trophies/5906-lego-worlds/Sonichu</ref> for $30, erasing the last of the profit he had made from selling stamps, even though he had claimed to need the money for paying bills.
*13th - He spends another $9 on Transformers.<ref name=ebay/>
*19th - Chris [[March 2017 Facebook Posts#Please buy stamps|begs on Facebook]] for people to buy more stamps, saying "[[Lie|My mother and I can Really do with the money]]". At that point, he had made $85 in sales then quickly spent $90 on toys.<ref name=ebay/> <ref>[[List of Chris's video games#PlayStation 4 (PS4)]]</ref>
*19th - White knights spring into action and purchase seven stamps, totaling $41.50. Five were bought by a single person (at $34) and the rest ($7.50) by two others.
*19th - Chris lies about wasting stamp money on toys, claiming in Facebook's comments section that he "did NOT buy any lego sets" and that the money went towards "our debtor payments" instead.

===April '17===
*4th - Barb's [[April 2017 Facebook posts#Whining about the mortgage|bank account is over $800 in the red]] after making two payments to Seterus, Inc, a loan servicing company - likely a result of failing to juggle both a past-due account and the autopay feature.
*5th - Chris [[April 2017 Facebook posts#Chris explains why he won't get a job|throws a tantrum at his Facebook friends]] after they suggest he get a job and begs for sales on his "high priced" stamp covers.
*6th - [[2017 tweets#Begging Cole for money|Chris tweets]] to [[Cole Smithey]], asking for financial help.
*7th - Chris lists the [[Sonic Totem]] on eBay for $1,500. It sold within 4 hours.<ref>http://archive.is/yGMuu - The video announcement was uploaded at 4:16 pm and the Totem sold at 8:09 pm (both times Eastern)</ref> It is also discovered that the value of 14 Branchland Court has decreased by $3,248 in the past 30 days, according to Zillow.com.
*7th - One hour after the Totem sale, Chris buys a $400 necklace for Barb, to replace one she pawned in November 2016.<ref>http://archive.is/tPnTI</ref> During the next three days, he orders $750 worth of [[Skylanders avatar]] products for his [[Stamps|raffle prizes]].<ref>He mentions ordering in [[By the book, Buy the book plus update]] and confirmed the amount in [[Live Game Stream - C-Log 04142017]]</ref>
*10th - Chris [[By the book, Buy the book plus update|implores people to buy his $1,000 stamp album]], because he had ''already spent the money from selling the totem.'' He also states he will mail it later in the week.
*14th - Barb begs, [[EMERGENCY HOME UPDATE|claiming she needs money to pay an overdue power bill]], ''while wearing the $400 necklace Chris had bought her a week before''. Six hours later, Chris records a [[Live Game Stream - C-Log 04142017|23-minute video of him playing with expensive toys]]. He also explains that he had used part of the Totem sale money to service his credit card debt.
*17th - In a sign of desperation, Chris [[April 2017 Facebook posts#Half-price on stamp album|slashes the price on his stamp album]] by half, to $500, and begs people to buy it.
*18th - Chris [[2017 tweets#Begging to Cole again|begs to Cole]] for the second time this month.
*19th - Chris's [[April 2017 Facebook posts#Offering six Sonichu drawings for $2,000|Paypal account is in the red by over $1,450]], because he had failed to ship the Sonic Totem; as a result, the buyer filed a dispute and eBay or Paypal placed a temporary hold on the $1,500, pulling it from Chris's account. He [[eBay#Sonichu drawings from 2014|lists six Sonichu drawings]], from 2014, at $2,000 for the lot. Then, he digs through 10 to 20 bags of wet, moldy clothes, left over from the [[Destruction Of Chris's House]] three years before, and finds The Classic shirt. He [[eBay#The Classic shirt|lists it on eBay]] for $12,000 (or a Buy It Now price of $20,000). Later, he records [[Live Game Stream - C-Log 04192017 - The Shirt]] to promote the listing.
*20th - [[April 2017 Facebook posts#Barb borrowed from life insurance|Barb bails herself and Chris out of imminent financial ruin]] by borrowing from their life insurance, repeating [[Open Relationship E-mails#Barb is borrowing from Chris's life insurance|a move she pulled in 2014]]. This time, she uses the cash to fix the $800 deficit on her bank account, pay for Chris to ship the Sonic Totem to its buyer, and buy groceries.
*21st - The [[Sonic Totem]] buyer receives it in the mail and leaves positive feedback, saying, "The item arrived safely". Since the dispute was resolved, the sale money was then released to Chris, putting his Paypal back in the black.
*22nd - The [[eBay#The Classic shirt|auction for the Classic Shirt]] concludes, bid to $25,100.
*27th - Chris [[Live Game Stream - C-Log 04272017|asks people to buy his stamp album for $500]], since his bank account is still in the red. He also mentions that the Classic Shirt buyer had not paid him $25,100 for it yet, and he would give her until the next day to begin paying.
*30th - The [[Stamps#Raffle|raffle]] concludes. Chris had revenue of $165.76, but spent $790 on prizes and is obligated to spend $90 more, leaving him with a '''negative profit of $714.24'''.

===May '17===
[[File:Paypal request to cole.png|thumb|What Cole would have seen if he had clicked on the Paypal.me link Chris tweeted to him while begging this month.]]
[[File:Penny_donation_may_2017.jpeg|thumb|What Cole would have really paid.]]

*5th - On eBay, Chris halves the prices on two listings: his stamp album (again), to $250; and a collection of Sonichu drawings from 2014, to $1,000. He [[May 2017 Facebook posts#Reduced prices on eBay|begs people to buy]] on Facebook.
*5th - In a display of [[hypocrisy]], Chris mocks [[Cole Smithey]] on Twitter [[May 2017 tweets#Mocking Cole for requesting donations|for requesting donations on Patreon]].
*5th - Chris claims his bank account is in the red for the second time in a week [[Live Game Stream - C-Log 05052017|due to the auto-pay for one of his bills]], echoing the exact problem Barb claimed in the previous month. Chris's [[Monthly Tugboat]] had deposited $1,300 to him two days beforehand. He also realizes that The Classic bidder won't be paying for it.
*8th - Over the course of a week, Chris had spent $90 on [[List of Chris's video games#Games bought during the Financhu Crisis|six new PS4 games]], even though he had said his bank account was in the red. PSN allows Paypal for purchases, so Chris was either lying or being financially irresponsible by using his Paypal to fund the purchases instead of transferring the money to his bank.
*8th - After 561 days since the last update to the Sonichu comic, [[Etsy#Donate towards New Comic Book Pages|which he had been paid over $1,000 to do]], Chris [[Live Drawing Stream - 05082017|resumes work on it]]. He requests donations and pledges to his Patreon for his effort. A day later, he had gotten zero new pledges.
*10th - Chris again halves the price on the Sonichu drawings, to $500, and [[May 2017 Facebook posts#Slashed price on Sonichu drawings|begs for a sale]], stating, "my mom and I could do with some more money, please".
*11th - Chris [[May 2017 tweets#Paypal.me|links to his new Paypal.me account]] and begs for financial help.
*11th - Barb [[May 2017 tweets#Financial leap of faith|is allowing her bank account to be in the red after a mortgage payment]]. Less than a week after mocking Cole for not reconciling with Barb, Chris [[May 2017 tweets#Help, Cole!|begs him for money]], asking for [[DStecks|$1,000]].
*14th - [[Live Drawing Stream#05142017|Another livestream of Chris drawing]] Sonichu comic pages is recorded, clocking in at 1 hour and 38 minutes of footage. Chris begs for $10 donations or pledges to [[Patreon]] in the video description.
*15th - Chris [[Live Drawing Stream#05152017|records himself using Photoshop for an hour and a half]]. He begs for his audience to "PLEASE DONATE BIG NOW!" It should be noted that he filmed himself surrounded by expensive electronics, such as the PS4 camera and laptop (possibly a newly-acquired one, as it had not been mentioned by Chris before).
*16th - Chris [[May 2017 tweets#Begging to Cole again|tries to beg from Cole again]], still asking for [[DStecks|$1,000]].
*17th - The Chandlers pay the first half of the 2017 property tax for [[14 Branchland Court]], costing them $606.83.<ref>[[:File:Propertytax2017 1.png]]</ref>
*19th - After announcing that [[May 2017 Facebook posts#Pretend ads in Sonichu|Sonichu 11 pages will be ready in a few days]], Chris begs for handouts. Later that day, he discovers that his cat, Sorbet, [[May 2017 Facebook posts#Sorbet badly injured, staying at vet|had been seriously injured]] and takes him to a vet.
*24th - Chris [[Minor Update, Handouts!|begs for handouts on video]], claiming to need money for food and mentioning that he was charged $160 for Sorbet's vet bill. He demands for donations to be at least a dollar and suggests a $10 minimum. An hour later, he uploads another video, angered at having received a donation of less than a dollar. In the second video, Barb appears and joins in the begging, requesting money for meal replacement shakes.
*25th - Chris [[May 2017 Facebook posts#More begging|links to the first of the previous day's videos on Facebook]] and begs again. He also deletes the second video.

===June '17===
*16th - Barb [[We need immediate funds, please|begs for food money]], while wearing both a $400 gold necklace and a [[Semen|pearl necklace]]. Shortly after, Chris posts an in-progress Sonichu page to [[Patreon]] and begs on that platform for grocery money.

===July '17===
[[File:Mariner Finance vs Chris.png|thumb|150px|Mariner Finance vs Chris]]

*11th - Mariner Finance sues Chris for unpaid debt.
*22nd - After a month without begging, due to a boost in [[Patreon]] funds after Chris revived the Sonichu comic, [[July 2017 tweets#Resuming begging|he begs for $50]]. He had given that amount to [[DoopieDoOver]] earlier that month as a pledge on her Patreon.

===August '17===
[[File:20170824 Mariner verdict.png|thumb|150px|Verdict on Mariner Finance case]]
*1st - Chris pledges more money to [[DoopieDoOver]]'s Patreons, hoping to receive anthropomorphized lesbian [[My Little Pony]] porn in return. Doopie, aware of Chris and Barb's financial straits, offers to refund Chris's payments to her, but he refuses.
*11th–13th - Chris makes an expensive, three-day trip to [[BronyCon]] in Maryland. Other attendees have stated that the cost for going to Bronycon is around $2,000-3,000 when including travel, food, souvenirs, and lodging.
*18th - Chris informs his patrons of a two-week delay in sending their books, as he had blown their funds on BronyCon instead<ref>https://sonichu.com/cwcki/August_2017_Patreon_posts#Blew_patron_funds_on_BronyCon.2C_can.27t_ship_books</ref>.
*24th - A "case dismissed" judgement is given for Chris's unpaid debt case with Mariner Finance.

===September '17===
*1st - Chris donates $20 to Red Cross to help victims in the wake of Hurricane Harvey in Texas after seeing a message from Tara Strong on Twitter.<ref name=septtweets>[[September 2017 tweets]]</ref>

===October '17===
*9th - Chris records [[CLog Special - PATREON & MORE‎‎|an updated intro for his Patreon]], stating that he still needs the income from it for [[List of toys|bills]].

===November '17===
*6th - Chris reveals he had purchased an [[HEXBox|Xbox One]] at some point recently, and looking at his games/account, he has spent around $549.93 on it.
*7th - Chris buys Sonic Forces on release day, at the price of $39.99.

==2018 timeline==
===January '18===
*27th - Chris's [[Patreon]] hits its highest-ever amount of $820<ref>https://graphtreon.com/creator/Sonichu</ref>.
*28th - He is photographed at [[The End Games]] holding new Pokemon cards.
*31st - Chris [[C-Log 01312018 - Selling my Older Pokémon Cards for my mother’s teeth|lists three binders of Pokemon cards, at $150, $200 and $700 amounts - supposedly for Barb's dental bills]]. The $150 and $200 binders are purchased on the same day. Chris purchases [https://en.wikipedia.org/wiki/Blast_Chamber Blast Chamber], for PS1.

===February '18===
*3rd - Chris lowers the price for the last Pokemon album to $500 and it is snapped up. He then [[Ebay|lists a binder of UFS cards for $300]] (cutting the price to $200 later). The binder eventually sells for $150.

*11th - Chris suffers seller's remorse and buys two Pokémon cards - Charizard and Shining Gyarodos - to replace the ones from his binder, spending over $50. He also maintains his habit of buying empty game disc cases to make his collection appear neater, acquiring three for [[Xbox]] at a $9 cost<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-509#post-3079753</ref>.

*27th - Searching through the hoard for more junk to sell, Chris finds a package of 25 bootleg Pokemon LeafGreen/Emerald games from a concerned fan who mailed them to him years ago, and puts them up on eBay, saying he wants sales "To help my mother and I some more, please. Thank you. :)<ref>[[eBay#Pile of bootleg games]]</ref>" He makes $80 in sales that day, then promptly spends $35 of it on two ''My Little Pony'' Funko dolls<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-514#post-3115021</ref>. Also, Chris sends one buyer an empty envelope and receives negative feedback [https://imgur.com/a/jAkA0]

{{clear}}

==See also==
*[[Chris and money]] - A more general overview of Chris's finances
*[[Chris and business]] - Chris's attempts to make money outside of begging
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging

==References==
<references/>
[[Category:Sagas]]
[[Category:Things bought with taxpayer money]]

Financhu Crisis

2018-03-23T00:30:24Z

Iamherenow4: /* February '18 */

{{Articleofthenow}}

{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job.}}

[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris's online activity for much of 2016]]

The '''Financhu Crisis''' is a term coined by users from [[CWCki Forums|Kiwi Farms]] to describe the steep decline in the Chandler family's financial management beginning in early [[2016]].

Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].

Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and [[Chris]] is [[Chris and stress|''lazy'']] on a fixed income, one could only bleakly speculate what will happen when Chris is eventually left to fend for himself once Barb passes away.

In June 2017, Chris began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts. As a result, the begging has subsided.

==Background==
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]

To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], has squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

'''Chris''' has made some efforts to generate income for the household over the past few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga to this day.

'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continue to barely stay afloat with their lives thanks to their own [[tugboat]]s, but their inactive lifestyle and reckless spending will not last forever at this rate.

Despite it all, '''Chris has not once attempted to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.vadars.org/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his Ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

==Outstanding debts==
This table summarizes various unpaid debts charged to credit cards and other owed amounts between Chris and Barb. Keep in mind that these are only amounts found by [[CWCki|Christorians]] via Chris' online posts and Virginia District Court public records.

On 30 November 2016, Chris started a [[Patreon]] with a goal of '''$250,000'''; he estimates $200,000 to pay off the mortgage and other debts, plus an extra $50,000 for himself, [[Chris and negotiation|just ''because'']].

{| class="wikitable sortable"
|-
!data-sort-type="date"|Date
!data-sort-type="string"|Item
!data-sort-type="currency" |Amount ($)
|-
|Ongoing
|Credit card debt<ref>https://kiwifarms.net/threads/3-9-chris-tweets-that-hes-a-feminist.28977/page-9#post-2140532</ref>
!style="text-align:right;" |6,000.00
|-
|24 September 2014
|Loan for [[Son-Chu]]
!style="text-align:right;" |9,000.00
|-
|1 March 2016
|PS4 purchase (via Fingerhut.com)
!style="text-align:right;" |540.00
|-
|16 March 2016
|Discover Bank court case
!style="text-align:right;" |4,706.93
|-
|16 April 2016
|Payday loan
!style="text-align:right;" |3,000.00
|-
|Ongoing
|Mortgage (revealed on Facebook)
!style="text-align:right;" |115,000.00
|-
|14 September 2016
|Capital One court case
!style="text-align:right;" |15,906.99
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="2"|Total
!style="font-weight:bold;color:#FF0000"|$154,153.92
|}

==Chris's frivolous spending during the crisis==
[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png|thumb|300px|A recurring theme throughout the Crisis.]]

Like any terminally irresponsible adult, Chris likes to keep his [[bedroom]] filled with toys, while [[Chris and money|keeping his wallet empty]]. Below is an list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.

During [[2016]], Chris was known to waste over $2,500 on toys.

In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.

{| class="wikitable sortable"
|-
!class="unsortable"|Item
!data-sort-type="currency" |Amount ($)
|-
|New PS4 console<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
!style="text-align:right;" |540.00
|-
|About 30 game purchases for the PS4<ref>http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content</ref>
!style="text-align:right;" |600.00
|-
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifar.ms/threads/chris-spent-over-425-on-ebay-last-month.19451/</ref> for ''higher''
!style="text-align:right;" |425.88
|-
|Transformers action figures<ref name=tftr>[[List of toys#Transformers: Titans Return]]</ref>
!style="text-align:right;"|587.00
|-
|[[Naru]], a dakimakura (or ''hug pillow'')
!style="text-align:right;"|90.00
|-
|Skylanders toys<ref>https://sonichu.com/cwcki/List_of_toys#Skylanders</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
!style="text-align:right;"|195.00
|-
|Pokemon merchandise<ref>https://sonichu.com/cwcki/List_of_toys#Pokemon</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
!style="text-align:right;"|181.79
|-
|Amiibo (Smash series "Pit")<ref>https://sonichu.com/cwcki/List_of_toys#Nintendo_Amiibos</ref>
!style="text-align:right;"|12.99
|-
|"I'm Done Adulting" T-Shirt<ref>https://kiwifarms.net/attachments/screenshot-www-facebook-com-2016-10-03-14-31-36-png.141291/</ref>
!style="text-align:right;"|23.99
|-
|Lego Dimensions (assorted sets)<ref>[[List of toys#Lego Dimensions]]</ref><ref name=ebay/>
!style="text-align:right;"|238.00
|-
|My Little Pony-themed card sleeves<ref name=ebay/>
!style="text-align:right;"|13.54
|-
|14K yellow gold Cleopatra bar 16" necklace<ref>[[http://archive.is/tPnTI]]</ref>
!style="text-align:right;"|399.99
|-
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
!style="text-align:right;"|750.00
|-
|[[DoopieDoOver]] artwork
!style="text-align:right;"|80.00
|-
|HexBox One
!style="text-align:right;"|400.00
|-
|HexBox Live Gold
!style="text-align:right;"|59.99
|-
|HexBox Games
!style="text-align:right;"|89.94
|-
|Sonic Forces
!style="text-align:right;"|39.99
|-
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="font-weight:bold;color:#FF0000"|$4,728.10
|}

==Why Chris refuses to work==
Despite actively begging for money for over a year and a half, Chris did not attempt to get a job. One of his IRL friends, a woman from his Pokemon club named Alexa P., became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref>, and again in April 2017<ref name=getajob/>, that he contact one of her family members who works at Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant about why he was unwilling to get a job, and Alexa then gave up trying to help him.

In his rant, Chris gave the following flimsy excuses:

*Busy with helping Barb and the pets.

*[[Chris and his Ego|Trolls ruined his "background check"/reputation]].

*Risk of being discriminated against for his [[Tomgirl]] gender.

*[[Chris and stress|Stress]]

*Fear of being incompetent.

Months later, in October 2017, Chris reiterated his excuse of helping Barb and the pets, and added another<ref>https://sonichu.com/cwcki/CWCki_Forums#Kiwi_Farms_post</ref>:

*His passion for, and [[Chris and reality|psychic connection to, his imaginary friends in CWCville]].

[[Lies|None of his claimed reasons hold any weight]].

Despite his professed concern for Barb and the pets being his top priority, he had no qualms about going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017.

A "background check," as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Furthermore, Chris's legal name during the Financhu Crisis was Christine Chandler, and since most of his history being trolled is tied to his former Christian Chandler name, Google results for his current name greatly de-emphasize the trolls' influence. In addition, fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Englehardt]] also have their names linked to their internet shenanigans, yet they have gained employment.

Discrimination on the basis of gender is illegal. Charlottesville is a fairly liberal city, so his trans identity should not be an issue.

Getting a job [[Hypocrisy|would have reduced his stress over needing to beg in order to afford more toys]].

His excuses on being fearful of making mistakes and his obsession over his imaginary friends are blocks set down by his own mind - revealing that, [[Chris and psychology|rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever]].

==2016 timeline==

===March===
*1st - Chris buys a PS4, worth $540, from Fingerhut (using a credit card).<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
*16th - Barb is found guilty in a debt case involving Discover Financial Services. The judgement states that she owes $4,706.93.<ref>https://kiwifar.ms/threads/barb-sued-by-discover-bank.18379/page-28#post-1324090</ref>
*19th - Chris spends $425 on a single Lego set,<ref name=l/> available for $75 less on the lego website.<ref>https://shop.lego.com/en-US/Firehouse-Headquarters-75827</ref>

===April===
*12th - [[Please, Donate|Chris begs]]. This video is notable for being the first video devoted to asking for money.
*16th - It's revealed that Chris borrowed $3,000 from a payday loan.<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>
*24th - [[Donation Request|Chris begs]] again, this time without offering crafts in exchange.

===May===
*4th - The donations listing on Chris's Etsy shop is removed, presumably for violating TOS.<ref>https://kiwifar.ms/threads/fb-4-29-chris-is-excited-about-ratchet-clank-totes-swag.20150/page-10#post-1434759</ref>
*9th - Chris spends $60 on his [[waifu|waifu]].
*23rd - The Chandlers pay $616.52 for the first half of 14BC's 2016 [[:File:Property tax 2016 part1.png|property tax]].
*23rd - [[Donations, Please, plus Live Game Stream tonight.|Chris begs]] for bananas. He also [[Live Game Stream - Uncharted|announces]] the debut of a Support button on his Youtube channel to replace the Etsy listing.
*25th - Chris begs [[May 2016 Facebook posts#Etsy listing removal|in a Facebook post]] while reminding readers that Etsy removed his donation listing and that he has a Support button on Youtube instead.
*26th - Chris begs [[May 2016 Facebook posts#Uncharted video and donations|on Facebook]], links to his game stream of Uncharted and repeats his statements from the 25th.
*28th - Chris spends nearly $100 on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/</ref>
*29th - Chris spends another $30 on his waifu.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-8#post-1498444</ref>
*31st - Chris spends $150 more on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496692</ref>

===June===
*8th - Chris's Etsy shop is closed,<ref>[[Etsy#Shop Closure]]</ref> presumably for failing to send orders.
*11th - [[Cwcville Shopping is on Vacation|Chris begs]] for money in the same video in which he announces that his shop is closed. Starting from this video, Chris adds his begging to the video descriptions.
*14th - Chris begs to have $100 for Barb's asthma medicine, in [[Donations Required, Serious. Please help|two]] [[Donations Requested, Please|videos]] which feature Barb.
*17th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 1|Chris begs]] to have $200 for an electric bill, while reading a fanfic called "Unicorns, Rainbows, and a Bluebird of Happiness".
*19th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 2|Chris begs]], again saying he wants $200 for an electric bill, and also wanting food money, while reading another chapter of Bluebird.
*19th - Chris wants to become a [[Women Only Need Apply - No STD's|prostitute]], in an attempt to get both money and china.
*26th - Chris begs his half-brother [[Cole Smithey|Cole Smithey]] for financial help, while simultaneously insulting him for "pissing and burning" the money he earns from working as a movie critic on apartment rent.<ref>[[June 2016 Facebook posts#O brother, where art thou?]]</ref>
*29th - [[Announcement 06292016|Chris begs]], saying that even though he got donations, he wants more because "we could still do better", before reading the third chapter of Bluebird.

===July===
*1st - Chris pays his $541 court costs for pepper-spraying a Gamestop employee in 2014.<ref>https://kiwifar.ms/threads/7-1-chris-paid-his-court-costs.22142/</ref>
*8th - [[Rainbows Unicorns and a Bluebird of Happiness Chapter 4|Chris begs]] while reading chapter four of Bluebird.
*9th - [[Announcement 20160709|Chris begs]] in a long rant, saying he is stressed from dealing with finances. He mentions a mortgage among the bills. He wants food money for himself, Barb and their pets.
*10th–11th - [[HELP, PLEASE!!!|Chris begs]] in a series of four videos, wanting $20 or $50. He demeans himself on camera to get people to donate. Finally, he thanks people for sending the "minimum $20" before begging to have money for Barb's teeth.
*13th - [[Donations Further Requested, Please|Barb begs]] to have money for her dental work.
*13th - Chris finally decides to sell some of his toys to raise money. He lists one Pokémon card on eBay for $50.<ref>[[July 2016 Facebook posts#Chris Offers a Pokemon Card for Sale]]</ref>
*14th - Chris lists two more Pokémon cards on eBay, for $100 each.
*15th - Chris begs for food money in a [[July 2016 Facebook posts#"I'm not on drugs!"|Facebook post]], complaining that people aren't willing to donate anymore.
*18th - [[Update 20160718|Chris begs]] for money in the same video in which he reads an anniversary dedication, while expecting to be paid $50 for it.
*18th - One of the $100 Pokémon cards Chris listed on eBay is sold.<ref>http://offer.ebay.com/ws/eBayISAPI.dll?ViewBidsLogin&item=282101638696</ref>
*20th–22nd - Chris produces [[Paid Video Requests|eight videos]] to earn money from his fanbase.
*23rd - Chris returns to begging [[July 2016 Facebook posts#2 Strikes on Youtube|on Facebook]]. He also announces that "this window is for Donations Only. No video requests until further notice", after his YouTube account receives its second strike against it for violating policy on "nudity or sexual content" after [[Paid Video Requests#Fuck, Fuck, Fuck, Shake my boobies|a video]] he uploaded on the 22nd got reported. He [[:File:Cwc-crayolasword-stitched.png|also begs]] to a Kiwi Farms user named crayolasword who asks him about the situation.
*24th - Chris announces [[July 2016 Facebook posts#I have grown a labia!|on Facebook]] that he has grown a labia using subliminal frequencies found on YouTube. He also requests donations for gender reassignment.
*26th - Three days after being barred from uploading videos to his CwcvilleGuardian YouTube account, Chris circumvents the ban by [[Paid Video Request Reminder|uploading to another account]], restarting the Paid Video Requests program and accepting offers for $10-$50.
*28th - Chris makes one sale on the video program.

===August===
<center><gallery>
File:Barb capitalone.png|Capital One Bank vs Barb
File:Dogcourtcase2.png|Chris fined - No county dog tag 2
File:Dogcourtcase1.png|Chris fined - No rabies certificate 2
</gallery></center>
*4th - Barb is sued by yet another bank. The hearing will take place on September 14th.
*5th - Chris pays $121 in court costs and fines for failing to acquire proper certifications for his dogs.
*5th - Chris begs for donations in [[August 2016 Facebook posts#House Cleaning|a Facebook post]] and asks for tubes of [[Oestrogel application and Vibrating Bra, How To.|Oestrogel]] to be sent to him.
*9th - Chris relists the Birthday Pikachu card on eBay for $500 and begs people to "Buy It Now and help me and my family".<ref>[[August 2016 Facebook posts#Buy this $3,000 VHS tape]]</ref> He also offers a VHS tape of Aladdin for $3,000.<ref>http://www.ebay.com/itm/282128626463</ref>
*11th - Chris begs [[Cole Smithey|Cole Smithey]] for financial help again, this time by saying, "Hey! Cole!!! Get off of your ass and apologize and make peace with us here, In Person, and Help Us Financially, Please".<ref>[[August 2016 Facebook posts|Get off your ass, Cole!]]</ref>
*14th - A buyer purchases the [[Megatron pistol]] from Chris, netting Chris $50. It's the first Relic of Fail to be sold during the Crisis.
*31st - Chris begs his audience [[August 2016 Facebook posts#Who wants to pay our mortgage?!|on Facebook]] to pay his mortgage of $115,000.

===September===
<center><gallery>
File:Barb vs Capital One Bank result.png|Capital One Bank court ruling.
</gallery></center>
*12th - Chris is spotted and photographed at a [[Card Games#Toys "Я" Us|Toys "Я" Us]] buying two tins of Pokemon Cards, two days before his mother goes to court.
*14th - Greene County's court rules that Barb owes $15,906.99 in unpaid debt to Capital One bank.
*19th - Chris begs in [[September 2016 Facebook posts#Another new cat|a Facebook post]], while showing off his new pet cat. He wants money to cover bills for the second half of the month, one paragraph after stating that he needed "allowance fun" to get a break from [[stress]] in the first half of the month.
*27th - Chris claims in a [[Something Completely Different - A few Transformers Jokes, also anti-Pmurt|video]] that the "fickle finances" are improving for him and Barb, shortly before playing with his newly-bought Transformers toys, showing that he is unaware or does not care about the fact that his mother legally owes over $20,000 as a result of the two lawsuits filed against her in 2016 or that the property tax for their house will be due in two months.

===October===
*18th - Chris resumes begging in a [[I'm sick; we need money donations; no video requests for a while|video]], saying that he is sick and that he is running low on chicken noodle soup and money. Notably, he had spent $160 buying Transformers toys on Ebay in the weeks beforehand.<ref name=tftr/>

===November===
<center><gallery>
File:Receipt for a penny - credit to Philosophy Phil.png|$0.01 donation
</gallery></center>

*9th - Chris, in response to the election, films a [[Eid, Pmurt, Eid|video]] of him destroying a Transformer toy that is meant to represent Donald Trump. The toy was part of the Transformers toy purchase back in September, costing him $25.
*18th - Chris spends $90 on Pokemon<ref>[[Twitter#Ticked off about Pokemon Sun]]</ref><ref>[[November 2016 Facebook posts#Pokemon Sun and Moon networking]]</ref> and Transformers.<ref>[[Twitter#More wish list demands]]</ref>
*21st - The Chandlers pay the second half of their 2016 property tax for 14 Branchland Court, costing them $616.52.<ref>[[:File:Propertytax2016paid.png]]</ref>
*21st - Chris [[Help, please|makes another video]] to beg for donations again. He also [[Twitter#Help, please|posts]] to Twitter, saying, "We need more money, please. The Mortgage people are [[Kick the Autistic|kicking us again]]. Please send money to me via PayPal".
*22nd - Chris reacts to a penny donated by a troll,<ref>https://kiwifarms.net/threads/yt-11-21-help-please.25958/page-6#post-1893900</ref> [[Twitter#We need more than a penny|tweeting]], "We need Donations larger than a penny apiece. Please try to give us $10 or a Lot more than that".
*30th - Chris [[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon|posts]] that he will join [[Patreon]], after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
*30th - Chris [[November 2016 Facebook posts#Another wish list update|updates]] his Christmas [[wish list]], to remove the $50 Transformers toy,<ref>http://www.bigbadtoystore.com/bbts/product.aspx?product=HAS25156&mode=retail Chris mentioned this shop listing</ref> named "Alpha Trion and Astrotrain", which he had bought. He does not pawn this, or any of his other toys, to help Barb; instead, he makes [[The Alpha Trion/"Young Warrior" Challenge|a video of himself playing with it]].
*30th - Chris launches his [[Patreon]] account. He states that he wants $200,000 to pay the "home's finances, including the Mortgage and Credit Cards". He also says he wants an extra $50,000 for "[[List of toys|rainy day(s)]]"

===December===
*1st - Chris updates his [[Patreon]] with more gifts, consisting of merchandise from Skylanders [[Chris and his Ego#Fixation on self-image|customized to appear like his in-game avatar]] (which would be produced by that company) and clarifies that he wants $250,000 total, rather than per month, showing that he still has unrealistic views on how much he can scam out of people.
*2nd - Chris uploads [[Alpha Trion/"Young" warrior challenge explained]], in which he plugs his Patreon channel while playing with expensive Transformers toys.
*19th - Barb wants to sell a [[Craigslist#Riding lawn tractor|riding lawn tractor]] for $595.

==2017 Timeline==
===January '17===
*4th - Chris [[January 2017 Facebook Posts#Inability to feel like drawing and writing the stories|whines]] about having "head of household worries", like the bills and debt; however, instead of Adulting and applying for a job, he begs to have $500 a month.
*13th - Over three weeks after the original lawn tractor ad was taken down from [[Craigslist]] due to a ween, Chris finally realized what happened and re-posted it, still asking for $595. In the meantime, he had bought over $100 worth of [[Z-Ring Fun Extra|Pokemon]] and [[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff|Skylanders]] toys and had made videos of himself playing with them.

===February '17===
*16th - Chris uploads [[A browsing around an ol' playground]], in which he begs for money before showing footage of himself walking around a playground.
*17th - One day after begging for handouts of $10 per person, Chris plays a newly-purchased video game level for ''Lego Dimensions'', ''The Lego Batman Movie Story Pack'', which had been released on 10 February with a cost between $35-$50.<ref>https://psnprofiles.com/trophies/3900-lego-dimensions/Sonichu</ref>

===March '17===
*1st - Chris offers parts of [[March 2017 Facebook Posts#Selling Bob's stamp collection|Bob's stamp collection]] for sale.
*2nd - Chris spends $50.25 on toys after making $68 (minus the cost of shipping) from selling his father's stamps.<ref name=ebay/>
*3rd - Chris lists his [[EBay#Chris's stamp album|personal stamp album]] for $1,000.
*7th - Chris buys Lego World for the PS4 on its release date<ref>https://psnprofiles.com/trophies/5906-lego-worlds/Sonichu</ref> for $30, erasing the last of the profit he had made from selling stamps, even though he had claimed to need the money for paying bills.
*13th - He spends another $9 on Transformers.<ref name=ebay/>
*19th - Chris [[March 2017 Facebook Posts#Please buy stamps|begs on Facebook]] for people to buy more stamps, saying "[[Lie|My mother and I can Really do with the money]]". At that point, he had made $85 in sales then quickly spent $90 on toys.<ref name=ebay/> <ref>[[List of Chris's video games#PlayStation 4 (PS4)]]</ref>
*19th - White knights spring into action and purchase seven stamps, totaling $41.50. Five were bought by a single person (at $34) and the rest ($7.50) by two others.
*19th - Chris lies about wasting stamp money on toys, claiming in Facebook's comments section that he "did NOT buy any lego sets" and that the money went towards "our debtor payments" instead.

===April '17===
*4th - Barb's [[April 2017 Facebook posts#Whining about the mortgage|bank account is over $800 in the red]] after making two payments to Seterus, Inc, a loan servicing company - likely a result of failing to juggle both a past-due account and the autopay feature.
*5th - Chris [[April 2017 Facebook posts#Chris explains why he won't get a job|throws a tantrum at his Facebook friends]] after they suggest he get a job and begs for sales on his "high priced" stamp covers.
*6th - [[2017 tweets#Begging Cole for money|Chris tweets]] to [[Cole Smithey]], asking for financial help.
*7th - Chris lists the [[Sonic Totem]] on eBay for $1,500. It sold within 4 hours.<ref>http://archive.is/yGMuu - The video announcement was uploaded at 4:16 pm and the Totem sold at 8:09 pm (both times Eastern)</ref> It is also discovered that the value of 14 Branchland Court has decreased by $3,248 in the past 30 days, according to Zillow.com.
*7th - One hour after the Totem sale, Chris buys a $400 necklace for Barb, to replace one she pawned in November 2016.<ref>http://archive.is/tPnTI</ref> During the next three days, he orders $750 worth of [[Skylanders avatar]] products for his [[Stamps|raffle prizes]].<ref>He mentions ordering in [[By the book, Buy the book plus update]] and confirmed the amount in [[Live Game Stream - C-Log 04142017]]</ref>
*10th - Chris [[By the book, Buy the book plus update|implores people to buy his $1,000 stamp album]], because he had ''already spent the money from selling the totem.'' He also states he will mail it later in the week.
*14th - Barb begs, [[EMERGENCY HOME UPDATE|claiming she needs money to pay an overdue power bill]], ''while wearing the $400 necklace Chris had bought her a week before''. Six hours later, Chris records a [[Live Game Stream - C-Log 04142017|23-minute video of him playing with expensive toys]]. He also explains that he had used part of the Totem sale money to service his credit card debt.
*17th - In a sign of desperation, Chris [[April 2017 Facebook posts#Half-price on stamp album|slashes the price on his stamp album]] by half, to $500, and begs people to buy it.
*18th - Chris [[2017 tweets#Begging to Cole again|begs to Cole]] for the second time this month.
*19th - Chris's [[April 2017 Facebook posts#Offering six Sonichu drawings for $2,000|Paypal account is in the red by over $1,450]], because he had failed to ship the Sonic Totem; as a result, the buyer filed a dispute and eBay or Paypal placed a temporary hold on the $1,500, pulling it from Chris's account. He [[eBay#Sonichu drawings from 2014|lists six Sonichu drawings]], from 2014, at $2,000 for the lot. Then, he digs through 10 to 20 bags of wet, moldy clothes, left over from the [[Destruction Of Chris's House]] three years before, and finds The Classic shirt. He [[eBay#The Classic shirt|lists it on eBay]] for $12,000 (or a Buy It Now price of $20,000). Later, he records [[Live Game Stream - C-Log 04192017 - The Shirt]] to promote the listing.
*20th - [[April 2017 Facebook posts#Barb borrowed from life insurance|Barb bails herself and Chris out of imminent financial ruin]] by borrowing from their life insurance, repeating [[Open Relationship E-mails#Barb is borrowing from Chris's life insurance|a move she pulled in 2014]]. This time, she uses the cash to fix the $800 deficit on her bank account, pay for Chris to ship the Sonic Totem to its buyer, and buy groceries.
*21st - The [[Sonic Totem]] buyer receives it in the mail and leaves positive feedback, saying, "The item arrived safely". Since the dispute was resolved, the sale money was then released to Chris, putting his Paypal back in the black.
*22nd - The [[eBay#The Classic shirt|auction for the Classic Shirt]] concludes, bid to $25,100.
*27th - Chris [[Live Game Stream - C-Log 04272017|asks people to buy his stamp album for $500]], since his bank account is still in the red. He also mentions that the Classic Shirt buyer had not paid him $25,100 for it yet, and he would give her until the next day to begin paying.
*30th - The [[Stamps#Raffle|raffle]] concludes. Chris had revenue of $165.76, but spent $790 on prizes and is obligated to spend $90 more, leaving him with a '''negative profit of $714.24'''.

===May '17===
[[File:Paypal request to cole.png|thumb|What Cole would have seen if he had clicked on the Paypal.me link Chris tweeted to him while begging this month.]]
[[File:Penny_donation_may_2017.jpeg|thumb|What Cole would have really paid.]]

*5th - On eBay, Chris halves the prices on two listings: his stamp album (again), to $250; and a collection of Sonichu drawings from 2014, to $1,000. He [[May 2017 Facebook posts#Reduced prices on eBay|begs people to buy]] on Facebook.
*5th - In a display of [[hypocrisy]], Chris mocks [[Cole Smithey]] on Twitter [[May 2017 tweets#Mocking Cole for requesting donations|for requesting donations on Patreon]].
*5th - Chris claims his bank account is in the red for the second time in a week [[Live Game Stream - C-Log 05052017|due to the auto-pay for one of his bills]], echoing the exact problem Barb claimed in the previous month. Chris's [[Monthly Tugboat]] had deposited $1,300 to him two days beforehand. He also realizes that The Classic bidder won't be paying for it.
*8th - Over the course of a week, Chris had spent $90 on [[List of Chris's video games#Games bought during the Financhu Crisis|six new PS4 games]], even though he had said his bank account was in the red. PSN allows Paypal for purchases, so Chris was either lying or being financially irresponsible by using his Paypal to fund the purchases instead of transferring the money to his bank.
*8th - After 561 days since the last update to the Sonichu comic, [[Etsy#Donate towards New Comic Book Pages|which he had been paid over $1,000 to do]], Chris [[Live Drawing Stream - 05082017|resumes work on it]]. He requests donations and pledges to his Patreon for his effort. A day later, he had gotten zero new pledges.
*10th - Chris again halves the price on the Sonichu drawings, to $500, and [[May 2017 Facebook posts#Slashed price on Sonichu drawings|begs for a sale]], stating, "my mom and I could do with some more money, please".
*11th - Chris [[May 2017 tweets#Paypal.me|links to his new Paypal.me account]] and begs for financial help.
*11th - Barb [[May 2017 tweets#Financial leap of faith|is allowing her bank account to be in the red after a mortgage payment]]. Less than a week after mocking Cole for not reconciling with Barb, Chris [[May 2017 tweets#Help, Cole!|begs him for money]], asking for [[DStecks|$1,000]].
*14th - [[Live Drawing Stream#05142017|Another livestream of Chris drawing]] Sonichu comic pages is recorded, clocking in at 1 hour and 38 minutes of footage. Chris begs for $10 donations or pledges to [[Patreon]] in the video description.
*15th - Chris [[Live Drawing Stream#05152017|records himself using Photoshop for an hour and a half]]. He begs for his audience to "PLEASE DONATE BIG NOW!" It should be noted that he filmed himself surrounded by expensive electronics, such as the PS4 camera and laptop (possibly a newly-acquired one, as it had not been mentioned by Chris before).
*16th - Chris [[May 2017 tweets#Begging to Cole again|tries to beg from Cole again]], still asking for [[DStecks|$1,000]].
*17th - The Chandlers pay the first half of the 2017 property tax for [[14 Branchland Court]], costing them $606.83.<ref>[[:File:Propertytax2017 1.png]]</ref>
*19th - After announcing that [[May 2017 Facebook posts#Pretend ads in Sonichu|Sonichu 11 pages will be ready in a few days]], Chris begs for handouts. Later that day, he discovers that his cat, Sorbet, [[May 2017 Facebook posts#Sorbet badly injured, staying at vet|had been seriously injured]] and takes him to a vet.
*24th - Chris [[Minor Update, Handouts!|begs for handouts on video]], claiming to need money for food and mentioning that he was charged $160 for Sorbet's vet bill. He demands for donations to be at least a dollar and suggests a $10 minimum. An hour later, he uploads another video, angered at having received a donation of less than a dollar. In the second video, Barb appears and joins in the begging, requesting money for meal replacement shakes.
*25th - Chris [[May 2017 Facebook posts#More begging|links to the first of the previous day's videos on Facebook]] and begs again. He also deletes the second video.

===June '17===
*16th - Barb [[We need immediate funds, please|begs for food money]], while wearing both a $400 gold necklace and a [[Semen|pearl necklace]]. Shortly after, Chris posts an in-progress Sonichu page to [[Patreon]] and begs on that platform for grocery money.

===July '17===
[[File:Mariner Finance vs Chris.png|thumb|150px|Mariner Finance vs Chris]]

*11th - Mariner Finance sues Chris for unpaid debt.
*22nd - After a month without begging, due to a boost in [[Patreon]] funds after Chris revived the Sonichu comic, [[July 2017 tweets#Resuming begging|he begs for $50]]. He had given that amount to [[DoopieDoOver]] earlier that month as a pledge on her Patreon.

===August '17===
[[File:20170824 Mariner verdict.png|thumb|150px|Verdict on Mariner Finance case]]
*1st - Chris pledges more money to [[DoopieDoOver]]'s Patreons, hoping to receive anthropomorphized lesbian [[My Little Pony]] porn in return. Doopie, aware of Chris and Barb's financial straits, offers to refund Chris's payments to her, but he refuses.
*11th–13th - Chris makes an expensive, three-day trip to [[BronyCon]] in Maryland. Other attendees have stated that the cost for going to Bronycon is around $2,000-3,000 when including travel, food, souvenirs, and lodging.
*18th - Chris informs his patrons of a two-week delay in sending their books, as he had blown their funds on BronyCon instead<ref>https://sonichu.com/cwcki/August_2017_Patreon_posts#Blew_patron_funds_on_BronyCon.2C_can.27t_ship_books</ref>.
*24th - A "case dismissed" judgement is given for Chris's unpaid debt case with Mariner Finance.

===September '17===
*1st - Chris donates $20 to Red Cross to help victims in the wake of Hurricane Harvey in Texas after seeing a message from Tara Strong on Twitter.<ref name=septtweets>[[September 2017 tweets]]</ref>

===October '17===
*9th - Chris records [[CLog Special - PATREON & MORE‎‎|an updated intro for his Patreon]], stating that he still needs the income from it for [[List of toys|bills]].

===November '17===
*6th - Chris reveals he had purchased an [[HEXBox|Xbox One]] at some point recently, and looking at his games/account, he has spent around $549.93 on it.
*7th - Chris buys Sonic Forces on release day, at the price of $39.99.

==2018 timeline==
===January '18===
*27th - Chris's [[Patreon]] hits its highest-ever amount of $820<ref>https://graphtreon.com/creator/Sonichu</ref>.
*28th - He is photographed at [[The End Games]] holding new Pokemon cards.
*31st - Chris [[C-Log 01312018 - Selling my Older Pokémon Cards for my mother’s teeth|lists three binders of Pokemon cards, at $150, $200 and $700 amounts - supposedly for Barb's dental bills]]. The $150 and $200 binders are purchased on the same day. Chris purchases [https://en.wikipedia.org/wiki/Blast_Chamber Blast Chamber], for PS1.

===February '18===
*3rd - Chris lowers the price for the last Pokemon album to $500 and it is snapped up. He then [[Ebay|lists a binder of UFS cards for $300]] (cutting the price to $200 later). The binder eventually sells for $150.

*11th - Chris suffers seller's remorse and buys two Pokémon cards - Charizard and Shining Gyarodos - to replace the ones from his binder, spending over $50. He also maintains his habit of buying empty game disc cases to make his collection appear neater, acquiring three for [[Xbox]] at a $9 cost<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-509#post-3079753</ref>.

*27th - Searching through the hoard for more junk to sell, Chris finds a package of 25 bootleg Pokemon LeafGreen/Emerald games from a concerned fan who mailed them to him years ago, and puts them up on eBay, saying he wants sales "To help my mother and I some more, please. Thank you. :)<ref>[[eBay#Pile of bootleg games]]</ref>" He makes $80 in sales that day, then promptly spends $35 of it on two ''My Little Pony'' Funko dolls<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-514#post-3115021</ref>. Also, Chris sends one buyer an empty envelope [https://imgur.com/a/jAkA0]

{{clear}}

==See also==
*[[Chris and money]] - A more general overview of Chris's finances
*[[Chris and business]] - Chris's attempts to make money outside of begging
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging

==References==
<references/>
[[Category:Sagas]]
[[Category:Things bought with taxpayer money]]

Financhu Crisis

2018-03-23T00:29:32Z

Iamherenow4: /* February '18 */

{{Articleofthenow}}

{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job.}}

[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris's online activity for much of 2016]]

The '''Financhu Crisis''' is a term coined by users from [[CWCki Forums|Kiwi Farms]] to describe the steep decline in the Chandler family's financial management beginning in early [[2016]].

Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].

Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and [[Chris]] is [[Chris and stress|''lazy'']] on a fixed income, one could only bleakly speculate what will happen when Chris is eventually left to fend for himself once Barb passes away.

In June 2017, Chris began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts. As a result, the begging has subsided.

==Background==
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]

To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], has squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

'''Chris''' has made some efforts to generate income for the household over the past few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga to this day.

'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continue to barely stay afloat with their lives thanks to their own [[tugboat]]s, but their inactive lifestyle and reckless spending will not last forever at this rate.

Despite it all, '''Chris has not once attempted to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.vadars.org/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his Ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

==Outstanding debts==
This table summarizes various unpaid debts charged to credit cards and other owed amounts between Chris and Barb. Keep in mind that these are only amounts found by [[CWCki|Christorians]] via Chris' online posts and Virginia District Court public records.

On 30 November 2016, Chris started a [[Patreon]] with a goal of '''$250,000'''; he estimates $200,000 to pay off the mortgage and other debts, plus an extra $50,000 for himself, [[Chris and negotiation|just ''because'']].

{| class="wikitable sortable"
|-
!data-sort-type="date"|Date
!data-sort-type="string"|Item
!data-sort-type="currency" |Amount ($)
|-
|Ongoing
|Credit card debt<ref>https://kiwifarms.net/threads/3-9-chris-tweets-that-hes-a-feminist.28977/page-9#post-2140532</ref>
!style="text-align:right;" |6,000.00
|-
|24 September 2014
|Loan for [[Son-Chu]]
!style="text-align:right;" |9,000.00
|-
|1 March 2016
|PS4 purchase (via Fingerhut.com)
!style="text-align:right;" |540.00
|-
|16 March 2016
|Discover Bank court case
!style="text-align:right;" |4,706.93
|-
|16 April 2016
|Payday loan
!style="text-align:right;" |3,000.00
|-
|Ongoing
|Mortgage (revealed on Facebook)
!style="text-align:right;" |115,000.00
|-
|14 September 2016
|Capital One court case
!style="text-align:right;" |15,906.99
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="2"|Total
!style="font-weight:bold;color:#FF0000"|$154,153.92
|}

==Chris's frivolous spending during the crisis==
[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png|thumb|300px|A recurring theme throughout the Crisis.]]

Like any terminally irresponsible adult, Chris likes to keep his [[bedroom]] filled with toys, while [[Chris and money|keeping his wallet empty]]. Below is an list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.

During [[2016]], Chris was known to waste over $2,500 on toys.

In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.

{| class="wikitable sortable"
|-
!class="unsortable"|Item
!data-sort-type="currency" |Amount ($)
|-
|New PS4 console<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
!style="text-align:right;" |540.00
|-
|About 30 game purchases for the PS4<ref>http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content</ref>
!style="text-align:right;" |600.00
|-
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifar.ms/threads/chris-spent-over-425-on-ebay-last-month.19451/</ref> for ''higher''
!style="text-align:right;" |425.88
|-
|Transformers action figures<ref name=tftr>[[List of toys#Transformers: Titans Return]]</ref>
!style="text-align:right;"|587.00
|-
|[[Naru]], a dakimakura (or ''hug pillow'')
!style="text-align:right;"|90.00
|-
|Skylanders toys<ref>https://sonichu.com/cwcki/List_of_toys#Skylanders</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
!style="text-align:right;"|195.00
|-
|Pokemon merchandise<ref>https://sonichu.com/cwcki/List_of_toys#Pokemon</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
!style="text-align:right;"|181.79
|-
|Amiibo (Smash series "Pit")<ref>https://sonichu.com/cwcki/List_of_toys#Nintendo_Amiibos</ref>
!style="text-align:right;"|12.99
|-
|"I'm Done Adulting" T-Shirt<ref>https://kiwifarms.net/attachments/screenshot-www-facebook-com-2016-10-03-14-31-36-png.141291/</ref>
!style="text-align:right;"|23.99
|-
|Lego Dimensions (assorted sets)<ref>[[List of toys#Lego Dimensions]]</ref><ref name=ebay/>
!style="text-align:right;"|238.00
|-
|My Little Pony-themed card sleeves<ref name=ebay/>
!style="text-align:right;"|13.54
|-
|14K yellow gold Cleopatra bar 16" necklace<ref>[[http://archive.is/tPnTI]]</ref>
!style="text-align:right;"|399.99
|-
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
!style="text-align:right;"|750.00
|-
|[[DoopieDoOver]] artwork
!style="text-align:right;"|80.00
|-
|HexBox One
!style="text-align:right;"|400.00
|-
|HexBox Live Gold
!style="text-align:right;"|59.99
|-
|HexBox Games
!style="text-align:right;"|89.94
|-
|Sonic Forces
!style="text-align:right;"|39.99
|-
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="font-weight:bold;color:#FF0000"|$4,728.10
|}

==Why Chris refuses to work==
Despite actively begging for money for over a year and a half, Chris did not attempt to get a job. One of his IRL friends, a woman from his Pokemon club named Alexa P., became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref>, and again in April 2017<ref name=getajob/>, that he contact one of her family members who works at Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant about why he was unwilling to get a job, and Alexa then gave up trying to help him.

In his rant, Chris gave the following flimsy excuses:

*Busy with helping Barb and the pets.

*[[Chris and his Ego|Trolls ruined his "background check"/reputation]].

*Risk of being discriminated against for his [[Tomgirl]] gender.

*[[Chris and stress|Stress]]

*Fear of being incompetent.

Months later, in October 2017, Chris reiterated his excuse of helping Barb and the pets, and added another<ref>https://sonichu.com/cwcki/CWCki_Forums#Kiwi_Farms_post</ref>:

*His passion for, and [[Chris and reality|psychic connection to, his imaginary friends in CWCville]].

[[Lies|None of his claimed reasons hold any weight]].

Despite his professed concern for Barb and the pets being his top priority, he had no qualms about going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017.

A "background check," as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Furthermore, Chris's legal name during the Financhu Crisis was Christine Chandler, and since most of his history being trolled is tied to his former Christian Chandler name, Google results for his current name greatly de-emphasize the trolls' influence. In addition, fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Englehardt]] also have their names linked to their internet shenanigans, yet they have gained employment.

Discrimination on the basis of gender is illegal. Charlottesville is a fairly liberal city, so his trans identity should not be an issue.

Getting a job [[Hypocrisy|would have reduced his stress over needing to beg in order to afford more toys]].

His excuses on being fearful of making mistakes and his obsession over his imaginary friends are blocks set down by his own mind - revealing that, [[Chris and psychology|rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever]].

==2016 timeline==

===March===
*1st - Chris buys a PS4, worth $540, from Fingerhut (using a credit card).<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
*16th - Barb is found guilty in a debt case involving Discover Financial Services. The judgement states that she owes $4,706.93.<ref>https://kiwifar.ms/threads/barb-sued-by-discover-bank.18379/page-28#post-1324090</ref>
*19th - Chris spends $425 on a single Lego set,<ref name=l/> available for $75 less on the lego website.<ref>https://shop.lego.com/en-US/Firehouse-Headquarters-75827</ref>

===April===
*12th - [[Please, Donate|Chris begs]]. This video is notable for being the first video devoted to asking for money.
*16th - It's revealed that Chris borrowed $3,000 from a payday loan.<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>
*24th - [[Donation Request|Chris begs]] again, this time without offering crafts in exchange.

===May===
*4th - The donations listing on Chris's Etsy shop is removed, presumably for violating TOS.<ref>https://kiwifar.ms/threads/fb-4-29-chris-is-excited-about-ratchet-clank-totes-swag.20150/page-10#post-1434759</ref>
*9th - Chris spends $60 on his [[waifu|waifu]].
*23rd - The Chandlers pay $616.52 for the first half of 14BC's 2016 [[:File:Property tax 2016 part1.png|property tax]].
*23rd - [[Donations, Please, plus Live Game Stream tonight.|Chris begs]] for bananas. He also [[Live Game Stream - Uncharted|announces]] the debut of a Support button on his Youtube channel to replace the Etsy listing.
*25th - Chris begs [[May 2016 Facebook posts#Etsy listing removal|in a Facebook post]] while reminding readers that Etsy removed his donation listing and that he has a Support button on Youtube instead.
*26th - Chris begs [[May 2016 Facebook posts#Uncharted video and donations|on Facebook]], links to his game stream of Uncharted and repeats his statements from the 25th.
*28th - Chris spends nearly $100 on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/</ref>
*29th - Chris spends another $30 on his waifu.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-8#post-1498444</ref>
*31st - Chris spends $150 more on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496692</ref>

===June===
*8th - Chris's Etsy shop is closed,<ref>[[Etsy#Shop Closure]]</ref> presumably for failing to send orders.
*11th - [[Cwcville Shopping is on Vacation|Chris begs]] for money in the same video in which he announces that his shop is closed. Starting from this video, Chris adds his begging to the video descriptions.
*14th - Chris begs to have $100 for Barb's asthma medicine, in [[Donations Required, Serious. Please help|two]] [[Donations Requested, Please|videos]] which feature Barb.
*17th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 1|Chris begs]] to have $200 for an electric bill, while reading a fanfic called "Unicorns, Rainbows, and a Bluebird of Happiness".
*19th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 2|Chris begs]], again saying he wants $200 for an electric bill, and also wanting food money, while reading another chapter of Bluebird.
*19th - Chris wants to become a [[Women Only Need Apply - No STD's|prostitute]], in an attempt to get both money and china.
*26th - Chris begs his half-brother [[Cole Smithey|Cole Smithey]] for financial help, while simultaneously insulting him for "pissing and burning" the money he earns from working as a movie critic on apartment rent.<ref>[[June 2016 Facebook posts#O brother, where art thou?]]</ref>
*29th - [[Announcement 06292016|Chris begs]], saying that even though he got donations, he wants more because "we could still do better", before reading the third chapter of Bluebird.

===July===
*1st - Chris pays his $541 court costs for pepper-spraying a Gamestop employee in 2014.<ref>https://kiwifar.ms/threads/7-1-chris-paid-his-court-costs.22142/</ref>
*8th - [[Rainbows Unicorns and a Bluebird of Happiness Chapter 4|Chris begs]] while reading chapter four of Bluebird.
*9th - [[Announcement 20160709|Chris begs]] in a long rant, saying he is stressed from dealing with finances. He mentions a mortgage among the bills. He wants food money for himself, Barb and their pets.
*10th–11th - [[HELP, PLEASE!!!|Chris begs]] in a series of four videos, wanting $20 or $50. He demeans himself on camera to get people to donate. Finally, he thanks people for sending the "minimum $20" before begging to have money for Barb's teeth.
*13th - [[Donations Further Requested, Please|Barb begs]] to have money for her dental work.
*13th - Chris finally decides to sell some of his toys to raise money. He lists one Pokémon card on eBay for $50.<ref>[[July 2016 Facebook posts#Chris Offers a Pokemon Card for Sale]]</ref>
*14th - Chris lists two more Pokémon cards on eBay, for $100 each.
*15th - Chris begs for food money in a [[July 2016 Facebook posts#"I'm not on drugs!"|Facebook post]], complaining that people aren't willing to donate anymore.
*18th - [[Update 20160718|Chris begs]] for money in the same video in which he reads an anniversary dedication, while expecting to be paid $50 for it.
*18th - One of the $100 Pokémon cards Chris listed on eBay is sold.<ref>http://offer.ebay.com/ws/eBayISAPI.dll?ViewBidsLogin&item=282101638696</ref>
*20th–22nd - Chris produces [[Paid Video Requests|eight videos]] to earn money from his fanbase.
*23rd - Chris returns to begging [[July 2016 Facebook posts#2 Strikes on Youtube|on Facebook]]. He also announces that "this window is for Donations Only. No video requests until further notice", after his YouTube account receives its second strike against it for violating policy on "nudity or sexual content" after [[Paid Video Requests#Fuck, Fuck, Fuck, Shake my boobies|a video]] he uploaded on the 22nd got reported. He [[:File:Cwc-crayolasword-stitched.png|also begs]] to a Kiwi Farms user named crayolasword who asks him about the situation.
*24th - Chris announces [[July 2016 Facebook posts#I have grown a labia!|on Facebook]] that he has grown a labia using subliminal frequencies found on YouTube. He also requests donations for gender reassignment.
*26th - Three days after being barred from uploading videos to his CwcvilleGuardian YouTube account, Chris circumvents the ban by [[Paid Video Request Reminder|uploading to another account]], restarting the Paid Video Requests program and accepting offers for $10-$50.
*28th - Chris makes one sale on the video program.

===August===
<center><gallery>
File:Barb capitalone.png|Capital One Bank vs Barb
File:Dogcourtcase2.png|Chris fined - No county dog tag 2
File:Dogcourtcase1.png|Chris fined - No rabies certificate 2
</gallery></center>
*4th - Barb is sued by yet another bank. The hearing will take place on September 14th.
*5th - Chris pays $121 in court costs and fines for failing to acquire proper certifications for his dogs.
*5th - Chris begs for donations in [[August 2016 Facebook posts#House Cleaning|a Facebook post]] and asks for tubes of [[Oestrogel application and Vibrating Bra, How To.|Oestrogel]] to be sent to him.
*9th - Chris relists the Birthday Pikachu card on eBay for $500 and begs people to "Buy It Now and help me and my family".<ref>[[August 2016 Facebook posts#Buy this $3,000 VHS tape]]</ref> He also offers a VHS tape of Aladdin for $3,000.<ref>http://www.ebay.com/itm/282128626463</ref>
*11th - Chris begs [[Cole Smithey|Cole Smithey]] for financial help again, this time by saying, "Hey! Cole!!! Get off of your ass and apologize and make peace with us here, In Person, and Help Us Financially, Please".<ref>[[August 2016 Facebook posts|Get off your ass, Cole!]]</ref>
*14th - A buyer purchases the [[Megatron pistol]] from Chris, netting Chris $50. It's the first Relic of Fail to be sold during the Crisis.
*31st - Chris begs his audience [[August 2016 Facebook posts#Who wants to pay our mortgage?!|on Facebook]] to pay his mortgage of $115,000.

===September===
<center><gallery>
File:Barb vs Capital One Bank result.png|Capital One Bank court ruling.
</gallery></center>
*12th - Chris is spotted and photographed at a [[Card Games#Toys "Я" Us|Toys "Я" Us]] buying two tins of Pokemon Cards, two days before his mother goes to court.
*14th - Greene County's court rules that Barb owes $15,906.99 in unpaid debt to Capital One bank.
*19th - Chris begs in [[September 2016 Facebook posts#Another new cat|a Facebook post]], while showing off his new pet cat. He wants money to cover bills for the second half of the month, one paragraph after stating that he needed "allowance fun" to get a break from [[stress]] in the first half of the month.
*27th - Chris claims in a [[Something Completely Different - A few Transformers Jokes, also anti-Pmurt|video]] that the "fickle finances" are improving for him and Barb, shortly before playing with his newly-bought Transformers toys, showing that he is unaware or does not care about the fact that his mother legally owes over $20,000 as a result of the two lawsuits filed against her in 2016 or that the property tax for their house will be due in two months.

===October===
*18th - Chris resumes begging in a [[I'm sick; we need money donations; no video requests for a while|video]], saying that he is sick and that he is running low on chicken noodle soup and money. Notably, he had spent $160 buying Transformers toys on Ebay in the weeks beforehand.<ref name=tftr/>

===November===
<center><gallery>
File:Receipt for a penny - credit to Philosophy Phil.png|$0.01 donation
</gallery></center>

*9th - Chris, in response to the election, films a [[Eid, Pmurt, Eid|video]] of him destroying a Transformer toy that is meant to represent Donald Trump. The toy was part of the Transformers toy purchase back in September, costing him $25.
*18th - Chris spends $90 on Pokemon<ref>[[Twitter#Ticked off about Pokemon Sun]]</ref><ref>[[November 2016 Facebook posts#Pokemon Sun and Moon networking]]</ref> and Transformers.<ref>[[Twitter#More wish list demands]]</ref>
*21st - The Chandlers pay the second half of their 2016 property tax for 14 Branchland Court, costing them $616.52.<ref>[[:File:Propertytax2016paid.png]]</ref>
*21st - Chris [[Help, please|makes another video]] to beg for donations again. He also [[Twitter#Help, please|posts]] to Twitter, saying, "We need more money, please. The Mortgage people are [[Kick the Autistic|kicking us again]]. Please send money to me via PayPal".
*22nd - Chris reacts to a penny donated by a troll,<ref>https://kiwifarms.net/threads/yt-11-21-help-please.25958/page-6#post-1893900</ref> [[Twitter#We need more than a penny|tweeting]], "We need Donations larger than a penny apiece. Please try to give us $10 or a Lot more than that".
*30th - Chris [[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon|posts]] that he will join [[Patreon]], after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
*30th - Chris [[November 2016 Facebook posts#Another wish list update|updates]] his Christmas [[wish list]], to remove the $50 Transformers toy,<ref>http://www.bigbadtoystore.com/bbts/product.aspx?product=HAS25156&mode=retail Chris mentioned this shop listing</ref> named "Alpha Trion and Astrotrain", which he had bought. He does not pawn this, or any of his other toys, to help Barb; instead, he makes [[The Alpha Trion/"Young Warrior" Challenge|a video of himself playing with it]].
*30th - Chris launches his [[Patreon]] account. He states that he wants $200,000 to pay the "home's finances, including the Mortgage and Credit Cards". He also says he wants an extra $50,000 for "[[List of toys|rainy day(s)]]"

===December===
*1st - Chris updates his [[Patreon]] with more gifts, consisting of merchandise from Skylanders [[Chris and his Ego#Fixation on self-image|customized to appear like his in-game avatar]] (which would be produced by that company) and clarifies that he wants $250,000 total, rather than per month, showing that he still has unrealistic views on how much he can scam out of people.
*2nd - Chris uploads [[Alpha Trion/"Young" warrior challenge explained]], in which he plugs his Patreon channel while playing with expensive Transformers toys.
*19th - Barb wants to sell a [[Craigslist#Riding lawn tractor|riding lawn tractor]] for $595.

==2017 Timeline==
===January '17===
*4th - Chris [[January 2017 Facebook Posts#Inability to feel like drawing and writing the stories|whines]] about having "head of household worries", like the bills and debt; however, instead of Adulting and applying for a job, he begs to have $500 a month.
*13th - Over three weeks after the original lawn tractor ad was taken down from [[Craigslist]] due to a ween, Chris finally realized what happened and re-posted it, still asking for $595. In the meantime, he had bought over $100 worth of [[Z-Ring Fun Extra|Pokemon]] and [[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff|Skylanders]] toys and had made videos of himself playing with them.

===February '17===
*16th - Chris uploads [[A browsing around an ol' playground]], in which he begs for money before showing footage of himself walking around a playground.
*17th - One day after begging for handouts of $10 per person, Chris plays a newly-purchased video game level for ''Lego Dimensions'', ''The Lego Batman Movie Story Pack'', which had been released on 10 February with a cost between $35-$50.<ref>https://psnprofiles.com/trophies/3900-lego-dimensions/Sonichu</ref>

===March '17===
*1st - Chris offers parts of [[March 2017 Facebook Posts#Selling Bob's stamp collection|Bob's stamp collection]] for sale.
*2nd - Chris spends $50.25 on toys after making $68 (minus the cost of shipping) from selling his father's stamps.<ref name=ebay/>
*3rd - Chris lists his [[EBay#Chris's stamp album|personal stamp album]] for $1,000.
*7th - Chris buys Lego World for the PS4 on its release date<ref>https://psnprofiles.com/trophies/5906-lego-worlds/Sonichu</ref> for $30, erasing the last of the profit he had made from selling stamps, even though he had claimed to need the money for paying bills.
*13th - He spends another $9 on Transformers.<ref name=ebay/>
*19th - Chris [[March 2017 Facebook Posts#Please buy stamps|begs on Facebook]] for people to buy more stamps, saying "[[Lie|My mother and I can Really do with the money]]". At that point, he had made $85 in sales then quickly spent $90 on toys.<ref name=ebay/> <ref>[[List of Chris's video games#PlayStation 4 (PS4)]]</ref>
*19th - White knights spring into action and purchase seven stamps, totaling $41.50. Five were bought by a single person (at $34) and the rest ($7.50) by two others.
*19th - Chris lies about wasting stamp money on toys, claiming in Facebook's comments section that he "did NOT buy any lego sets" and that the money went towards "our debtor payments" instead.

===April '17===
*4th - Barb's [[April 2017 Facebook posts#Whining about the mortgage|bank account is over $800 in the red]] after making two payments to Seterus, Inc, a loan servicing company - likely a result of failing to juggle both a past-due account and the autopay feature.
*5th - Chris [[April 2017 Facebook posts#Chris explains why he won't get a job|throws a tantrum at his Facebook friends]] after they suggest he get a job and begs for sales on his "high priced" stamp covers.
*6th - [[2017 tweets#Begging Cole for money|Chris tweets]] to [[Cole Smithey]], asking for financial help.
*7th - Chris lists the [[Sonic Totem]] on eBay for $1,500. It sold within 4 hours.<ref>http://archive.is/yGMuu - The video announcement was uploaded at 4:16 pm and the Totem sold at 8:09 pm (both times Eastern)</ref> It is also discovered that the value of 14 Branchland Court has decreased by $3,248 in the past 30 days, according to Zillow.com.
*7th - One hour after the Totem sale, Chris buys a $400 necklace for Barb, to replace one she pawned in November 2016.<ref>http://archive.is/tPnTI</ref> During the next three days, he orders $750 worth of [[Skylanders avatar]] products for his [[Stamps|raffle prizes]].<ref>He mentions ordering in [[By the book, Buy the book plus update]] and confirmed the amount in [[Live Game Stream - C-Log 04142017]]</ref>
*10th - Chris [[By the book, Buy the book plus update|implores people to buy his $1,000 stamp album]], because he had ''already spent the money from selling the totem.'' He also states he will mail it later in the week.
*14th - Barb begs, [[EMERGENCY HOME UPDATE|claiming she needs money to pay an overdue power bill]], ''while wearing the $400 necklace Chris had bought her a week before''. Six hours later, Chris records a [[Live Game Stream - C-Log 04142017|23-minute video of him playing with expensive toys]]. He also explains that he had used part of the Totem sale money to service his credit card debt.
*17th - In a sign of desperation, Chris [[April 2017 Facebook posts#Half-price on stamp album|slashes the price on his stamp album]] by half, to $500, and begs people to buy it.
*18th - Chris [[2017 tweets#Begging to Cole again|begs to Cole]] for the second time this month.
*19th - Chris's [[April 2017 Facebook posts#Offering six Sonichu drawings for $2,000|Paypal account is in the red by over $1,450]], because he had failed to ship the Sonic Totem; as a result, the buyer filed a dispute and eBay or Paypal placed a temporary hold on the $1,500, pulling it from Chris's account. He [[eBay#Sonichu drawings from 2014|lists six Sonichu drawings]], from 2014, at $2,000 for the lot. Then, he digs through 10 to 20 bags of wet, moldy clothes, left over from the [[Destruction Of Chris's House]] three years before, and finds The Classic shirt. He [[eBay#The Classic shirt|lists it on eBay]] for $12,000 (or a Buy It Now price of $20,000). Later, he records [[Live Game Stream - C-Log 04192017 - The Shirt]] to promote the listing.
*20th - [[April 2017 Facebook posts#Barb borrowed from life insurance|Barb bails herself and Chris out of imminent financial ruin]] by borrowing from their life insurance, repeating [[Open Relationship E-mails#Barb is borrowing from Chris's life insurance|a move she pulled in 2014]]. This time, she uses the cash to fix the $800 deficit on her bank account, pay for Chris to ship the Sonic Totem to its buyer, and buy groceries.
*21st - The [[Sonic Totem]] buyer receives it in the mail and leaves positive feedback, saying, "The item arrived safely". Since the dispute was resolved, the sale money was then released to Chris, putting his Paypal back in the black.
*22nd - The [[eBay#The Classic shirt|auction for the Classic Shirt]] concludes, bid to $25,100.
*27th - Chris [[Live Game Stream - C-Log 04272017|asks people to buy his stamp album for $500]], since his bank account is still in the red. He also mentions that the Classic Shirt buyer had not paid him $25,100 for it yet, and he would give her until the next day to begin paying.
*30th - The [[Stamps#Raffle|raffle]] concludes. Chris had revenue of $165.76, but spent $790 on prizes and is obligated to spend $90 more, leaving him with a '''negative profit of $714.24'''.

===May '17===
[[File:Paypal request to cole.png|thumb|What Cole would have seen if he had clicked on the Paypal.me link Chris tweeted to him while begging this month.]]
[[File:Penny_donation_may_2017.jpeg|thumb|What Cole would have really paid.]]

*5th - On eBay, Chris halves the prices on two listings: his stamp album (again), to $250; and a collection of Sonichu drawings from 2014, to $1,000. He [[May 2017 Facebook posts#Reduced prices on eBay|begs people to buy]] on Facebook.
*5th - In a display of [[hypocrisy]], Chris mocks [[Cole Smithey]] on Twitter [[May 2017 tweets#Mocking Cole for requesting donations|for requesting donations on Patreon]].
*5th - Chris claims his bank account is in the red for the second time in a week [[Live Game Stream - C-Log 05052017|due to the auto-pay for one of his bills]], echoing the exact problem Barb claimed in the previous month. Chris's [[Monthly Tugboat]] had deposited $1,300 to him two days beforehand. He also realizes that The Classic bidder won't be paying for it.
*8th - Over the course of a week, Chris had spent $90 on [[List of Chris's video games#Games bought during the Financhu Crisis|six new PS4 games]], even though he had said his bank account was in the red. PSN allows Paypal for purchases, so Chris was either lying or being financially irresponsible by using his Paypal to fund the purchases instead of transferring the money to his bank.
*8th - After 561 days since the last update to the Sonichu comic, [[Etsy#Donate towards New Comic Book Pages|which he had been paid over $1,000 to do]], Chris [[Live Drawing Stream - 05082017|resumes work on it]]. He requests donations and pledges to his Patreon for his effort. A day later, he had gotten zero new pledges.
*10th - Chris again halves the price on the Sonichu drawings, to $500, and [[May 2017 Facebook posts#Slashed price on Sonichu drawings|begs for a sale]], stating, "my mom and I could do with some more money, please".
*11th - Chris [[May 2017 tweets#Paypal.me|links to his new Paypal.me account]] and begs for financial help.
*11th - Barb [[May 2017 tweets#Financial leap of faith|is allowing her bank account to be in the red after a mortgage payment]]. Less than a week after mocking Cole for not reconciling with Barb, Chris [[May 2017 tweets#Help, Cole!|begs him for money]], asking for [[DStecks|$1,000]].
*14th - [[Live Drawing Stream#05142017|Another livestream of Chris drawing]] Sonichu comic pages is recorded, clocking in at 1 hour and 38 minutes of footage. Chris begs for $10 donations or pledges to [[Patreon]] in the video description.
*15th - Chris [[Live Drawing Stream#05152017|records himself using Photoshop for an hour and a half]]. He begs for his audience to "PLEASE DONATE BIG NOW!" It should be noted that he filmed himself surrounded by expensive electronics, such as the PS4 camera and laptop (possibly a newly-acquired one, as it had not been mentioned by Chris before).
*16th - Chris [[May 2017 tweets#Begging to Cole again|tries to beg from Cole again]], still asking for [[DStecks|$1,000]].
*17th - The Chandlers pay the first half of the 2017 property tax for [[14 Branchland Court]], costing them $606.83.<ref>[[:File:Propertytax2017 1.png]]</ref>
*19th - After announcing that [[May 2017 Facebook posts#Pretend ads in Sonichu|Sonichu 11 pages will be ready in a few days]], Chris begs for handouts. Later that day, he discovers that his cat, Sorbet, [[May 2017 Facebook posts#Sorbet badly injured, staying at vet|had been seriously injured]] and takes him to a vet.
*24th - Chris [[Minor Update, Handouts!|begs for handouts on video]], claiming to need money for food and mentioning that he was charged $160 for Sorbet's vet bill. He demands for donations to be at least a dollar and suggests a $10 minimum. An hour later, he uploads another video, angered at having received a donation of less than a dollar. In the second video, Barb appears and joins in the begging, requesting money for meal replacement shakes.
*25th - Chris [[May 2017 Facebook posts#More begging|links to the first of the previous day's videos on Facebook]] and begs again. He also deletes the second video.

===June '17===
*16th - Barb [[We need immediate funds, please|begs for food money]], while wearing both a $400 gold necklace and a [[Semen|pearl necklace]]. Shortly after, Chris posts an in-progress Sonichu page to [[Patreon]] and begs on that platform for grocery money.

===July '17===
[[File:Mariner Finance vs Chris.png|thumb|150px|Mariner Finance vs Chris]]

*11th - Mariner Finance sues Chris for unpaid debt.
*22nd - After a month without begging, due to a boost in [[Patreon]] funds after Chris revived the Sonichu comic, [[July 2017 tweets#Resuming begging|he begs for $50]]. He had given that amount to [[DoopieDoOver]] earlier that month as a pledge on her Patreon.

===August '17===
[[File:20170824 Mariner verdict.png|thumb|150px|Verdict on Mariner Finance case]]
*1st - Chris pledges more money to [[DoopieDoOver]]'s Patreons, hoping to receive anthropomorphized lesbian [[My Little Pony]] porn in return. Doopie, aware of Chris and Barb's financial straits, offers to refund Chris's payments to her, but he refuses.
*11th–13th - Chris makes an expensive, three-day trip to [[BronyCon]] in Maryland. Other attendees have stated that the cost for going to Bronycon is around $2,000-3,000 when including travel, food, souvenirs, and lodging.
*18th - Chris informs his patrons of a two-week delay in sending their books, as he had blown their funds on BronyCon instead<ref>https://sonichu.com/cwcki/August_2017_Patreon_posts#Blew_patron_funds_on_BronyCon.2C_can.27t_ship_books</ref>.
*24th - A "case dismissed" judgement is given for Chris's unpaid debt case with Mariner Finance.

===September '17===
*1st - Chris donates $20 to Red Cross to help victims in the wake of Hurricane Harvey in Texas after seeing a message from Tara Strong on Twitter.<ref name=septtweets>[[September 2017 tweets]]</ref>

===October '17===
*9th - Chris records [[CLog Special - PATREON & MORE‎‎|an updated intro for his Patreon]], stating that he still needs the income from it for [[List of toys|bills]].

===November '17===
*6th - Chris reveals he had purchased an [[HEXBox|Xbox One]] at some point recently, and looking at his games/account, he has spent around $549.93 on it.
*7th - Chris buys Sonic Forces on release day, at the price of $39.99.

==2018 timeline==
===January '18===
*27th - Chris's [[Patreon]] hits its highest-ever amount of $820<ref>https://graphtreon.com/creator/Sonichu</ref>.
*28th - He is photographed at [[The End Games]] holding new Pokemon cards.
*31st - Chris [[C-Log 01312018 - Selling my Older Pokémon Cards for my mother’s teeth|lists three binders of Pokemon cards, at $150, $200 and $700 amounts - supposedly for Barb's dental bills]]. The $150 and $200 binders are purchased on the same day. Chris purchases [https://en.wikipedia.org/wiki/Blast_Chamber Blast Chamber], for PS1.

===February '18===
*3rd - Chris lowers the price for the last Pokemon album to $500 and it is snapped up. He then [[Ebay|lists a binder of UFS cards for $300]] (cutting the price to $200 later). The binder eventually sells for $150.

*11th - Chris suffers seller's remorse and buys two Pokémon cards - Charizard and Shining Gyarodos - to replace the ones from his binder, spending over $50. He also maintains his habit of buying empty game disc cases to make his collection appear neater, acquiring three for [[Xbox]] at a $9 cost<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-509#post-3079753</ref>.

*27th - Searching through the hoard for more junk to sell, Chris finds a package of 25 bootleg Pokemon LeafGreen/Emerald games from a concerned fan who mailed them to him years ago, and puts them up on eBay, saying he wants sales "To help my mother and I some more, please. Thank you. :)<ref>[[eBay#Pile of bootleg games]]</ref>" He makes $80 in sales that day, then promptly spends $35 of it on two ''My Little Pony'' Funko dolls<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-514#post-3115021</ref>. Also, Chris sent an empty envelope to one of the buyers of the Leafgreen games [https://imgur.com/a/jAkA0]

{{clear}}

==See also==
*[[Chris and money]] - A more general overview of Chris's finances
*[[Chris and business]] - Chris's attempts to make money outside of begging
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging

==References==
<references/>
[[Category:Sagas]]
[[Category:Things bought with taxpayer money]]