Financhu Crisis - Revision history

Hurtful Truth Level: /* Future */ obsolete

2025-04-17T17:40:20Z

Future: obsolete

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	===2021===		===2021===
	{{main\|Timeline of the Financhu Crisis (2021)}}		{{main\|Timeline of the Financhu Crisis (2021)}}

	~~==Future==~~
	~~Prior to Chris's arrest, his mother [[Barbara Chandler]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage\|mortgage]] on 14 Branchland Court.~~

	Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w\|Section 8 (housing)\|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House\|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update\|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".

	During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022\|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return\|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)\|more important things to deal with]].

	As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[September 2024]]), it's very likely the house will be foreclosed once she kicks the bucket.

	==See also==		==See also==

Hurtful Truth Level: /* Background */

2025-04-17T17:38:55Z

Background

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	'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.		'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.

	'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]]~~, introducing a far more worrying debt looming over the horizon~~.		'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]].

	Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].		Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

Hurtful Truth Level: /* Future */

2025-04-17T17:34:50Z

Future

← Older revision		Revision as of 13:34, 17 April 2025
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	==Future==		==Future==
	Prior to Chris's arrest, [[Barbara Chandler~~\|Barb~~]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage\|mortgage]] on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.<ref name="guardsman">Guardsman42 (21 June 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-23#post-4880132 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref><ref name="anominous">AnOminous (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-223#post-5735278 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Chris’s future revenue, other than the [[monthly tugboat]] and [[Enablers#Financial enablers\|fans']] support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.<ref>Picklechu (1 July 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-27#post-4934271 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with [[CADD\|little to no skills]], and over a decade of [[List of places that have banned Chris\|real-life]] and [[Chris and health#Anytime Fitness\|internet]] [[Chris and the law\|notoriety]].<ref>Bombsaway (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/post-5739803 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.~~</ref>~~		Prior to Chris's arrest, his mother [[Barbara Chandler]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage\|mortgage]] on 14 Branchland Court.

	Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w\|Section 8 (housing)\|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House\|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update\|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".		Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w\|Section 8 (housing)\|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House\|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update\|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".

Hurtful Truth Level at 17:31, 17 April 2025

2025-04-17T17:31:01Z

← Older revision		Revision as of 13:31, 17 April 2025
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	In mid-2018, however, begging resumed, due to an alleged extortion plot by the [[Idea Guys]] which involved threatening to destroy Chris's imaginary land [[CWCville]] if he did not pay them. It is claimed by the [[Guard Dogs]] group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.<ref>[[The Chris-Chan Extortionists]]</ref> Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.		In mid-2018, however, begging resumed, due to an alleged extortion plot by the [[Idea Guys]] which involved threatening to destroy Chris's imaginary land [[CWCville]] if he did not pay them. It is claimed by the [[Guard Dogs]] group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.<ref>[[The Chris-Chan Extortionists]]</ref> Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.

	Chris [[Debt hearing (eyewitness account)\|stopped caring]] about the Financhu Crisis ~~by 2019~~, because of the [[Dimensional Merge]] and the generous backing from [[Aly Hirschberg]] and other [[financial enablers]]. Chris ~~continues~~ to beg, but only for [[conventions]], toys, and video games. Chris now also believes that he has vast wealth in <s>[[CWCville]]</s> [[C-197\|Dimension C-197]] to pay off the creditors, but creditors do not buy into fictional worlds and have managed to [[Debt#Court cases\|sue him]] for at least $11,606.15 (as of 23 February 2022).		By 2019, Chris [[Debt hearing (eyewitness account)\|stopped caring]] about the Financhu Crisis, because of the [[Dimensional Merge]] and the generous backing from [[Aly Hirschberg]] and other [[financial enablers]]. Chris continued to beg, but only for [[conventions]], toys, and video games.

	Chris has ~~access to~~ [[~~Barbara Chandler\|Barb~~]]'s ~~online bank account and knows how to transfer her money into his own account – during the~~ [[~~Affair with Mother~~\|~~incest~~]] ~~saga fallout~~, ~~he admitted~~ to ~~taking $750 from Barb's account to fund a hotel room for himself.<ref name=theft>~~[[~~Null DMs~~#~~Chris takes money from Barb~~]]~~</ref>~~		As a [[coping]] mechanism, Chris developed a belief that he has vast wealth in <s>[[CWCville]]</s> [[C-197\|Dimension C-197]] to pay off the creditors, but creditors do not buy into fictional worlds and have attempted to [[Debt#Court cases\|sue him]] for at least $11,606.15 (as of 23 February 2022).

	~~Given that [[Barbara Chandler\|Barb]] is elderly on a [[tugboat\|fixed income]]~~, ~~and~~ Chris ~~was ''~~[[~~Chris and work\|lazy~~]]~~'' on a fixed income~~, ~~it is unsurprising that many followers worried that~~ the ~~death of Barb~~ [[~~#Future\|could lead~~]] to ~~the so-called "Homeless Saga" —~~ a ~~wet dream for~~ [[~~A-Logging\|A-Loggers~~]] and ~~[[weens]], but devastating~~ for ~~both~~ Chris ~~and many of his followers.<ref name="guardsman"/><ref name="anominous"/>~~. ~~Owing to~~ Chris's ~~arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to~~ his ~~jail inmate account while he was incarcerated~~.		In the fall of 2020, Chris partnered with [[Praetor]], whose members launched the [[OfficialCWCmart]] shop, helped to finance a home in [[Big Island, VA]] for Chris to rent, and set up livestreams for Chris to run. Chris's profits from the shop and livestreams have dramatically decreased his begging.

	==Background==		==Background==
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	Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].		Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

			Chris has access to Barbara's online bank account and knows how to transfer her money into his own account – during the [[Affair with Mother\|incest]] saga fallout, he admitted to taking $750 from Barb's account to fund a room at [[Regency Inn Richmond]] for himself.<ref name=theft>[[Null DMs#Chris takes money from Barb]]</ref>

	==Outstanding debts==		==Outstanding debts==

Amanitie: /* Future */

2024-09-22T11:38:39Z

Future

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	During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022\|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return\|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)\|more important things to deal with]].		During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022\|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return\|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)\|more important things to deal with]].

	As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[~~August 2023~~]]), it's very likely the house will be foreclosed once she kicks the bucket.		As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[September 2024]]), it's very likely the house will be foreclosed once she kicks the bucket.

	==See also==		==See also==

JinkiesJanke: Tense fixes

2024-05-25T23:43:08Z

Tense fixes

← Older revision		Revision as of 19:43, 25 May 2024
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	Chris has access to [[Barbara Chandler\|Barb]]'s online bank account and knows how to transfer her money into his own account – during the [[Affair with Mother\|incest]] saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.<ref name=theft>[[Null DMs#Chris takes money from Barb]]</ref>		Chris has access to [[Barbara Chandler\|Barb]]'s online bank account and knows how to transfer her money into his own account – during the [[Affair with Mother\|incest]] saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.<ref name=theft>[[Null DMs#Chris takes money from Barb]]</ref>

	Given that [[Barbara Chandler\|Barb]] is elderly on a [[tugboat\|fixed income]], and Chris is ''[[Chris and work\|lazy]]'' on a fixed income, it is unsurprising that many followers ~~worry~~ that the death of Barb [[#Future\|could lead]] to the so-called "Homeless Saga" — a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but devastating for both Chris and many of his followers.<ref name="guardsman"/><ref name="anominous"/>. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers ~~continue~~ to send him money to his jail inmate account.		Given that [[Barbara Chandler\|Barb]] is elderly on a [[tugboat\|fixed income]], and Chris was ''[[Chris and work\|lazy]]'' on a fixed income, it is unsurprising that many followers worried that the death of Barb [[#Future\|could lead]] to the so-called "Homeless Saga" — a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but devastating for both Chris and many of his followers.<ref name="guardsman"/><ref name="anominous"/>. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to his jail inmate account while he was incarcerated.

	==Background==		==Background==

JinkiesJanke: Tense fixes

2024-05-25T23:40:59Z

Tense fixes

← Older revision		Revision as of 19:40, 25 May 2024
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	[[File:Financhu Wordle.png ‎\|thumb\|400px\|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]		[[File:Financhu Wordle.png ‎\|thumb\|400px\|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]

	~~To this day, the~~ Chandlers' financial woes ~~are~~ caused by their own irresponsible behaviors. Chris, [[Chris and money\|learning absolutely nothing over the years]], ~~has~~ squandered any available money on [[Lego\|children's toys]], [[PS4\|video games]], [[McDonald's\|fast food]] and [[sex toys]]. Barb, on the other hand, ~~has~~ simply ~~been~~ ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.		The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, [[Chris and money\|learning absolutely nothing over the years]], had squandered any available money on [[Lego\|children's toys]], [[PS4\|video games]], [[McDonald's\|fast food]] and [[sex toys]]. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

	'''Chris''' ~~has~~ made some efforts to generate income for the household over the ~~past~~ few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that ~~keeps~~ the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga ~~to this day~~.		'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.

	'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.		'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.

	Both Chris and Barb ~~continue~~ to barely stay afloat with their lives thanks to their own [[tugboat]]s~~, but their inactive lifestyle and reckless spending will not last forever at this rate~~.		Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

	Despite it all, '''Chris ~~has~~ not once ~~attempted~~ to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

	==Outstanding debts==		==Outstanding debts==

Valkyrie31: /* Future */

2023-10-02T01:04:31Z

Future

← Older revision		Revision as of 21:04, 1 October 2023
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	==Future==		==Future==
	~~{{Dated\|the fact that~~ Chris ~~is in Jail}}~~		Prior to Chris's arrest, [[Barbara Chandler\|Barb]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage\|mortgage]] on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.<ref name="guardsman">Guardsman42 (21 June 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-23#post-4880132 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref><ref name="anominous">AnOminous (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-223#post-5735278 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Chris’s future revenue, other than the [[monthly tugboat]] and [[Enablers#Financial enablers\|fans']] support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.<ref>Picklechu (1 July 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-27#post-4934271 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with [[CADD\|little to no skills]], and over a decade of [[List of places that have banned Chris\|real-life]] and [[Chris and health#Anytime Fitness\|internet]] [[Chris and the law\|notoriety]].<ref>Bombsaway (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/post-5739803 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref>
	~~Although~~ [[Barbara Chandler\|Barb]] ~~currently claims~~ $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage\|mortgage]] on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.<ref name="guardsman">Guardsman42 (21 June 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-23#post-4880132 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref><ref name="anominous">AnOminous (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-223#post-5735278 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Chris’s future revenue, other than the [[monthly tugboat]] and [[Enablers#Financial enablers\|fans']] support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.<ref>Picklechu (1 July 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-27#post-4934271 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with [[CADD\|little to no skills]], and over a decade of [[List of places that have banned Chris\|real-life]] and [[Chris and health#Anytime Fitness\|internet]] [[Chris and the law\|notoriety]].<ref>Bombsaway (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/post-5739803 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref>

	Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w\|Section 8 (housing)\|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House\|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update\|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".		Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w\|Section 8 (housing)\|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging\|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House\|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update\|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".

			During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022\|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return\|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)\|more important things to deal with]].

			As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[August 2023]]), it's very likely the house will be foreclosed once she kicks the bucket.

	==See also==		==See also==

Cereally: /* Why Chris refuses to work */

2023-08-02T23:05:55Z

Why Chris refuses to work

← Older revision		Revision as of 19:05, 2 August 2023
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	==Why Chris refuses to work==		==Why Chris refuses to work==
			{{main\|Chris and work}}
	{{quote\|“You Want Money, GET A JOB”?		{{quote\|“You Want Money, GET A JOB”?

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	Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.\|Chris, clinging to his fantasies about the [[Dimensional Merge]] to justify why he's unemployed in the real world.<ref name=mergejob>[[June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge]]</ref>}}		Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.\|Chris, clinging to his fantasies about the [[Dimensional Merge]] to justify why he's unemployed in the real world.<ref name=mergejob>[[June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge]]</ref>}}

	~~{{main\|Chris and work}}~~

	Despite actively begging for money since 2016, and [[WE NEED MONEY FOR MORTGAGE NOW, PLEASE\|a near-miss]] with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the [[Cutco\|last job he's had]] dates all the way back to [[2003]]). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref><ref name=getajob/> that he contact one of her family members who works at the Virginia {{abbr\|DARS\|Department for Aging and Rehabilitative Services}}, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.		Despite actively begging for money since 2016, and [[WE NEED MONEY FOR MORTGAGE NOW, PLEASE\|a near-miss]] with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the [[Cutco\|last job he's had]] dates all the way back to [[2003]]). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref><ref name=getajob/> that he contact one of her family members who works at the Virginia {{abbr\|DARS\|Department for Aging and Rehabilitative Services}}, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.

Cereally: no explanation of info that needs to be added

2023-08-02T23:05:10Z

no explanation of info that needs to be added

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	==Chris's frivolous spending during the crisis==		==Chris's frivolous spending during the crisis==
	~~{{Needs Updating}}~~
	[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png\|thumb\|300px\|A recurring theme throughout the Crisis.]]		[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png\|thumb\|300px\|A recurring theme throughout the Crisis.]]

← Older revision		Revision as of 13:38, 17 April 2025
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	'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.		'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.

	'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]]~~, introducing a far more worrying debt looming over the horizon~~.		'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]].

	Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].		Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

← Older revision		Revision as of 19:40, 25 May 2024
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	[[File:Financhu Wordle.png ‎\|thumb\|400px\|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]		[[File:Financhu Wordle.png ‎\|thumb\|400px\|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]

	~~To this day, the~~ Chandlers' financial woes ~~are~~ caused by their own irresponsible behaviors. Chris, [[Chris and money\|learning absolutely nothing over the years]], ~~has~~ squandered any available money on [[Lego\|children's toys]], [[PS4\|video games]], [[McDonald's\|fast food]] and [[sex toys]]. Barb, on the other hand, ~~has~~ simply ~~been~~ ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.		The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, [[Chris and money\|learning absolutely nothing over the years]], had squandered any available money on [[Lego\|children's toys]], [[PS4\|video games]], [[McDonald's\|fast food]] and [[sex toys]]. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

	'''Chris''' ~~has~~ made some efforts to generate income for the household over the ~~past~~ few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that ~~keeps~~ the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga ~~to this day~~.		'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress\|actually finding a job]]), which included opening an [[Etsy\|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court\|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego\|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.

	'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.		'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls\|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage\|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.

	Both Chris and Barb ~~continue~~ to barely stay afloat with their lives thanks to their own [[tugboat]]s~~, but their inactive lifestyle and reckless spending will not last forever at this rate~~.		Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

	Despite it all, '''Chris ~~has~~ not once ~~attempted~~ to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego\|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].

	==Outstanding debts==		==Outstanding debts==