Financhu Crisis

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Revision as of 00:55, 20 March 2017 by Nobody (talk | contribs) (Always felt that some parts here needed a rewrite.)
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Background

A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...

To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, learning absolutely nothing over the years, has squandered any available money on children's toys, video games, fast food, and sex toys. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

Chris has made some efforts to generate income for the household over the past few years (bar that of actually finding a job), which included opening an Etsy shop in 2015. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional eBay sales of select merch from the hoard. To further compound the issue, Chris has been instilled with a very real belief that fans are willing to drop large sums of money into his bank account for nothing, an expectation that has since been strengthened by the $1,000 donation by DStecks in September 2015. This belief would take on the form of many begging videos that highlight the saga to this day.

Barb seems to have outstanding debts that dwarfs Chris' financial handiwork. On September 2016, she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored debt collector calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In August 2016, Chris revealed that the household is still under a mortgage of $115,000, introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continue to barely stay afloat with their lives thanks to their own tugboats, but their inactive lifestyle and reckless spending will not last forever at this rate.

Despite it all, Chris has not once attempted to find a job.