Difference between revisions of "Financhu Crisis"

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{{Articleofthenow}}
{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job}}
 
{{quote|truly Bad Intentions of spamming actual hate speech (Get A Job).|Chris<ref>https://twitter.com/CPU_CWCSonichu/status/1194090568898494464</ref>}}
 
[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris, begging for money, while standing in front of more than a thousand dollars' worth of Lego sets and toys.]]


{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job.}}
The '''Financhu Crisis''' is a term coined by users from [[Kiwi Farms]] to describe the steep decline in the Chandler family's [[Chris and money|financial management]] beginning in early [[2016]]. Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].


[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris's online activity for much of 2016]]
In June 2017, [[Christian Weston Chandler|Chris]] began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts, and payments continued until 2 August 2021, when his Patreon account was shut down. As a result, begging had temporarily subsided.


The '''Financhu Crisis''' is a term coined by users from [[CWCki Forums|Kiwi Farms]] to describe the steep decline in the Chandler family's financial management beginning in early [[2016]].  
In mid-2018, however, begging resumed, due to an alleged extortion plot by the [[Idea Guys]] which involved threatening to destroy Chris's imaginary land [[CWCville]] if he did not pay them. It is claimed by the [[Guard Dogs]] group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.<ref>[[The Chris-Chan Extortionists]]</ref> Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.


Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].
Chris [[Debt hearing (eyewitness account)|stopped caring]] about the Financhu Crisis by 2019, because of the [[Dimensional Merge]] and the generous backing from [[Aly Hirschberg]] and other [[financial enablers]]. Chris continues to beg, but only for [[conventions]], toys, and video games. Chris now also believes that he has vast wealth in <s>[[CWCville]]</s> [[C-197|Dimension C-197]] to pay off the creditors, but creditors do not buy into fictional worlds and have managed to [[Debt#Court cases|sue him]] for at least $11,606.15 (as of 23 February 2022).


Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and [[Chris]] is [[Chris and stress|''lazy'']] on a fixed income, one could only bleakly speculate what will happen when Chris is eventually left to fend for himself once Barb passes away.
Chris has access to [[Barbara Chandler|Barb]]'s online bank account and knows how to transfer her money into his own account – during the [[Affair with Mother|incest]] saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.<ref name=theft>[[Null DMs#Chris takes money from Barb]]</ref>


In June 2017, Chris began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts. As a result, the begging has subsided.
Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and Chris was ''[[Chris and work|lazy]]'' on a fixed income, it is unsurprising that many followers worried that the death of Barb [[#Future|could lead]] to the so-called "Homeless Saga" — a wet dream for [[A-Logging|A-Loggers]] and [[weens]], but devastating for both Chris and many of his followers.<ref name="guardsman"/><ref name="anominous"/>. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to his jail inmate account while he was incarcerated.


==Background==
==Background==
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]


To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], has squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.
The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], had squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.


'''Chris''' has made some efforts to generate income for the household over the past few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga to this day.
'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.


'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.  
'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.


Both Chris and Barb continue to barely stay afloat with their lives thanks to their own [[tugboat]]s, but their inactive lifestyle and reckless spending will not last forever at this rate.
Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].
 
Despite it all, '''Chris has not once attempted to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.vadars.org/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his Ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].


==Outstanding debts==
==Outstanding debts==
This table summarizes various unpaid debts charged to credit cards and other owed amounts between Chris and Barb. Keep in mind that these are only amounts found by [[CWCki|Christorians]] via Chris' online posts and Virginia District Court public records.
{{main|Debt}}
 
On 30 November 2016, Chris started a [[Patreon]] with a goal of '''$250,000'''; he estimates $200,000 to pay off the mortgage and other debts, plus an extra $50,000 for himself, [[Chris and negotiation|just ''because'']].
 
{| class="wikitable sortable"
|-
!data-sort-type="date"|Date
!data-sort-type="string"|Item
!data-sort-type="currency" |Amount ($)
|-
|Ongoing
|Credit card debt<ref>https://kiwifarms.net/threads/3-9-chris-tweets-that-hes-a-feminist.28977/page-9#post-2140532</ref>
!style="text-align:right;" |6,000.00
|-
|24 September 2014
|Loan for [[Son-Chu]]
!style="text-align:right;" |9,000.00
|-
|1 March 2016
|PS4 purchase (via Fingerhut.com)
!style="text-align:right;" |540.00
|-
|16 March 2016
|Discover Bank court case
!style="text-align:right;" |4,706.93
|-
|16 April 2016
|Payday loan (not counting the extremely high interest rates)
!style="text-align:right;" |3,000.00
|-
|Ongoing
|Mortgage (revealed on Facebook)
!style="text-align:right;" |115,000.00
|-
|14 September 2016
|Capital One court case
!style="text-align:right;" |15,906.99
|-
|July 2017
|Mariner Finance debt
!style="text-align:right;" |?
|-
|19 December 2018
|Midland Funding court case<ref>https://kiwifarms.net/attachments/9f4cb3b5-0853-4868-bacf-2ea6ae2b6235-jpeg.618482</ref>
!style="text-align:right;" |2,832.90
|-
|16 January 2019
|Second Round Sub court case<ref>https://kiwifarms.net/attachments/sdalksdjijerwerw-png.641824</ref>
!style="text-align:right;" |2,531.63
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="2"|Total
!style="font-weight:bold;color:#FF0000"|$159,518.45
|}


==Chris's frivolous spending during the crisis==
==Chris's frivolous spending during the crisis==
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In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.
In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.
Below is a list of ''known'' frivolous purchases made during the Crisis. There are doubtless many more that are not known about, including cash purchases.


{| class="wikitable sortable"
{| class="wikitable sortable"
Line 95: Line 47:
!data-sort-type="currency" |Amount ($)
!data-sort-type="currency" |Amount ($)
|-
|-
|New PS4 console<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
|New PS4 console<ref>[[March 2016 Facebook Posts#PS4 Thanks]]</ref>
!style="text-align:right;" |540.00
!style="text-align:right;" |540.00
|-
|-
Line 101: Line 53:
!style="text-align:right;" |600.00
!style="text-align:right;" |600.00
|-
|-
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifar.ms/threads/chris-spent-over-425-on-ebay-last-month.19451/</ref> for ''higher''
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/ (archive: https://archive.ph/UAcJm)</ref> for ''higher''
!style="text-align:right;" |425.88
!style="text-align:right;" |425.88
|-
|-
Line 110: Line 62:
!style="text-align:right;"|90.00
!style="text-align:right;"|90.00
|-
|-
|Skylanders toys<ref>https://sonichu.com/cwcki/List_of_toys#Skylanders</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
|Skylanders toys<ref>[[List of toys#Skylanders]]</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
!style="text-align:right;"|195.00
!style="text-align:right;"|195.00
|-
|-
|Pokemon merchandise<ref>https://sonichu.com/cwcki/List_of_toys#Pokemon</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
|Pokemon merchandise<ref>[[List of toys#Pokemon]]</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
!style="text-align:right;"|181.79
!style="text-align:right;"|181.79
|-
|-
|Amiibo (Smash series "Pit")<ref>https://sonichu.com/cwcki/List_of_toys#Nintendo_Amiibos</ref>
|Amiibo (Smash series "Pit")<ref>[[List of toys#Nintendo Amiibos]]</ref>
!style="text-align:right;"|12.99
!style="text-align:right;"|12.99
|-
|-
Line 128: Line 80:
!style="text-align:right;"|13.54
!style="text-align:right;"|13.54
|-
|-
|14K yellow gold Cleopatra bar 16" necklace<ref>[[http://archive.is/tPnTI]]</ref>
|14K yellow gold Cleopatra bar 16" necklace<ref>http://archive.is/tPnTI</ref>
!style="text-align:right;"|399.99
!style="text-align:right;"|399.99
|-
|Tokyo Treat Box (minimum $31.50 per month for 31+ months)<ref>[[May 2020 social media posts]]</ref>
!style="text-align:right;"|976.50
|-
|-
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
Line 156: Line 111:
|- class="sortbottom"
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="font-weight:bold;color:#FF0000"|$5,288.09
!style="font-weight:bold;color:#FF0000"|$6,267.09
|}
|}


==Why Chris refuses to work==
==Why Chris refuses to work==
Despite actively begging for money for over a year and a half, Chris did not attempt to get a job. One of his IRL friends, a woman from his Pokémon club named Alexa P., became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016,<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref> and again in April 2017,<ref name=getajob/> that he contact one of her family members who works at Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant about why he was unwilling to get a job, and Alexa then gave up trying to help him.
{{main|Chris and work}}
 
{{quote|“You Want Money, GET A JOB”?
In his rant, Chris gave the following flimsy excuses:


*Busy with helping Barb and the pets.
Our Response is that WE ARE ALREADY EMPLOYED BY YOUR BOSS’S BOSS’S BOSS due to our better and special powerful abilities. ⚡️💙⚡️


*[[Chris and his Ego|Trolls ruined his "background check"/reputation]].
Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.|Chris, clinging to his fantasies about the [[Dimensional Merge]] to justify why he's unemployed in the real world.<ref name=mergejob>[[June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge]]</ref>}}


*Risk of being discriminated against for his [[tomgirl]] gender.
Despite actively begging for money since 2016, and [[WE NEED MONEY FOR MORTGAGE NOW, PLEASE|a near-miss]] with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the [[Cutco|last job he's had]] dates all the way back to [[2003]]). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref><ref name=getajob/> that he contact one of her family members who works at the Virginia {{abbr|DARS|Department for Aging and Rehabilitative Services}}, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.


*[[Chris and stress|Stress]].
In his rant, Chris gave the following flimsy excuses:
 
*Fear of being incompetent.
 
Months later, in October 2017, Chris reiterated his excuse of helping Barb and the pets, and added another<ref>https://sonichu.com/cwcki/CWCki_Forums#Kiwi_Farms_post</ref>:
 
*His passion for, and [[Chris and reality|psychic connection to, his imaginary friends in CWCville]].
 
In May 2018, despite being in desperate need of money after losing $6,000 and was at-risk of losing 14 Branchland Court, Chris was still unwilling to work and served up another excuse<ref name=harassment>https://tweetsave.com/cwcsonichu/status/1000159257260519424</ref>:
 
*Concern over trolls harassing him at work.


Most of his claimed reasons hold no weight.
* He was busy helping Barb and the pets (despite having no trouble in going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017).
* [[Chris and his Ego|Trolls ruined his "background check"/reputation]]. While it is true that a Google search on Chris reveals unsavory details, they are only records of facts, and there are agencies that find work for [[slow-in-the-mind]] adults that would not care about minor crimes or indiscretions.
* Finding a job runs the risk of being discriminated against for his [[tomgirl]] gender.
* [[Chris and stress|Stress]].
* He fears being incompetent.


Despite his professed concern for Barb and the pets being his top priority, he had no qualms about going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017.
Later, Chris added more excuses for not wanting to work:


A "background check", as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Furthermore, Chris's legal name during the Financhu Crisis was Christine Chandler, and since most of his history being trolled is tied to his former Christian Chandler name, Google results for his current name greatly de-emphasize the trolls' influence. In addition, fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Erwin Englehardt|Kenneth Englehardt]] also have their names linked to their internet shenanigans, yet they have gained employment.  
* In October 2017, Chris claimed that he was [[Chris and reality|too busy]] with [[CWCville]] and his [[imaginary friends]], in addition to helping Barb and the pets.<ref>[[Kiwi Farms posts (LegendaryChristorian)#Good Day, People! Pin This To The Top]]</ref>
* In June 2019, Chris claimed that he was already employed by God to oversee the [[Dimensional Merge]].<ref name= mergejob/>


Discrimination on the basis of gender is illegal. Charlottesville is a fairly liberal city, so his trans identity should not be an issue.
Most of his claimed reasons hold no weight. A "background check", as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Erwin Engelhardt|Kenneth Engelhardt]] also have their names linked to their internet shenanigans, yet they have gained employment. Furthermore, discrimination on the basis of gender is illegal, especially as a result of {{w|Bostock v. Clayton County|a Supreme Court ruling}} on 15 June 2020.


Getting a job [[Hypocrisy|would have reduced his stress over needing to beg in order to afford more toys]].
In reality, getting a job would probably reduce his stress over needing to beg in order to afford more toys: his excuses for being fearful of making mistakes, and his obsession over his imaginary friends, are blocks set down by his own mind – revealing that, rather than growing up and assuming responsibility for his future, he would rather [[Chris and psychology|remain a manchild]] forever.


His excuses on being fearful of making mistakes and his obsession over his imaginary friends are blocks set down by his own mind – revealing that, [[Chris and psychology|rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever]].
Chris's only plausible claim was in May 2018, when he feared that weens and A-logs will harass him at work, similar to how they harassed the management of [[The End Games]] and [[Anytime Fitness]] into [[ban]]ning him.<ref name=harassment>[[May 2018 social media posts#A new excuse not to get a job|May 2018 social media posts § A new excuse not to get a job]]</ref>


Chris's only valid point is regarding people who are so intent on trying to troll that they'll contact a business just to harass management about him with made-up stories - as happened when he patronized [[The End Games]] and [[Anytime Fitness]].
==Why you shouldn't donate to Chris==
Buying things from Chris and/or donating to him is not at all recommended, mainly because:


==2016 timeline==
* Chris has habitually neglected his customers. He has repeatedly failed to ship orders to his buyers on time and will ignore messages from customers asking about their purchases, or give a myriad of excuses as to why they haven't shipped. If he does get around to shipping them, his [[naive]] methods of "packaging" often cause items to arrive damaged. Other times, he simply won't ship items at all (as seen perfectly with his [[Patreon]]).
* If Chris is angry enough, he can use your information against you. This was infamously seen when [[Mr. Smith]] attempted to purchase a medallion from Chris and, after Chris failed to make and ship one, filed a claim against him on [[eBay]], causing Chris's PayPal to be locked. Chris responded by furiously ''doxing'' Mr. Smith and another buyer on [[Facebook]], both of whom eventually received [[prank calls]] from [[weens]]. The information that PayPal releases to eBay sellers includes your full name, home address, e-mail address, eBay username, and (possibly) phone number. In other words, "the exact kind of information you wouldn't want a screeching manchild to post in a public place when it's followed by hundreds of cannibalistic Internet trolls."<ref>[https://kiwifarms.net/threads/important-dont-buy-from-chris.5048/]</ref>
* Chris will piss away your money. As stated above, Chris and Barb have had a long history of irresponsible spending habits, which is the biggest reason why they've fallen into debt. Even if he does manage to ship something to you without any sort of hassle, or [[December 2020 social media posts#Chris begs for money|claim he won't spend your cash on toys]], chances are still extremely high that Chris will immediately blow your money on Legos, action figures, video games, and/or other stuff, and then immediately go back to begging.


===March===
==Timeline==
*1st - Chris buys a PS4, worth $540, from Fingerhut (using a credit card).<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>
{{incomplete}}
*16th - Barb is found guilty in a debt case involving Discover Financial Services. The judgement states that she owes $4,706.93.<ref>https://kiwifar.ms/threads/barb-sued-by-discover-bank.18379/page-28#post-1324090</ref>
*19th - Chris spends $425 on a single Lego set,<ref name=l/> available for $75 less on the lego website.<ref>https://shop.lego.com/en-US/Firehouse-Headquarters-75827</ref>


===April===
===2016===
*12th - [[Please, Donate|Chris begs]]. This video is notable for being the first video devoted to asking for money.
{{main|Timeline of the Financhu Crisis (2016)}}
*16th - It's revealed that Chris borrowed $3,000 from a payday loan.<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>
*24th - [[Donation Request|Chris begs]] again, this time without offering crafts in exchange.


===May===
===2017===
*4th - The donations listing on Chris's Etsy shop is removed, presumably for violating TOS.<ref>https://kiwifar.ms/threads/fb-4-29-chris-is-excited-about-ratchet-clank-totes-swag.20150/page-10#post-1434759</ref>
{{main|Timeline of the Financhu Crisis (2017)}}
*9th - Chris spends $60 on his [[waifu|waifu]].
*23rd - The Chandlers pay $616.52 for the first half of 14BC's 2016 [[:File:Property tax 2016 part1.png|property tax]].
*23rd - [[Donations, Please, plus Live Game Stream tonight.|Chris begs]] for bananas. He also [[Live Game Stream - Uncharted|announces]] the debut of a Support button on his Youtube channel to replace the Etsy listing.
*25th - Chris begs [[May 2016 Facebook posts#Etsy listing removal|in a Facebook post]] while reminding readers that Etsy removed his donation listing and that he has a Support button on Youtube instead.
*26th - Chris begs [[May 2016 Facebook posts#Uncharted video and donations|on Facebook]], links to his game stream of Uncharted and repeats his statements from the 25th.
*28th - Chris spends nearly $100 on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/</ref>
*29th - Chris spends another $30 on his waifu.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-8#post-1498444</ref>
*31st - Chris spends $150 more on Transformers.<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496692</ref>


===June===
===2018===
*8th - Chris's Etsy shop is closed,<ref>[[Etsy#Shop Closure]]</ref> presumably for failing to send orders.
{{main|Timeline of the Financhu Crisis (2018)}}
*11th - [[Cwcville Shopping is on Vacation|Chris begs]] for money in the same video in which he announces that his shop is closed. Starting from this video, Chris adds his begging to the video descriptions.
*14th - Chris begs to have $100 for Barb's asthma medicine, in [[Donations Required, Serious. Please help|two]] [[Donations Requested, Please|videos]] which feature Barb.
*17th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 1|Chris begs]] to have $200 for an electric bill, while reading a fanfic called "Unicorns, Rainbows, and a Bluebird of Happiness".
*19th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 2|Chris begs]], again saying he wants $200 for an electric bill, and also wanting food money, while reading another chapter of Bluebird.
*19th - Chris wants to become a [[Women Only Need Apply - No STD's|prostitute]], in an attempt to get both money and china.
*26th - Chris begs his half-brother [[Cole Smithey|Cole Smithey]] for financial help, while simultaneously insulting him for "pissing and burning" the money he earns from working as a movie critic on apartment rent.<ref>[[June 2016 Facebook posts#O brother, where art thou?]]</ref>
*29th - [[Announcement 06292016|Chris begs]], saying that even though he got donations, he wants more because "we could still do better", before reading the third chapter of Bluebird.


===July===
===2019===
*1st - Chris pays his $541 court costs for pepper-spraying a Gamestop employee in 2014.<ref>https://kiwifar.ms/threads/7-1-chris-paid-his-court-costs.22142/</ref>
{{main|Timeline of the Financhu Crisis (2019)}}
*8th - [[Rainbows Unicorns and a Bluebird of Happiness Chapter 4|Chris begs]] while reading chapter four of Bluebird.
*9th - [[Announcement 20160709|Chris begs]] in a long rant, saying he is stressed from dealing with finances. He mentions a mortgage among the bills. He wants food money for himself, Barb and their pets.
*10th–11th - [[HELP, PLEASE!!!|Chris begs]] in a series of four videos, wanting $20 or $50. He demeans himself on camera to get people to donate. Finally, he thanks people for sending the "minimum $20" before begging to have money for Barb's teeth.
*13th - [[Donations Further Requested, Please|Barb begs]] to have money for her dental work.
*13th - Chris finally decides to sell some of his toys to raise money. He lists one Pokémon card on eBay for $50.<ref>[[July 2016 Facebook posts#Chris Offers a Pokemon Card for Sale]]</ref>
*14th - Chris lists two more Pokémon cards on eBay, for $100 each.
*15th - Chris begs for food money in a [[July 2016 Facebook posts#"I'm not on drugs!"|Facebook post]], complaining that people aren't willing to donate anymore.
*18th - [[Update 20160718|Chris begs]] for money in the same video in which he reads an anniversary dedication, while expecting to be paid $50 for it.
*18th - One of the $100 Pokémon cards Chris listed on eBay is sold.<ref>http://offer.ebay.com/ws/eBayISAPI.dll?ViewBidsLogin&item=282101638696</ref>
*20th–22nd - Chris produces [[Paid Video Requests|eight videos]] to earn money from his fanbase.
*23rd - Chris returns to begging [[July 2016 Facebook posts#2 Strikes on Youtube|on Facebook]]. He also announces that "this window is for Donations Only. No video requests until further notice", after his YouTube account receives its second strike against it for violating policy on "nudity or sexual content" after [[Paid Video Requests#Fuck, Fuck, Fuck, Shake my boobies|a video]] he uploaded on the 22nd got reported. He [[:File:Cwc-crayolasword-stitched.png|also begs]] to a Kiwi Farms user named crayolasword who asks him about the situation.
*24th - Chris announces [[July 2016 Facebook posts#I have grown a labia!|on Facebook]] that he has grown a labia using subliminal frequencies found on YouTube. He also requests donations for gender reassignment.
*26th - Three days after being barred from uploading videos to his CwcvilleGuardian YouTube account, Chris circumvents the ban by [[Paid Video Request Reminder|uploading to another account]], restarting the Paid Video Requests program and accepting offers for $10-$50.
*28th - Chris makes one sale on the video program.


===August===
===2020===
<center><gallery>
{{main|Timeline of the Financhu Crisis (2020)}}
File:Barb capitalone.png|Capital One Bank vs Barb
File:Dogcourtcase2.png|Chris fined - No county dog tag 2
File:Dogcourtcase1.png|Chris fined - No rabies certificate 2
</gallery></center>
*4th - Barb is sued by yet another bank. The hearing will take place on September 14th.
*5th - Chris pays $121 in court costs and fines for failing to acquire proper certifications for his dogs.
*5th - Chris begs for donations in [[August 2016 Facebook posts#House Cleaning|a Facebook post]] and asks for tubes of [[Oestrogel application and Vibrating Bra, How To.|Oestrogel]] to be sent to him.
*9th - Chris relists the Birthday Pikachu card on eBay for $500 and begs people to "Buy It Now and help me and my family".<ref>[[August 2016 Facebook posts#Buy this $3,000 VHS tape]]</ref> He also offers a VHS tape of Aladdin for $3,000.<ref>http://www.ebay.com/itm/282128626463</ref>
*11th - Chris begs [[Cole Smithey|Cole Smithey]] for financial help again, this time by saying, "Hey! Cole!!! Get off of your ass and apologize and make peace with us here, In Person, and Help Us Financially, Please".<ref>[[August 2016 Facebook posts|Get off your ass, Cole!]]</ref>
*14th - A buyer purchases the [[Megatron pistol]] from Chris, netting Chris $50. It's the first Relic of Fail to be sold during the Crisis.
*31st - Chris begs his audience [[August 2016 Facebook posts#Who wants to pay our mortgage?!|on Facebook]] to pay his mortgage of $115,000.


===September===
===2021===
<center><gallery>
{{main|Timeline of the Financhu Crisis (2021)}}
File:Barb vs Capital One Bank result.png|Capital One Bank court ruling.
</gallery></center>
*12th - Chris is spotted and photographed at a [[Card Games#Toys "Я" Us|Toys "Я" Us]] buying two tins of Pokemon Cards, two days before his mother goes to court.
*14th - Greene County's court rules that Barb owes $15,906.99 in unpaid debt to Capital One bank.
*19th - Chris begs in [[September 2016 Facebook posts#Another new cat|a Facebook post]], while showing off his new pet cat. He wants money to cover bills for the second half of the month, one paragraph after stating that he needed "allowance fun" to get a break from [[stress]] in the first half of the month.
*27th - Chris claims in a [[Something Completely Different - A few Transformers Jokes, also anti-Pmurt|video]] that the "fickle finances" are improving for him and Barb, shortly before playing with his newly-bought Transformers toys, showing that he is unaware or does not care about the fact that his mother legally owes over $20,000 as a result of the two lawsuits filed against her in 2016 or that the property tax for their house will be due in two months.


===October===
==Future==
*18th - Chris resumes begging in a [[I'm sick; we need money donations; no video requests for a while|video]], saying that he is sick and that he is running low on chicken noodle soup and money. Notably, he had spent $160 buying Transformers toys on Ebay in the weeks beforehand.<ref name=tftr/>
Prior to Chris's arrest, [[Barbara Chandler|Barb]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage|mortgage]] on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.<ref name="guardsman">Guardsman42 (21 June 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-23#post-4880132 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref><ref name="anominous">AnOminous (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-223#post-5735278 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Chris’s future revenue, other than the [[monthly tugboat]] and [[Enablers#Financial enablers|fans']] support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.<ref>Picklechu (1 July 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-27#post-4934271 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with [[CADD|little to no skills]], and over a decade of [[List of places that have banned Chris|real-life]] and [[Chris and health#Anytime Fitness|internet]] [[Chris and the law|notoriety]].<ref>Bombsaway (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/post-5739803 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref>


===November===
Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w|Section 8 (housing)|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".
<center><gallery>
File:Receipt for a penny - credit to Philosophy Phil.png|$0.01 donation
</gallery></center>


*9th - Chris, in response to the election, films a [[Eid, Pmurt, Eid|video]] of him destroying a Transformer toy that is meant to represent Donald Trump. The toy was part of the Transformers toy purchase back in September, costing him $25.
During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)|more important things to deal with]].  
*18th - Chris spends $90 on Pokemon<ref>[[Twitter#Ticked off about Pokemon Sun]]</ref><ref>[[November 2016 Facebook posts#Pokemon Sun and Moon networking]]</ref> and Transformers.<ref>[[Twitter#More wish list demands]]</ref>
*21st - The Chandlers pay the second half of their 2016 property tax for 14 Branchland Court, costing them $616.52.<ref>[[:File:Propertytax2016paid.png]]</ref>
*21st - Chris [[Help, please|makes another video]] to beg for donations again. He also [[Twitter#Help, please|posts]] to Twitter, saying, "We need more money, please. The Mortgage people are [[Kick the Autistic|kicking us again]]. Please send money to me via PayPal".
*22nd - Chris reacts to a penny donated by a troll,<ref>https://kiwifarms.net/threads/yt-11-21-help-please.25958/page-6#post-1893900</ref> [[Twitter#We need more than a penny|tweeting]], "We need Donations larger than a penny apiece. Please try to give us $10 or a Lot more than that".
*30th - Chris [[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon|posts]] that he will join [[Patreon]], after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
*30th - Chris [[November 2016 Facebook posts#Another wish list update|updates]] his Christmas [[wish list]], to remove the $50 Transformers toy,<ref>http://www.bigbadtoystore.com/bbts/product.aspx?product=HAS25156&mode=retail Chris mentioned this shop listing</ref> named "Alpha Trion and Astrotrain", which he had bought. He does not pawn this, or any of his other toys, to help Barb; instead, he makes [[The Alpha Trion/"Young Warrior" Challenge|a video of himself playing with it]].
*30th - Chris launches his [[Patreon]] account. He states that he wants $200,000 to pay the "home's finances, including the Mortgage and Credit Cards". He also says he wants an extra $50,000 for "[[List of toys|rainy day(s)]]"


===December===
As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[September 2024]]),  it's very likely the house will be foreclosed once she kicks the bucket.
*1st - Chris updates his [[Patreon]] with more gifts, consisting of merchandise from Skylanders [[Chris and his Ego#Fixation on self-image|customized to appear like his in-game avatar]] (which would be produced by that company) and clarifies that he wants $250,000 total, rather than per month, showing that he still has unrealistic views on how much he can scam out of people.
*2nd - Chris uploads [[Alpha Trion/"Young" warrior challenge explained]], in which he plugs his Patreon channel while playing with expensive Transformers toys.
*19th - Barb wants to sell a [[Craigslist#Riding lawn tractor|riding lawn tractor]] for $595.
 
==2017 Timeline==
===January '17===
*4th - Chris [[January 2017 Facebook Posts#Inability to feel like drawing and writing the stories|whines]] about having "head of household worries", like the bills and debt; however, instead of Adulting and applying for a job, he begs to have $500 a month.
*13th - Over three weeks after the original lawn tractor ad was taken down from [[Craigslist]] due to a ween, Chris finally realized what happened and re-posted it, still asking for $595. In the meantime, he had bought over $100 worth of [[Z-Ring Fun Extra|Pokemon]] and [[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff|Skylanders]] toys and had made videos of himself playing with them.
 
===February '17===
*16th - Chris uploads [[A browsing around an ol' playground]], in which he begs for money before showing footage of himself walking around a playground.
*17th - One day after begging for handouts of $10 per person, Chris plays a newly-purchased video game level for ''Lego Dimensions'', ''The Lego Batman Movie Story Pack'', which had been released on 10 February with a cost between $35-$50.<ref>https://psnprofiles.com/trophies/3900-lego-dimensions/Sonichu</ref>
 
===March '17===
*1st - Chris offers parts of [[March 2017 Facebook Posts#Selling Bob's stamp collection|Bob's stamp collection]] for sale.
*2nd - Chris spends $50.25 on toys after making $68 (minus the cost of shipping) from selling his father's stamps.<ref name=ebay/>
*3rd - Chris lists his [[EBay#Chris's stamp album|personal stamp album]] for $1,000.
*7th - Chris buys Lego World for the PS4 on its release date<ref>https://psnprofiles.com/trophies/5906-lego-worlds/Sonichu</ref> for $30, erasing the last of the profit he had made from selling stamps, even though he had claimed to need the money for paying bills.
*13th - He spends another $9 on Transformers.<ref name=ebay/>
*19th - Chris [[March 2017 Facebook Posts#Please buy stamps|begs on Facebook]] for people to buy more stamps, saying "[[Lie|My mother and I can Really do with the money]]". At that point, he had made $85 in sales then quickly spent $90 on toys.<ref name=ebay/> <ref>[[List of Chris's video games#PlayStation 4 (PS4)]]</ref>
*19th - White knights spring into action and purchase seven stamps, totaling $41.50. Five were bought by a single person (at $34) and the rest ($7.50) by two others.
*19th - Chris lies about wasting stamp money on toys, claiming in Facebook's comments section that he "did NOT buy any lego sets" and that the money went towards "our debtor payments" instead.
 
===April '17===
*4th - Barb's [[April 2017 Facebook posts#Whining about the mortgage|bank account is over $800 in the red]] after making two payments to Seterus, Inc, a loan servicing company - likely a result of failing to juggle both a past-due account and the autopay feature.
*5th - Chris [[April 2017 Facebook posts#Chris explains why he won't get a job|throws a tantrum at his Facebook friends]] after they suggest he get a job and begs for sales on his "high priced" stamp covers.
*6th - [[2017 tweets#Begging Cole for money|Chris tweets]] to [[Cole Smithey]], asking for financial help.
*7th - Chris lists the [[Sonic Totem]] on eBay for $1,500. It sold within 4 hours.<ref>http://archive.is/yGMuu - The video announcement was uploaded at 4:16 pm and the Totem sold at 8:09 pm (both times Eastern)</ref> It is also discovered that the value of 14 Branchland Court has decreased by $3,248 in the past 30 days, according to Zillow.com.
*7th - One hour after the Totem sale, Chris buys a $400 necklace for Barb, to replace one she pawned in November 2016.<ref>http://archive.is/tPnTI</ref> During the next three days, he orders $750 worth of [[Skylanders avatar]] products for his [[Stamps|raffle prizes]].<ref>He mentions ordering in [[By the book, Buy the book plus update]] and confirmed the amount in [[Live Game Stream - C-Log 04142017]]</ref>
*10th -  Chris [[By the book, Buy the book plus update|implores people to buy his $1,000 stamp album]], because he had ''already spent the money from selling the totem.'' He also states he will mail it later in the week.
*14th - Barb begs, [[EMERGENCY HOME UPDATE|claiming she needs money to pay an overdue power bill]], ''while wearing the $400 necklace Chris had bought her a week before''. Six hours later, Chris records a [[Live Game Stream - C-Log 04142017|23-minute video of him playing with expensive toys]]. He also explains that he had used part of the Totem sale money to service his credit card debt.
*17th - In a sign of desperation, Chris [[April 2017 Facebook posts#Half-price on stamp album|slashes the price on his stamp album]] by half, to $500, and begs people to buy it.
*18th - Chris [[2017 tweets#Begging to Cole again|begs to Cole]] for the second time this month.
*19th - Chris's [[April 2017 Facebook posts#Offering six Sonichu drawings for $2,000|Paypal account is in the red by over $1,450]], because he had failed to ship the Sonic Totem; as a result, the buyer filed a dispute and eBay or Paypal placed a temporary hold on the $1,500, pulling it from Chris's account.<br>He [[eBay#Sonichu drawings from 2014|lists six Sonichu drawings]], from 2014, at $2,000 for the lot.<br>Then, he digs through 10 to 20 bags of wet, moldy clothes, left over from the [[Destruction Of Chris's House]] three years before, and finds The Classic shirt. He [[eBay#The Classic shirt|lists it on eBay]] for $12,000 (or a Buy It Now price of $20,000).<br>Later, he records [[Live Game Stream - C-Log 04192017 - The Shirt]] to promote the listing.
*20th - [[April 2017 Facebook posts#Barb borrowed from life insurance|Barb bails herself and Chris out of imminent financial ruin]] by borrowing from their life insurance, repeating [[Open Relationship E-mails#Barb is borrowing from Chris's life insurance|a move she pulled in 2014]]. This time, she uses the cash to fix the $800 deficit on her bank account, pay for Chris to ship the Sonic Totem to its buyer, and buy groceries.
*21st - The [[Sonic Totem]] buyer receives it in the mail and leaves positive feedback, saying, "The item arrived safely". Since the dispute was resolved, the sale money was then released to Chris, putting his Paypal back in the black.
*22nd - The [[eBay#The Classic shirt|auction for the Classic Shirt]] concludes, bid to $25,100.
*27th - Chris [[Live Game Stream - C-Log 04272017|asks people to buy his stamp album for $500]], since his bank account is still in the red. He also mentions that the Classic Shirt buyer had not paid him $25,100 for it yet, and he would give her until the next day to begin paying.
*30th - The [[Stamps#Raffle|raffle]] concludes. Chris had revenue of $165.76, but spent $790 on prizes and is obligated to spend $90 more, leaving him with a '''negative profit of $714.24'''.
 
===May '17===
[[File:Paypal request to cole.png|thumb|What Cole would have seen if he had clicked on the Paypal.me link Chris tweeted to him while begging this month.]]
[[File:Penny_donation_may_2017.jpeg|thumb|What Cole would have really paid.]]
 
*5th - On eBay, Chris halves the prices on two listings: his stamp album (again), to $250; and a collection of Sonichu drawings from 2014, to $1,000. He [[May 2017 Facebook posts#Reduced prices on eBay|begs people to buy]] on Facebook.
*5th - In a display of [[hypocrisy]], Chris mocks [[Cole Smithey]] on Twitter [[May 2017 tweets#Mocking Cole for requesting donations|for requesting donations on Patreon]].
*5th - Chris claims his bank account is in the red for the second time in a week [[Live Game Stream - C-Log 05052017|due to the auto-pay for one of his bills]], echoing the exact problem Barb claimed in the previous month. Chris's [[Monthly Tugboat]] had deposited $1,300 to him two days beforehand.<br> He also realizes that The Classic bidder won't be paying for it.
*8th - Over the course of a week, Chris had spent $90 on [[List of Chris's video games#Games bought during the Financhu Crisis|six new PS4 games]], even though he had said his bank account was in the red. PSN allows Paypal for purchases, so Chris was either lying or being financially irresponsible by using his Paypal to fund the purchases instead of transferring the money to his bank.
*8th - After 561 days since the last update to the Sonichu comic, [[Etsy#Donate towards New Comic Book Pages|which he had been paid over $1,000 to do]], Chris [[Live Drawing Stream - 05082017|resumes work on it]]. He requests donations and pledges to his Patreon for his effort. A day later, he had gotten zero new pledges.
*10th - Chris again halves the price on the Sonichu drawings, to $500, and [[May 2017 Facebook posts#Slashed price on Sonichu drawings|begs for a sale]], stating, "my mom and I could do with some more money, please".
*11th - Chris [[May 2017 tweets#Paypal.me|links to his new Paypal.me account]] and begs for financial help.
*11th - Barb [[May 2017 tweets#Financial leap of faith|is allowing her bank account to be in the red after a mortgage payment]]. Less than a week after mocking Cole for not reconciling with Barb, Chris [[May 2017 tweets#Help, Cole!|begs him for money]], asking for [[DStecks|$1,000]].
*14th - [[Live Drawing Stream#05142017|Another livestream of Chris drawing]] Sonichu comic pages is recorded, clocking in at 1 hour and 38 minutes of footage. Chris begs for $10 donations or pledges to [[Patreon]] in the video description.
*15th - Chris [[Live Drawing Stream#05152017|records himself using Photoshop for an hour and a half]]. He begs for his audience to "PLEASE DONATE BIG NOW!" It should be noted that he filmed himself surrounded by expensive electronics, such as the PS4 camera and laptop (possibly a newly-acquired one, as it had not been mentioned by Chris before).
*16th - Chris [[May 2017 tweets#Begging to Cole again|tries to beg from Cole again]], still asking for [[DStecks|$1,000]].
*17th - The Chandlers pay the first half of the 2017 property tax for [[14 Branchland Court]], costing them $606.83.<ref>[[:File:Propertytax2017 1.png]]</ref>
*19th - After announcing that [[May 2017 Facebook posts#Pretend ads in Sonichu|Sonichu 11 pages will be ready in a few days]], Chris begs for handouts. Later that day, he discovers that his cat, Sorbet, [[May 2017 Facebook posts#Sorbet badly injured, staying at vet|had been seriously injured]] and takes him to a vet.
*24th - Chris [[Minor Update, Handouts!|begs for handouts on video]], claiming to need money for food and mentioning that he was charged $160 for Sorbet's vet bill. He demands for donations to be at least a dollar and suggests a $10 minimum. An hour later, he uploads another video, angered at having received a donation of less than a dollar. In the second video, Barb appears and joins in the begging, requesting money for meal replacement shakes.
*25th - Chris [[May 2017 Facebook posts#More begging|links to the first of the previous day's videos on Facebook]] and begs again. He also deletes the second video.
 
===June '17===
*16th - Barb [[We need immediate funds, please|begs for food money]], while wearing both a $400 gold necklace and a [[Semen|pearl necklace]]. Shortly after, Chris posts an in-progress Sonichu page to [[Patreon]] and begs on that platform for grocery money.
 
===July '17===
[[File:Mariner Finance vs Chris.png|thumb|150px|Mariner Finance vs Chris]]
 
*11th - Mariner Finance sues Chris for unpaid debt.
*22nd - After a month without begging, due to a boost in [[Patreon]] funds after Chris revived the Sonichu comic, [[July 2017 tweets#Resuming begging|he begs for $50]]. He had given that amount to [[DoopieDoOver]] earlier that month as a pledge on her Patreon.
 
===August '17===
[[File:20170824 Mariner verdict.png|thumb|150px|Verdict on Mariner Finance case]]
*1st - Chris pledges more money to [[DoopieDoOver]]'s Patreons, hoping to receive anthropomorphized lesbian [[My Little Pony]] porn in return. Doopie, aware of Chris and Barb's financial straits, offers to refund Chris's payments to her, but he refuses.
*11th–13th - Chris makes an expensive, three-day trip to [[BronyCon]] in Maryland. Other attendees have stated that the cost for going to BronyCon is around $2,000-3,000 when including travel, food, souvenirs and lodging.
*18th - Chris informs his patrons of a two-week delay in sending their books, as he had blown their funds on BronyCon instead.<ref>https://sonichu.com/cwcki/August_2017_Patreon_posts#Blew_patron_funds_on_BronyCon.2C_can.27t_ship_books</ref>
*24th - A "case dismissed" judgement is given for Chris's unpaid debt case with Mariner Finance.
 
===September '17===
*1st - Chris donates $20 to Red Cross to help victims in the wake of Hurricane Harvey in Texas after seeing a message from Tara Strong on Twitter.<ref name=septtweets>[[September 2017 tweets]]</ref>
 
===October '17===
*9th - Chris records [[CLog Special - PATREON & MORE‎‎|an updated intro for his Patreon]], stating that he still needs the income from it for [[List of toys|bills]]. 
 
===November '17===
*6th - Chris reveals he had purchased an [[HEXBox|Xbox One]] at some point recently, and looking at his games/account, he has spent around $549.93 on it.
*7th - Chris buys Sonic Forces on release day, at the price of $39.99.
 
==2018 timeline==
===January '18===
*27th - Chris's [[Patreon]] hits its highest-ever amount of $820.<ref>https://graphtreon.com/creator/Sonichu</ref>
*28th - He is photographed at [[The End Games]] holding new Pokémon cards.
*31st - Chris [[C-Log 01312018 - Selling my Older Pokémon Cards for my mother’s teeth|lists three binders of Pokémon cards, at $150, $200 and $700 amounts – supposedly for Barb's dental bills]]. The $150 and $200 binders are purchased on the same day. Chris purchases [https://en.wikipedia.org/wiki/Blast_Chamber Blast Chamber], for PS1.
 
===February '18===
*3rd - Chris lowers the price for the last Pokémon album to $500 and it is snapped up. He then [[eBay|lists a binder of UFS cards for $300]] (cutting the price to $200 later). The binder eventually sells for $150.
 
*11th - Chris suffers seller's remorse and buys two Pokémon cards – Charizard and Shining Gyarados – to replace the ones from his binder, spending over $50. He also maintains his habit of buying empty game disc cases to make his collection appear neater, acquiring three for [[Xbox]] at a $9 cost.<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-509#post-3079753</ref>
 
*27th - Searching through the hoard for more junk to sell, Chris finds a package of 25 bootleg ''Pokémon LeafGreen''/''Emerald'' games from a concerned fan who mailed them to him years ago, and puts them up on eBay, saying he wants sales "to help my mother and I some more, please. Thank you. :)"<ref>[[eBay#Pile of bootleg games]]</ref> He makes $80 in sales that day, then promptly spends $35 of it on two ''My Little Pony'' Funko dolls.<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-514#post-3115021</ref> Also, Chris sent one of his eBay buyers an empty envelope and receives negative feedback.<ref>https://imgur.com/a/jAkA0</ref>
 
===March '18===
*31st - Chris spends $500 to get [[CWC_Ancestry|ancestry DNA]] reports for him, his mom, and his deceased father.
 
===April '18===
*5th - [[More of Cole’s Things for Sale|Chris lists Cole's old homework and childhood awards for sale]].
*6th - He [[April 2018 Paid Video Requests|begs for sales]] of Cole's stuff in a paid request video.
*9th - Chris uploads another [[Buy Our Things off of my eBay to help us, Please|begging video featuring Barb]] and they claim the Chandlers must make [[April 2018 social media posts|two payments to the mortgage company]] this month, echoing [[April 2017|a problem from a year prior]]. [[CWCProtectSquad|Tings Tingz]] donates $40 because a ween had failed to pay Chris for a paid request video.
*11th - On the 74th day of the Sonichu comic's hiatus, Chris apologizes for the lack of updates. He records [[I’m stressed, but I am working]] and begs for more sales.
*13th - Chris lists more of his personal belongings and toys for sale. He also makes another [[Buy Right Now from eBay|begging video]].
*14th - Chris lists the [[Amnyfest Ring]] for sale, asking price: $10,000.
*16th - [[Jack Z]] pledges $100 for a video.
*17th - Chris thanks a fan during a [[Twitch]] stream for purchasing the ring. Jack Z gives Chris $1,200 for a trip to Bronycon, in the hopes that he will meet with Chris there and get to interview him on YouTube.
*19th - Chris lists his Wii U Fit meter for sale, along with a bonus ''emptied Teal Overtone bottle''.
*20th - Chris buys God of War (PS4) for $59.99. He also begs for a new phone because the battery on his current one is dying.
*23rd - Chris lists his porn drawings on eBay for $1,000.
*24th - Chris begs for $200 in exchange for a video tour of his house.
 
===May '18===
{{quote|our finances are Very Low - the worst is has ever been.}}
 
*1st - Chris wastes $67 on Amiibos.<ref>https://kiwifarms.net/posts/3336132/</ref>
*2nd - Chris [[May 2018 social media posts#Whining about Patreon backers reducing pledges|complains about the fact he "only" received $450 from Patreon instead of the $900]] that had been pledged prior to the billing period, even though he had gone for '''95 days''' without lifting a finger on updating the comic.
*4th - Chris [[May 2018 social media posts#Begging for sales money to ship books|begs for money to be donated to ship out people's items that they had paid for already]].
*5th - Chris [[May 2018 social media posts#Last six months, imminent financial ruin|puts out an ambiguous statement]] that something bad happened to him during the last six months and that, as a result, his finances are the worst they've ever been.
*8th - [[WE NEED MONEY FOR MORTGAGE NOW, PLEASE!|Barb and Chris beg in multiple videos]] for mortgage payment money, saying they must make two payments tomorrow and are at risk of foreclosure if they do not. He slashes prices on eBay, offers free shipping and [[2018 Sales Listings#Celebrity Visit From Christine Weston Chandler|offers a celebrity visit from himself]] for $500. Later, Chris wastes money by buying a "Lease One, Get One" deal from Sprint<ref>https://tweetsave.com/cwcsonichu/status/1023986856525029382</ref>, as an upgrade to the iPhone 8s, meaning he has two phones. He puts his old, damaged iPhone 6s up for sale for $350, but refuses to sell the new ones, too<ref>https://tweetsave.com/cwcsonichu/status/994006441458532352</ref>.
*9th - Chris scrounges up the money to make the mortgage payment, blames the mortgage company for being "money-gouging assholes".
<center><gallery>
File:Foreclosure averted.jpeg
File:Foreclosure averted 2.jpeg
</gallery></center>
*10th - [[May 2018 Paid Video Requests|During a paid video]], Barb and Chris beg for eBay sales to help pay the mortgage. Chris complains that he can't go to [[BronyCon]] 2018, saying, "I TOOK CARE OF MY BILLS AND EVERYTHING WAS TAKEN FROM ME! FUCKING EVERYTHING!"<ref>https://tweetsave.com/cwcsonichu/status/994694186631745536</ref>
*16th - It's estimated that eBay charges Chris a $220 seller fee for the $2,265 worth of sales he made in April.
*18th - Chris tweets to BronyCon, requesting free admission, on the grounds that "[[Ego|y'all know who I am]]" and that he is having extreme financial difficulties<ref>https://tweetsave.com/cwcsonichu/status/997581679521812480</ref> A fan points out that BronyCon offers a three-day pass for only $65, but Chris hesitates, saying he wants a higher tier pass for getting autographs and laments that, "due to Unfortunate Circumstances my funds are low beyond my typical "careless spending"."<ref>https://tweetsave.com/cwcsonichu/status/997596539714392064</ref>. ''Note: The higher tier passes only grant priority in line.<ref name=bronyconreg>http://archive.is/0EGot</ref>'' Chris also complains about Seterus, saying that the mortgage company had called Barb and claimed they had not received their check, despite Chris consulting his bank and confirming a cashed check.<ref>https://tweetsave.com/cwcsonichu/status/997583030947430400</ref>. ''Note: Seterus has many negative reviews for its poor customer service, many of which make similar allegations as Chris. It could also be the work of Lucas Wolf, a ween who has a history of fraudulently representing himself as a customer service representive<ref>https://kiwifarms.net/threads/yt-16-06-we-need-immediate-funds-please.31624/page-10#post-2351333</ref>.'' Finally, a fan suggests that Chris get a job, to which he quips: "You're so original."<ref>https://tweetsave.com/cwcsonichu/status/997613060469616641</ref>
*19th - A fan suggests that Chris use BronyCon as an opportunity to make some money by selling at the Artist Alley, but Chris rejects the idea, saying he wants to "experience the whole BronyCon, and I cannot do that from Sitting in ONE spot in the marketplace."<ref>https://tweetsave.com/cwcsonichu/status/997794676395700224</ref> He requests a rain check on @LifeofBria's comic book prices until next month<ref>https://tweetsave.com/cwcsonichu/status/997913608934887425</ref>. He then asks BronyCon for a free upgrade from the Bronze pass he had paid for weeks ago to a Diamond pass<ref>https://tweetsave.com/cwcsonichu/status/997915157442547715</ref>, conflicting with his claims from the previous week that he could not afford to go at all. ''Note: It is confirmed that Chris had indeed paid for a Bronze plan - a perk of which is a Website Thank You, and his name is listed in the Sponsor section as "Christine Weston Chandler Sonichu." Also of note is that the Bronze plan is $250 while the Diamond that he desires is $2,000.<ref name=bronyconreg></ref>''
*20th - Chris makes a plea for eBay sales money in case he needs to put [[Pollo]], one of Chris's cats, who is terminally ill, to sleep at a vet. Pollo passes away hours later at his home due to natural causes from old age. While grieving for Pollo, Chris tweets that the household is running out of food, saying, "We have no Fresh Food. No Raw Meat, no Fruits or Veggies! Only CANNED food and an Old Bag of Powdered Milk! I need to go to Food Lion TOMORROW to buy Fresh Food!" He lowers the price on his iPhone by $25 to encourages sales.<ref>https://tweetsave.com/cwcsonichu/status/998272671774269441 https://tweetsave.com/cwcsonichu/status/998404673739485185</ref> He also specifies the amount he had lost during the previous six months: '''$6,000'''<ref>https://tweetsave.com/cwcsonichu/status/998273890555080704</ref>
*21st - At least two Twitter fans donate $35 to Chris. He begs for a sale on his GoBots figure, but the listing expires with no takers<ref>https://tweetsave.com/cwcsonichu/status/998631776485425153</ref>
*23rd - Chris thanks people who gave him donations<ref>https://tweetsave.com/cwcsonichu/status/999485143042613248</ref>, noting for his audience that he was given Food Lion gift cards as a way of ensuring he would only spend the donation on food, and that he's still in financial distress. He sets standards for the video requests he'll make, specifically no more [[May 2018 Paid Video Requests#Shout out to school shooters|shout-outs to school shooters]]<ref>https://tweetsave.com/cwcsonichu/status/999486353795510275</ref> and donated food he'll eat, turning down an offer for pizza as it's junk food<ref>https://tweetsave.com/cwcsonichu/status/999488891953414145</ref>. He puts a price tag of $1,000 on his Twitter account to a fan who asks about buying it<ref>https://tweetsave.com/cwcsonichu/status/999486436138090496</ref>.
*25th - Chris tweets he's still in need of food money, suggesting that if people want to be sure the money goes to food, they can send him Food Lion gift cards, and offers to show receipts to show it won't be wasted on junk<ref>https://tweetsave.com/cwcsonichu/status/1000159256413224961</ref>. He also says he is exploring ideas to level off his financial situation, but follows up by saying, "And NO, don't tell me to "Get A Job" - you know I would be Harassed until the End of Equestria! I Prefer to Work From the Peace of my Own Home."<ref name=harassment></ref> A fan suggests he simply not tell people where he would be working, but Chris responds that this wouldn't be enough, saying, "They would Find Out. Lots of people in CVille know who I am - Someone would See Me Working and it would be Online within Minutes!<ref>https://tweetsave.com/cwcsonichu/status/1000161129857859585</ref>
 
===June '18===
*4th - A day before the due date, Chris pays the first half of [[14 Branchland Court]]'s 2018 property tax, costing him $606.83.
*9th - Chris spends $30 on SEGA Mega Drive & Genesis Classics game for the PS4<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-634#post-3445081</ref>, despite having only just escaped dire financial straits two weeks before.
*10th - Chris spends $34 more on toys<ref>https://kiwifarms.net/threads/random-chris-updates.23605/page-637#post-3453357</ref> - two [[My Little Pony]] Funko Pop figures.
*12th - Chris sells nine cards<ref>[[2018 Sales Listings#Nine cards from The Wall of Originals]]</ref> from [[The Wall of Originals]] for $100.
*13th - He records [[Send Me to Too Many Games Convention!]], requesting $400 for the trip.
*14th - Chris goes on the defensive when accused of spending donations on toys, saying he does "not loosely spend money on toys [[Honest|as much as I used to]] or at all. It is derogatory comments like that which portrays you as a troll."<ref>https://tweetsave.com/cwcsonichu/status/1007391033099980800</ref>
{{clear}}
 
===July '18===
*14th - Barb [[My Mother WORKED Hard, Spent Hard; Needs Money NOW.|requests Chris's followers]] to purchase a blanket from her for $200 to cover a trash bill she owed as a result of clearing out some junk from the house. A fan buys it the next day.
*27th through 29th - Chris spends $2000 at BronyCon, on merchandise.
*29th - Due to spending his bank account down to its last $20 at [[BronyCon]], Chris is unable to pay for a tow truck when his car breaks down on the way home. He begs for money (online) to cover the towing bill and records [[Waiting for the tow truck]].
*30th - The morning after begging strangers online for tow money, Chris thinks it appropriate to brag about how he's had two phone numbers since May, while also revealing that he owns a "Muse: the Brain Sensing Headband"<ref>https://tweetsave.com/cwcsonichu/status/1023987424945426432</ref> (cost of which is $200).
 
===August '18===
*8th - Chris tries pushing eBay sales on his TooManyGames ($100) poster, autographed photos ($24.99), and Johnny Cash photo ($120). The Cash photo ends up selling at some point, and his autographed photos sell out as well.
*17th - Chris lists a Rosechu cut-out standee ($150) and Sonichu license plates ($75) on eBay.
*18th - Chris begs for money on Twitter, claiming he doesn't have food for the Chandler pets (and apparently has acquired more cats).
*19th - Chris makes Barb sell autographed photos of herself on eBay for $24.99-$50.00. He also lists a Sonichu poster for "presale" for $14.99.
*22nd - Barb signs a Snorlax plush and it is listed on eBay for $200.
 
===September '18===
{{quote|
My Mother is pestering me about finances AGAIN, AHH!
 
The hurricane this, food that, water this!!! My head can't handle it right now!
 
If anybody has A Heart, please send Donations our way to help ride out this Storm of the Century. You know the address, ChrisChanSonichu@aol.com|Chris, again trying to evade the adult responsibility of saving for emergencies.}}
 
*12th - Chris begs for donations ahead of Hurricane Florence.<ref>[[September 2018 social media posts#Hurricane Florence and begging for food money]]</ref> It should be noted that Ruckersville is a distance from the storm's full power and won't see "Storm of the Century"-levels.
*13th - He again begs, saying he wants "sizable Monetary Donations", apparently for food, even though their "food levels are okay, for now". Notably, he specifically requests money and omits mention of Food Lion gift cards (which he had asked people to send during his May financial emergency as he knows people are hesitant to donate money due to the likelihood of it ending up buying toys).
 
==2019 Timeline==
===January '19===
 
*6th - Chris makes an announcement on Twitter that he is selling Barbra's "M&Ms Candy Characters Ms Green, Blue & Red Animated Talking Telephone"<ref>https://www.ebay.com/itm/283329958281?ul_noapp=true</ref> on eBay for $100. In the post, Chris also makes an off-hand comment about his mother being in need of funds.<ref>https://twitter.com/CWCSonichu/status/1082011702022033410</ref>
{{quote|
Another fine collectible from my mother’s collection; she is yelling for the money again. Ugh!|Chris, on Barb's M&Ms memorabilia.}}


==See also==
==See also==
*[[Chris and money]] - A more general overview of Chris's finances
*[[Chris and money]] - A more general overview of Chris's finances.
*[[Chris and business]] - Chris's attempts to make money outside of begging
*[[Chris and business]] - Chris's attempts to make money outside of begging.
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging.


==References==
==References==
<references/>
<references/>
{{Money}}
{{Dimensions}}
{{Articleofthenow}}
[[Category:Concepts influenced by Idea Guy]]
[[Category:Sagas]]
[[Category:Sagas]]
[[Category:Things bought with taxpayer money]]
[[Category:Things bought with taxpayer money]]

Latest revision as of 06:38, 22 September 2024

“ I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!! ”
Chris, April 2017,[1] after his friends on Facebook refused to entertain his nonsense excuses for not having a job
“ truly Bad Intentions of spamming actual hate speech (Get A Job). ”
Chris[2]
Chris, begging for money, while standing in front of more than a thousand dollars' worth of Lego sets and toys.

The Financhu Crisis is a term coined by users from Kiwi Farms to describe the steep decline in the Chandler family's financial management beginning in early 2016. Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on YouTube and Facebook.

In June 2017, Chris began to take his Patreon account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts, and payments continued until 2 August 2021, when his Patreon account was shut down. As a result, begging had temporarily subsided.

In mid-2018, however, begging resumed, due to an alleged extortion plot by the Idea Guys which involved threatening to destroy Chris's imaginary land CWCville if he did not pay them. It is claimed by the Guard Dogs group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.[3] Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.

Chris stopped caring about the Financhu Crisis by 2019, because of the Dimensional Merge and the generous backing from Aly Hirschberg and other financial enablers. Chris continues to beg, but only for conventions, toys, and video games. Chris now also believes that he has vast wealth in CWCville Dimension C-197 to pay off the creditors, but creditors do not buy into fictional worlds and have managed to sue him for at least $11,606.15 (as of 23 February 2022).

Chris has access to Barb's online bank account and knows how to transfer her money into his own account – during the incest saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.[4]

Given that Barb is elderly on a fixed income, and Chris was lazy on a fixed income, it is unsurprising that many followers worried that the death of Barb could lead to the so-called "Homeless Saga" — a wet dream for A-Loggers and weens, but devastating for both Chris and many of his followers.[5][6]. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to his jail inmate account while he was incarcerated.

Background

A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...

The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, learning absolutely nothing over the years, had squandered any available money on children's toys, video games, fast food and sex toys. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

Chris made some efforts to generate income for the household over the previous few years (bar that of actually finding a job), which included opening an Etsy shop in 2015. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional eBay sales of select merch from the hoard. To further compound the issue, Chris has been instilled with a very real belief that fans are willing to drop large sums of money into his bank account for nothing, an expectation that has since been strengthened by the $1,000 donation by DStecks in September 2015. This belief would take on the form of the many begging videos that highlight the saga.

Barb seems to have outstanding debts that dwarf Chris's financial handiwork. On September 2016, she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored debt collector calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In August 2016, Chris revealed that the household is still under a mortgage of $115,000, introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continued to barely stay afloat with their lives thanks to their own tugboats. Despite it all, Chris did not once attempt to find a job. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of DARS, a service designed to help people with disabilities enter the workforce. Chris reacted with a temper tantrum, posting a multi-paragraph rant on not wanting to work.

Outstanding debts

Main article: Debt

Chris's frivolous spending during the crisis

A recurring theme throughout the Crisis.

Like any terminally irresponsible adult, Chris likes to keep his bedroom filled with toys, while keeping his wallet empty. Below is a list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.

During 2016, Chris was known to waste over $2,500 on toys.

In late 2017, Chris spent a considerable amount of money to attend Bronycon. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.

Below is a list of known frivolous purchases made during the Crisis. There are doubtless many more that are not known about, including cash purchases.

Item Amount ($)
New PS4 console[7] 540.00
About 30 game purchases for the PS4[8] 600.00
$350 Ghostbusters lego set, bought on eBay[9] for higher 425.88
Transformers action figures[10] 587.00
Naru, a dakimakura (or hug pillow) 90.00
Skylanders toys[11][12] 195.00
Pokemon merchandise[13][14] 181.79
Amiibo (Smash series "Pit")[15] 12.99
"I'm Done Adulting" T-Shirt[16] 23.99
Lego Dimensions (assorted sets)[17][14] 238.00
My Little Pony-themed card sleeves[14] 13.54
14K yellow gold Cleopatra bar 16" necklace[18] 399.99
Tokyo Treat Box (minimum $31.50 per month for 31+ months)[19] 976.50
Skylanders avatar products, for use as raffle prizes[20] 750.00
DoopieDoOver artwork 80.00
HexBox One 400.00
HexBox Live Gold 59.99
HexBox Games 89.94
Sonic Forces 39.99
DNA ancestry reports on Chris, Barb, and Bob 500.00
God of War (PS4) 59.99
Total $6,267.09

Why Chris refuses to work

Main article: Chris and work
“ “You Want Money, GET A JOB”?

Our Response is that WE ARE ALREADY EMPLOYED BY YOUR BOSS’S BOSS’S BOSS due to our better and special powerful abilities. ⚡️💙⚡️

Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.

”
Chris, clinging to his fantasies about the Dimensional Merge to justify why he's unemployed in the real world.[21]

Despite actively begging for money since 2016, and a near-miss with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the last job he's had dates all the way back to 2003). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,[22][1] that he contact one of her family members who works at the Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.

In his rant, Chris gave the following flimsy excuses:

  • He was busy helping Barb and the pets (despite having no trouble in going on a three-day trip to another state without bringing them along in August 2017).
  • Trolls ruined his "background check"/reputation. While it is true that a Google search on Chris reveals unsavory details, they are only records of facts, and there are agencies that find work for slow-in-the-mind adults that would not care about minor crimes or indiscretions.
  • Finding a job runs the risk of being discriminated against for his tomgirl gender.
  • Stress.
  • He fears being incompetent.

Later, Chris added more excuses for not wanting to work:

Most of his claimed reasons hold no weight. A "background check", as explained by Jackie and Kim Wilson many times, only applies to legal records, and Chris's misdemeanors would not prevent him from getting a job. Fellow lolcows like William Elliott Waterman and Kenneth Engelhardt also have their names linked to their internet shenanigans, yet they have gained employment. Furthermore, discrimination on the basis of gender is illegal, especially as a result of a Supreme Court ruling on 15 June 2020.

In reality, getting a job would probably reduce his stress over needing to beg in order to afford more toys: his excuses for being fearful of making mistakes, and his obsession over his imaginary friends, are blocks set down by his own mind – revealing that, rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever.

Chris's only plausible claim was in May 2018, when he feared that weens and A-logs will harass him at work, similar to how they harassed the management of The End Games and Anytime Fitness into banning him.[24]

Why you shouldn't donate to Chris

Buying things from Chris and/or donating to him is not at all recommended, mainly because:

  • Chris has habitually neglected his customers. He has repeatedly failed to ship orders to his buyers on time and will ignore messages from customers asking about their purchases, or give a myriad of excuses as to why they haven't shipped. If he does get around to shipping them, his naive methods of "packaging" often cause items to arrive damaged. Other times, he simply won't ship items at all (as seen perfectly with his Patreon).
  • If Chris is angry enough, he can use your information against you. This was infamously seen when Mr. Smith attempted to purchase a medallion from Chris and, after Chris failed to make and ship one, filed a claim against him on eBay, causing Chris's PayPal to be locked. Chris responded by furiously doxing Mr. Smith and another buyer on Facebook, both of whom eventually received prank calls from weens. The information that PayPal releases to eBay sellers includes your full name, home address, e-mail address, eBay username, and (possibly) phone number. In other words, "the exact kind of information you wouldn't want a screeching manchild to post in a public place when it's followed by hundreds of cannibalistic Internet trolls."[25]
  • Chris will piss away your money. As stated above, Chris and Barb have had a long history of irresponsible spending habits, which is the biggest reason why they've fallen into debt. Even if he does manage to ship something to you without any sort of hassle, or claim he won't spend your cash on toys, chances are still extremely high that Chris will immediately blow your money on Legos, action figures, video games, and/or other stuff, and then immediately go back to begging.

Timeline

Stress.jpg

This article is still yet to be completed due to stress.

We get a lot of stressful torture in our lives that makes us crash into slumber. Given that inspiration is a big variable, and we may have been lacking of it, this article will be completed as soon as possible, at our own pace... HONEST!


2016

Main article: Timeline of the Financhu Crisis (2016)

2017

Main article: Timeline of the Financhu Crisis (2017)

2018

Main article: Timeline of the Financhu Crisis (2018)

2019

Main article: Timeline of the Financhu Crisis (2019)

2020

Main article: Timeline of the Financhu Crisis (2020)

2021

Main article: Timeline of the Financhu Crisis (2021)

Future

Prior to Chris's arrest, Barb claimed $900 of Chris's tugboat each month to pay the active mortgage on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.[5][6] Chris’s future revenue, other than the monthly tugboat and fans' support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.[26] Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with little to no skills, and over a decade of real-life and internet notoriety.[27]

Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,[28][29] most famously Section 8 housing; a number of followers have suggested that Chris should sign up for it,[30] though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for A-Loggers and weens, but it would be devastating for both Chris and many of his followers. The 2014 house fire caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and medallion, especially after being pampered with toys and video games for many years.[31] Homelessness would also threaten the steady supply of fresh drama that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".

During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her relocated so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was suspended, the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other more important things to deal with.

As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as September 2024), it's very likely the house will be foreclosed once she kicks the bucket.

See also

  • Chris and money - A more general overview of Chris's finances.
  • Chris and business - Chris's attempts to make money outside of begging.
  • DStecks - Some argue that his donation inspired Chris's shameless begging.

References

  1. ↑ 1.0 1.1 April 2017 Facebook posts#Chris explains why he won't get a job
  2. ↑ https://twitter.com/CPU_CWCSonichu/status/1194090568898494464
  3. ↑ The Chris-Chan Extortionists
  4. ↑ Null DMs#Chris takes money from Barb
  5. ↑ 5.0 5.1 Guardsman42 (21 June 2019). Re: Chandlers sued for debt megathread. Kiwi Farms. Retrieved 19 December 2019.
  6. ↑ 6.0 6.1 AnOminous (18 December 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  7. ↑ March 2016 Facebook Posts#PS4 Thanks
  8. ↑ http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content
  9. ↑ https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/ (archive: https://archive.ph/UAcJm)
  10. ↑ List of toys#Transformers: Titans Return
  11. ↑ List of toys#Skylanders
  12. ↑ Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff
  13. ↑ List of toys#Pokemon
  14. ↑ 14.0 14.1 14.2 List of toys#Bought in 2017 from eBay
  15. ↑ List of toys#Nintendo Amiibos
  16. ↑ https://kiwifarms.net/attachments/screenshot-www-facebook-com-2016-10-03-14-31-36-png.141291/
  17. ↑ List of toys#Lego Dimensions
  18. ↑ http://archive.is/tPnTI
  19. ↑ May 2020 social media posts
  20. ↑ Live Game Stream - C-Log 04142017
  21. ↑ 21.0 21.1 June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge
  22. ↑ November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon
  23. ↑ Kiwi Farms posts (LegendaryChristorian)#Good Day, People! Pin This To The Top
  24. ↑ May 2018 social media posts § A new excuse not to get a job
  25. ↑ [1]
  26. ↑ Picklechu (1 July 2019). Re: Chandlers sued for debt megathread. Kiwi Farms. Retrieved 19 December 2019.
  27. ↑ Bombsaway (18 December 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  28. ↑ State Rental Assistance Program: Answers to Frequently Asked Questions, 18 October 2019.
  29. ↑ United States Fact Sheet: Federal Rental Assistance, 30 March 2017.
  30. ↑ Holiday Special (7 January 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  31. ↑ JeffGoldblumIRL, Burning Love, c-no (10 January 2014). Re: Fire In Chris's House. Kiwi Farms. Retrieved 19 December 2019.

v • d • e  
Money
Income
Problems
Debt  • Financhu Crisis (Timeline: 2016  • 2017  • 2018  • 2019  • 2020  • 2021)  • Welfare check
Expenditures
See also


v • d • e  
Dimensional Merge
Concepts
Methods
Reasons
Related
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