Difference between revisions of "Financhu Crisis"

From CWCki
Jump to navigation Jump to search
 
(263 intermediate revisions by 48 users not shown)
Line 1: Line 1:
[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris's online activity for much of 2016]]
{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017,<ref name=getajob>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> after his friends on Facebook refused to entertain his nonsense excuses for not having a job}}
{{Articleofthenow}}
{{Begging Counter}}


{{quote|I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!!|Chris, April 2017<ref>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref>, after his friends on Facebook refused to entertain his nonsense excuses for not having a job.}}
{{quote|truly Bad Intentions of spamming actual hate speech (Get A Job).|Chris<ref>https://twitter.com/CPU_CWCSonichu/status/1194090568898494464</ref>}}


The '''Financhu Crisis''' is a term coined by users from [[CWCki Forums|Kiwi Farms]] to describe the steep decline in the Chandler family's financial management beginning in early [[2016]].
[[File:Please, Donate (720p).mp400001.png ‎|thumb|400px|Chris, begging for money, while standing in front of more than a thousand dollars' worth of Lego sets and toys.]]


Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].
The '''Financhu Crisis''' is a term coined by users from [[Kiwi Farms]] to describe the steep decline in the Chandler family's [[Chris and money|financial management]] beginning in early [[2016]]. Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on [[YouTube]] and [[Facebook]].


Given that [[Barb]] is elderly on a [[tugboat|fixed income]], and [[Chris]] is [[stress|''lazy'']] on a fixed income, one could only bleakly speculate what will happen when Chris is eventually left to fend for himself once Barb passes away.
In June 2017, [[Christian Weston Chandler|Chris]] began to take his [[Patreon]] account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts, and payments continued until 2 August 2021, when his Patreon account was shut down. As a result, begging had temporarily subsided.


==Background==
In mid-2018, however, begging resumed, due to an alleged extortion plot by the [[Idea Guys]] which involved threatening to destroy Chris's imaginary land [[CWCville]] if he did not pay them. It is claimed by the [[Guard Dogs]] group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.<ref>[[The Chris-Chan Extortionists]]</ref> Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]


To this day, the Chandlers' financial woes are caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], has squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonalds|fast food]], and [[sex toys]]. Barb, on the other hand, has simply been ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.
Chris [[Debt hearing (eyewitness account)|stopped caring]] about the Financhu Crisis by 2019, because of the [[Dimensional Merge]] and the generous backing from [[Aly Hirschberg]] and other [[financial enablers]]. Chris continues to beg, but only for [[conventions]], toys, and video games. Chris now also believes that he has vast wealth in <s>[[CWCville]]</s> [[C-197|Dimension C-197]] to pay off the creditors, but creditors do not buy into fictional worlds and have managed to [[Debt#Court cases|sue him]] for at least $11,606.15 (as of 23 February 2022).


'''Chris''' has made some efforts to generate income for the household over the past few years (bar that of [[Stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would to turn out to be a recurring problem that keeps the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue by the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga to this day.
Chris has access to [[Barbara Chandler|Barb]]'s online bank account and knows how to transfer her money into his own account – during the [[Affair with Mother|incest]] saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.<ref name=theft>[[Null DMs#Chris takes money from Barb]]</ref>


'''Barb''' seems to have outstanding debts that dwarfs Chris' financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.  
Given that [[Barbara Chandler|Barb]] is elderly on a [[tugboat|fixed income]], and Chris was ''[[Chris and work|lazy]]'' on a fixed income, it is unsurprising that many followers worried that the death of Barb [[#Future|could lead]] to the so-called "Homeless Saga" — a wet dream for [[A-Logging|A-Loggers]] and [[weens]], but devastating for both Chris and many of his followers.<ref name="guardsman"/><ref name="anominous"/>. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to his jail inmate account while he was incarcerated.


Both Chris and Barb continue to barely stay afloat with their lives thanks to their own [[tugboat]]s, but their inactive lifestyle and reckless spending will not last forever at this rate.
==Background==
[[File:Financhu Wordle.png ‎|thumb|400px|A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...]]


Despite it all, '''Chris has not once attempted to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.vadars.org/ DARS], a service designed to help people with disabilities enter the workforce. [[Ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].
The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, [[Chris and money|learning absolutely nothing over the years]], had squandered any available money on [[Lego|children's toys]], [[PS4|video games]], [[McDonald's|fast food]] and [[sex toys]]. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.


==Outstanding Debts==
'''Chris''' made some efforts to generate income for the household over the previous few years (bar that of [[Chris and stress|actually finding a job]]), which included opening an [[Etsy|Etsy shop]] in [[2015]]. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional [[eBay]] sales of select merch from the [[14 Branchland Court|hoard]]. To further compound the issue, Chris has been instilled with a very real belief that [[fans]] are willing to drop large sums of money into his bank account [[Chris and his ego|for nothing]], an expectation that has since been strengthened by the $1,000 donation by [[DStecks]] in [[September 2015]]. This belief would take on the form of the many begging videos that highlight the saga.
This table summarizes various unpaid debts charged to credit cards and other owed amounts between Chris and Barb over the course of the "Financhu Crisis". Keep in mind that these are only amounts found by [[CWCki|Christorians]] via Chris' online posts and Virginia District Court public records.


On 30 November 2016, Chris started a [[Patreon]] with a goal of '''$250,000'''; he estimates $200,000 to pay off the mortgage and other debts, plus an extra $50,000 for himself, [[Chris and negotiation|just ''because'']].
'''Barb''' seems to have outstanding debts that dwarf Chris's financial handiwork. On [[September 2016]], she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored [[Trolls|debt collector]] calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In [[August 2016]], Chris revealed that the household is still under a [[14 Branchland Court#Mortgage|mortgage of $115,000]], introducing a far more worrying debt looming over the horizon.


{| class="wikitable sortable"
Both Chris and Barb continued to barely stay afloat with their lives thanks to their own [[tugboat]]s. Despite it all, '''Chris did not once attempt to find a job'''. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of [https://www.dars.virginia.gov/ DARS], a service designed to help people with disabilities enter the workforce. [[Chris and his ego|Chris reacted ''with a temper tantrum, posting a multi-paragraph rant on not wanting to work'']].
|-
 
!data-sort-type="date"|Date
==Outstanding debts==
!data-sort-type="string"|Item
{{main|Debt}}
!data-sort-type="currency" |Amount ($)
|-
|1 March 2016
|PS4 purchase (with credit card)
!style="text-align:right;" |540.00
|-
|16 March 2016
|Discover Bank court case
!style="text-align:right;" |4,706.93
|-
|16 April 2016
|Payday loan
!style="text-align:right;" |3,000.00
|-
|31 August 2016
|Mortgage (revealed on Facebook)
!style="text-align:right;" |115,000.00
|-
|14 September 2016
|Capital One court case
!style="text-align:right;" |15,906.99
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="2"|Total
!style="font-weight:bold;color:#FF0000"|$139,153.92
|}


==Chris's Frivolous Spending==
==Chris's frivolous spending during the crisis==
[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png|thumb|300px|A recurring theme throughout the Crisis.]]
[[File:Had-to-pay-3fyhaf (credit to Gunslinger).png|thumb|300px|A recurring theme throughout the Crisis.]]


Like any terminally irresponsible adult, Chris likes to keep his [[bedroom]] filled with toys, while [[Chris and money|keeping his wallet empty]]. Below is an list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.
Like any terminally irresponsible adult, Chris likes to keep his [[bedroom]] filled with toys, while [[Chris and money|keeping his wallet empty]]. Below is a list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.


During [[2016]], Chris was known to waste over $2,500 on toys.
During [[2016]], Chris was known to waste over $2,500 on toys.
In late 2017, Chris spent a considerable amount of money to attend [[Bronycon]]. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.
Below is a list of ''known'' frivolous purchases made during the Crisis. There are doubtless many more that are not known about, including cash purchases.


{| class="wikitable sortable"
{| class="wikitable sortable"
Line 71: Line 47:
!data-sort-type="currency" |Amount ($)
!data-sort-type="currency" |Amount ($)
|-
|-
|New PS4 console<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>.
|New PS4 console<ref>[[March 2016 Facebook Posts#PS4 Thanks]]</ref>
!style="text-align:right;" |540.00
!style="text-align:right;" |540.00
|-
|-
|About 30 game purchases for the PS4<ref>http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content</ref>.
|About 30 game purchases for the PS4<ref>http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content</ref>
!style="text-align:right;" |500.00
!style="text-align:right;" |600.00
|-
|-
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifar.ms/threads/chris-spent-over-425-on-ebay-last-month.19451/</ref> for ''higher''.
|[https://shop.lego.com/en-US/Firehouse-Headquarters-75827 $350 Ghostbusters lego set], bought on eBay<ref name=l>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/ (archive: https://archive.ph/UAcJm)</ref> for ''higher''
!style="text-align:right;" |425.88
!style="text-align:right;" |425.88
|-
|-
|Transformers action figures<ref>[[List of toys#Transformers: Titans Return]]</ref>.
|Transformers action figures<ref name=tftr>[[List of toys#Transformers: Titans Return]]</ref>
!style="text-align:right;"|577.00
!style="text-align:right;"|587.00
|-
|-
|[[Naru]], a dakimakura pillow (or ''hug pillow'').
|[[Naru]], a dakimakura (or ''hug pillow'')
!style="text-align:right;"|90.00
!style="text-align:right;"|90.00
|-
|-
|Skylanders toys<ref>https://sonichu.com/cwcki/List_of_toys#Skylanders</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>.
|Skylanders toys<ref>[[List of toys#Skylanders]]</ref><ref>[[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff]]</ref>
!style="text-align:right;"|195.00
!style="text-align:right;"|195.00
|-
|-
|Pokemon merchandise<ref>https://sonichu.com/cwcki/List_of_toys#Pokemon</ref><ref>[[List of toys#Bought in 2017 from eBay]]</ref>
|Pokemon merchandise<ref>[[List of toys#Pokemon]]</ref><ref name=ebay>[[List of toys#Bought in 2017 from eBay]]</ref>
!style="text-align:right;"|181.79
!style="text-align:right;"|181.79
|-
|-
|Amiibo (Smash series "Pit")<ref>https://sonichu.com/cwcki/List_of_toys#Nintendo_Amiibos</ref>
|Amiibo (Smash series "Pit")<ref>[[List of toys#Nintendo Amiibos]]</ref>
!style="text-align:right;"|12.99
!style="text-align:right;"|12.99
|-
|-
Line 98: Line 74:
!style="text-align:right;"|23.99
!style="text-align:right;"|23.99
|-
|-
|Lego Dimensions (assorted sets)<ref>[[List of toys#Lego Dimensions]]</ref><ref>[[List of toys#Bought in 2017 from eBay]]</ref>
|Lego Dimensions (assorted sets)<ref>[[List of toys#Lego Dimensions]]</ref><ref name=ebay/>
!style="text-align:right;"|238.00
!style="text-align:right;"|238.00
|-
|-
|My Little Pony-themed card sleeves<ref>[[List of toys#Bought in 2017 from eBay]]</ref>.
|My Little Pony-themed card sleeves<ref name=ebay/>
!style="text-align:right;"|13.54
!style="text-align:right;"|13.54
|-
|-
|14K yellow gold Cleopatra bar 16" necklace<ref>[[http://archive.is/tPnTI]]</ref>.
|14K yellow gold Cleopatra bar 16" necklace<ref>http://archive.is/tPnTI</ref>
!style="text-align:right;"|399.99
!style="text-align:right;"|399.99
|-
|-
|[[Skylanders avatar]] products, for use as [[Stamps|raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>.
|Tokyo Treat Box (minimum $31.50 per month for 31+ months)<ref>[[May 2020 social media posts]]</ref>
!style="text-align:right;"|750
!style="text-align:right;"|976.50
|-
|-
|A chargeback from eBay, due to Chris failing to send the [[Sonic Totem]] to its buyer.<ref>[[Live Game Stream - C-Log 04192017 - The Shirt]]</ref>.
|[[Skylanders avatar]] products, for use as raffle prizes<ref>[[Live Game Stream - C-Log 04142017]]</ref>
!style="text-align:right;"|1,500
!style="text-align:right;"|750.00
|-
|[[DoopieDoOver]] artwork
!style="text-align:right;"|80.00
|-
|HexBox One
!style="text-align:right;"|400.00
|-
|HexBox Live Gold
!style="text-align:right;"|59.99
|-
|HexBox Games
!style="text-align:right;"|89.94
|-
|Sonic Forces
!style="text-align:right;"|39.99
|-
|DNA ancestry reports on Chris, Barb, and Bob
!style="text-align:right;"|500.00
|-
|God of War (PS4)
!style="text-align:right;"|59.99
|- class="sortbottom"
|- class="sortbottom"
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="background-color:#E9E9E9; text-align:right;", colspan="1"|Total
!style="font-weight:bold;color:#FF0000"|$5,448.18
!style="font-weight:bold;color:#FF0000"|$6,267.09
|}
|}


==2016 Timeline==
==Why Chris refuses to work==
{{main|Chris and work}}
{{quote|“You Want Money, GET A JOB”?


===March===
Our Response is that WE ARE ALREADY EMPLOYED BY YOUR BOSS’S BOSS’S BOSS due to our better and special powerful abilities. ⚡️💙⚡️
*1st - Chris buys a PS4, worth $540, from Fingerhut (using a credit card)<ref>https://kiwifar.ms/threads/internet-detective-proves-chris-bought-the-ps4-himself.18249/</ref>.
*16th - Barb is found guilty in a debt case involving Discover Financial Services. The judgement states that she owes $4,706.93<ref>https://kiwifar.ms/threads/barb-sued-by-discover-bank.18379/page-28#post-1324090</ref>.
*19th - Chris spends $425 on a single Lego set<ref name=l/>, available for $75 less on the lego website.<ref>https://shop.lego.com/en-US/Firehouse-Headquarters-75827</ref>


===April===
Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.|Chris, clinging to his fantasies about the [[Dimensional Merge]] to justify why he's unemployed in the real world.<ref name=mergejob>[[June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge]]</ref>}}
*12th - [[Please, Donate|Chris begs]]. This video is notable for being the first video devoted to asking for money.
*16th - It's revealed that Chris borrowed $3,000 from a payday loan<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>.
*24th - [[Donation Request|Chris begs]] again, this time without offering crafts in exchange.


===May===
Despite actively begging for money since 2016, and [[WE NEED MONEY FOR MORTGAGE NOW, PLEASE|a near-miss]] with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the [[Cutco|last job he's had]] dates all the way back to [[2003]]). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,<ref>[[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon]]</ref><ref name=getajob/> that he contact one of her family members who works at the Virginia {{abbr|DARS|Department for Aging and Rehabilitative Services}}, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.
*4th - The donations listing on Chris's Etsy shop is removed, presumably for violating TOS<ref>https://kiwifar.ms/threads/fb-4-29-chris-is-excited-about-ratchet-clank-totes-swag.20150/page-10#post-1434759</ref>.
*9th - Chris spends $60 on his [[waifu|waifu]].
*23rd - The Chandlers pay $616.52 for the first half of 14BC's 2016 [[:File:Property tax 2016 part1.png|property tax]].
*23rd - [[Donations, Please, plus Live Game Stream tonight.|Chris begs]] for bananas. He also [[Live Game Stream - Uncharted|announces]] the debut of a Support button on his Youtube channel to replace the Etsy listing.
*25th - Chris begs [[May 2016 Facebook posts#Etsy listing removal|in a Facebook post]] while reminding readers that Etsy removed his donation listing and that he has a Support button on Youtube instead.
*26th - Chris begs [[May 2016 Facebook posts#Uncharted video and donations|on Facebook]], links to his game stream of Uncharted and repeats his statements from the 25th.
*28th - Chris spends nearly $100 on Transformers<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/</ref>.
*29th - Chris spends another $30 on his waifu<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-8#post-1498444</ref>.
*31st - Chris spends $150 more on Transformers<ref>https://kiwifar.ms/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496692</ref>.


===June===
In his rant, Chris gave the following flimsy excuses:
*8th - Chris's Etsy shop is closed<ref>[[Etsy#Shop Closure]]</ref>, presumably for failing to send orders.
*11th - [[Cwcville Shopping is on Vacation|Chris begs]] for money in the same video in which he announces that his shop is closed. Starting from this video, Chris adds his begging to the video descriptions.
*14th - Chris begs to have $100 for Barb's asthma medicine, in [[Donations Required, Serious. Please help|two]] [[Donations Requested, Please|videos]] which feature Barb.
*17th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 1|Chris begs]] to have $200 for an electric bill, while reading a fanfic called "Unicorns, Rainbows, and a Bluebird of Happiness".
*19th - [[Reading "Unicorns, Rainbows, and a Bluebird of Happiness" Chapter 2|Chris begs]], again saying he wants $200 for an electric bill, and also wanting food money, while reading another chapter of Bluebird.
*19th - Chris wants to become a [[Women Only Need Apply - No STD's|prostitute]], in an attempt to get both money and china.
*26th - Chris begs his half-brother [[Cole Smithey|Cole Smithey]] for financial help, while simultaneously insulting him for "pissing and burning" the money he earns from working as a movie critic on apartment rent<ref>[[June 2016 Facebook posts#O brother, where art thou?]]</ref>.
*29th - [[Announcement 06292016|Chris begs]], saying that even though he got donations, he wants more because "we could still do better," before reading the third chapter of Bluebird.


===July===
* He was busy helping Barb and the pets (despite having no trouble in going on [[BronyCon|a three-day trip to another state]] without bringing them along in August 2017).
*1st - Chris pays his $541 court costs for pepper-spraying a Gamestop employee in 2014<ref>https://kiwifar.ms/threads/7-1-chris-paid-his-court-costs.22142/</ref>.
* [[Chris and his Ego|Trolls ruined his "background check"/reputation]]. While it is true that a Google search on Chris reveals unsavory details, they are only records of facts, and there are agencies that find work for [[slow-in-the-mind]] adults that would not care about minor crimes or indiscretions.
*8th - [[Rainbows Unicorns and a Bluebird of Happiness Chapter 4|Chris begs]] while reading chapter four of Bluebird.
* Finding a job runs the risk of being discriminated against for his [[tomgirl]] gender.
*9th - [[Announcement 20160709|Chris begs]] in a long rant, saying he is stressed from dealing with finances. He mentions a mortgage among the bills. He wants food money for himself, Barb and their pets.
* [[Chris and stress|Stress]].
*10th-11th - [[HELP, PLEASE!!!|Chris begs]] in a series of four videos, wanting $20 or $50. He demeans himself on camera to get people to donate. Finally, he thanks people for sending the "minimum $20" before begging to have money for Barb's teeth.
* He fears being incompetent.
*13th - [[Donations Further Requested, Please|Barb begs]] to have money for her dental work.
*13th - Chris finally decides to sell some of his toys to raise money. He lists one Pokemon card on eBay for $50.<ref>[[July 2016 Facebook posts#Chris Offers a Pokemon Card for Sale]]</ref>
*14th - Chris lists two more Pokemon cards on eBay, for $100 each.
*15th - Chris begs for food money in a [[July 2016 Facebook posts#"I'm not on drugs!"|Facebook post]], complaining that people aren't willing to donate anymore.
*18th - [[Update 20160718|Chris begs]] for money in the same video in which he reads an anniversary dedication, while expecting to be paid $50 for it.
*18th - One of the $100 Pokemon cards Chris listed on eBay is sold<ref>http://offer.ebay.com/ws/eBayISAPI.dll?ViewBidsLogin&item=282101638696</ref>.
*20th-22nd - Chris produces [[Paid Video Requests|eight videos]] to earn money from his fanbase.
*23rd - Chris returns to begging [[July 2016 Facebook posts#2 Strikes on Youtube|on Facebook]]. He also announces that "this window is for Donations Only. No video requests until further notice," after his Youtube account receives its second strike against it for violating policy on "nudity or sexual content" after [[Paid Video Requests#Fuck, Fuck, Fuck, Shake my boobies|a video]] he uploaded on the 22nd got reported. He [[:File:Cwc-crayolasword-stitched.png|also begs]] to a Kiwi Farms user named crayolasword who asks him about the situation.
*24th - Chris announces [[July 2016 Facebook posts#I have grown a labia!|on Facebook]] that he has grown a labia using subliminal frequencies found on Youtube. He also requests donations for gender reassignment.
*26th - Three days after being barred from uploading videos to his CwcvilleGuardian Youtube account, Chris circumvents the ban by [[Paid Video Request Reminder|uploading to another account]], restarting the Paid Video Requests program and accepting offers for $10-$50.
*28th - Chris makes one sale on the video program.


===August===
Later, Chris added more excuses for not wanting to work:
<center><gallery>
File:Barb capitalone.png|Capital One Bank vs Barb
File:Dogcourtcase2.png|Chris fined - No county dog tag 2
File:Dogcourtcase1.png|Chris fined - No rabies certificate 2
</gallery></center>
*4th - Barb is sued by yet another bank. The hearing will take place on September 14th.
*5th - Chris pays $121 in court costs and fines for failing to acquire proper certifications for his dogs.
*5th - Chris begs for donations in [[August 2016 Facebook posts#House Cleaning|a Facebook post]] and asks for tubes of [[Oestrogel application and Vibrating Bra, How To.|Oestrogel]] to be sent to him.
*9th - Chris relists the Birthday Pikachu card on eBay for $500 and begs people to "Buy It Now and help me and my family."<ref>[[August 2016 Facebook posts#Buy this $3,000 VHS tape]]</ref> He also offers a VHS tape of Aladdin for $3,000.<ref>http://www.ebay.com/itm/282128626463</ref>
*11th - Chris begs [[Cole Smithey|Cole Smithey]] for financial help again, this time by saying, "Hey! Cole!!! Get off of your ass and apologize and make peace with us here, In Person, and Help Us Financially, Please."<ref>[[August 2016 Facebook posts|Get off your ass, Cole!]]</ref>
*14th - A buyer purchases the [[Megatron pistol]] from Chris, netting Chris $50. It's the first Relic of Fail to be sold during the Crisis.
*31st - Chris begs his audience [[August 2016 Facebook posts#Who wants to pay our mortgage?!|on Facebook]] to pay his mortgage of $115,000.


===September===
* In October 2017, Chris claimed that he was [[Chris and reality|too busy]] with [[CWCville]] and his [[imaginary friends]], in addition to helping Barb and the pets.<ref>[[Kiwi Farms posts (LegendaryChristorian)#Good Day, People! Pin This To The Top]]</ref>
<center><gallery>
* In June 2019, Chris claimed that he was already employed by God to oversee the [[Dimensional Merge]].<ref name= mergejob/>
File:Barb vs Capital One Bank result.png|Capital One Bank court ruling.
</gallery></center>
*12th - Chris is spotted and photographed at a [[Card Games#Toys "Я" Us|Toys "Я" Us]] buying two tins of Pokemon Cards, two days before his mother goes to court.
*14th - Greene County's court rules that Barb owes $15,906.99 in unpaid debt to Capital One bank.
*19th - Chris begs in [[September 2016 Facebook posts#Another new cat|a Facebook post]], while showing off his new pet cat. He wants money to cover bills for the second half of the month, one paragraph after stating that he needed "allowance fun" to get a break from [[stress]] in the first half of the month.
*27th - Chris claims in a [[Something Completely Different - A few Transformers Jokes, also anti-Pmurt|video]] that the "fickle finances" are improving for him and Barb, shortly before playing with his newly-bought Transformers toys, showing that he is unaware or does not care about the fact that his mother legally owes over $20,000 as a result of the two lawsuits filed against her in 2016 or that the property tax for their house will be due in two months.


===October===
Most of his claimed reasons hold no weight. A "background check", as explained by [[Jackie]] and [[Kim Wilson]] many times, only applies [[Chris and the Law|to legal records]], and Chris's misdemeanors [[Honor roll|would not prevent him]] from getting a job. Fellow lolcows like [[William Elliott Waterman]] and [[Kenneth Erwin Engelhardt|Kenneth Engelhardt]] also have their names linked to their internet shenanigans, yet they have gained employment. Furthermore, discrimination on the basis of gender is illegal, especially as a result of {{w|Bostock v. Clayton County|a Supreme Court ruling}} on 15 June 2020.
*18th - Chris resumes begging in a [[I'm sick; we need money donations; no video requests for a while|video]], saying that he is sick and that he is running low on chicken noodle soup and money. Notably, he had spent $160 buying Transformers toys on Ebay in the weeks beforehand<ref>[[List of toys#Transformers: Titans Return]]</ref>.


===November===
In reality, getting a job would probably reduce his stress over needing to beg in order to afford more toys: his excuses for being fearful of making mistakes, and his obsession over his imaginary friends, are blocks set down by his own mind – revealing that, rather than growing up and assuming responsibility for his future, he would rather [[Chris and psychology|remain a manchild]] forever.
<center><gallery>
File:Receipt for a penny - credit to Philosophy Phil.png|$0.01 donation
</gallery></center>


*9th - Chris, in response to the election, films a [[Eid, Pmurt, Eid|video]] of him destroying a Transformer toy that is meant to represent Donald Trump. The toy was part of the Transformers toy purchase back in September, costing him $25.
Chris's only plausible claim was in May 2018, when he feared that weens and A-logs will harass him at work, similar to how they harassed the management of [[The End Games]] and [[Anytime Fitness]] into [[ban]]ning him.<ref name=harassment>[[May 2018 social media posts#A new excuse not to get a job|May 2018 social media posts § A new excuse not to get a job]]</ref>
*18th - Chris spends $90 on Pokemon<ref>[[Twitter#Ticked off about Pokemon Sun]]</ref><ref>[[November 2016 Facebook posts#Pokemon Sun and Moon networking]]</ref> and Transformers<ref>[[Twitter#More wish list demands]]</ref>.
*21st - The Chandlers pay the second half of their 2016 property tax for 14 Branchland Court, costing them $616.52<ref>[[:File:Propertytax2016paid.png]]</ref>.
*21st - Chris [[Help, please|makes another video]] to beg for donations again. He also [[Twitter#Help, please|posts]] to Twitter, saying, "We need more money, please. The Mortgage people are [[Kick the Autistic|kicking us again]]. Please send money to me via PayPal."
*22nd - Chris reacts to a penny donated by a troll<ref>https://kiwifarms.net/threads/yt-11-21-help-please.25958/page-6#post-1893900</ref>, [[Twitter#We need more than a penny|tweeting]], "We need Donations larger than a penny apiece. Please try to give us $10 or a Lot more than that."
*30th - Chris [[November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon|posts]] that he will join [[Patreon]], after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
*30th - Chris [[November 2016 Facebook posts#Another wish list update|updates]] his Christmas [[wish list]], to remove the $50 Transformers toy<ref>http://www.bigbadtoystore.com/bbts/product.aspx?product=HAS25156&mode=retail Chris mentioned this shop listing</ref>, named "Alpha Trion and Astrotrain," which he had bought. He does not pawn this, or any of his other toys, to help Barb; instead, he makes [[The Alpha Trion/"Young Warrior" Challenge|a video of himself playing with it]].
*30th - Chris launches his [[Patreon]] account. He states that he wants $200,000 to pay the "home's finances, including the Mortgage and Credit Cards." He also says he wants an extra $50,000 for "[[List of toys|rainy day(s)]]"


===December===
==Why you shouldn't donate to Chris==
*1st - Chris updates his [[Patreon]] with more gifts, consisting of merchandise from Skylanders [[Chris and his Ego#Fixation on self-image|customized to appear like his in-game avatar]] (which would be produced by that company) and clarifies that he wants $250,000 total, rather than per month, showing that he still has unrealistic views on how much he can scam out of people.
Buying things from Chris and/or donating to him is not at all recommended, mainly because:
*2nd - Chris uploads [[Alpha Trion/"Young" warrior challenge explained]], in which he plugs his Patreon channel while playing with expensive Transformers toys.
*19th - Barb wants to sell a [[Craigslist#Riding lawn tractor|riding lawn tractor]] for $595.


==2017 Timeline==
* Chris has habitually neglected his customers. He has repeatedly failed to ship orders to his buyers on time and will ignore messages from customers asking about their purchases, or give a myriad of excuses as to why they haven't shipped. If he does get around to shipping them, his [[naive]] methods of "packaging" often cause items to arrive damaged. Other times, he simply won't ship items at all (as seen perfectly with his [[Patreon]]).
===January '17===
* If Chris is angry enough, he can use your information against you. This was infamously seen when [[Mr. Smith]] attempted to purchase a medallion from Chris and, after Chris failed to make and ship one, filed a claim against him on [[eBay]], causing Chris's PayPal to be locked. Chris responded by furiously ''doxing'' Mr. Smith and another buyer on [[Facebook]], both of whom eventually received [[prank calls]] from [[weens]]. The information that PayPal releases to eBay sellers includes your full name, home address, e-mail address, eBay username, and (possibly) phone number. In other words, "the exact kind of information you wouldn't want a screeching manchild to post in a public place when it's followed by hundreds of cannibalistic Internet trolls."<ref>[https://kiwifarms.net/threads/important-dont-buy-from-chris.5048/]</ref>
*4th - Chris [[January 2017 Facebook Posts#Inability to feel like drawing and writing the stories|whines]] about having "head of household worries," like the bills and debt; however, instead of Adulting and applying for a job, he begs to have $500 a month.
* Chris will piss away your money. As stated above, Chris and Barb have had a long history of irresponsible spending habits, which is the biggest reason why they've fallen into debt. Even if he does manage to ship something to you without any sort of hassle, or [[December 2020 social media posts#Chris begs for money|claim he won't spend your cash on toys]], chances are still extremely high that Chris will immediately blow your money on Legos, action figures, video games, and/or other stuff, and then immediately go back to begging.
*13th - Over three weeks after the original lawn tractor ad was taken down from [[Craigslist]] due to a ween, Chris finally realized what happened and re-posted it, still asking for $595. In the meantime, he had bought over $100 worth of [[Z-Ring Fun Extra|Pokemon]] and [[Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff|Skylanders]] toys and had made videos of himself playing with them.


===February '17===
==Timeline==
*16th - Chris uploads [[A browsing around an ol' playground]], in which he begs for money before showing footage of himself walking around a playground.
{{incomplete}}
*17th - One day after begging for handouts of $10 per person, Chris plays a newly-purchased video game level for ''Lego Dimensions'', ''The Lego Batman Movie Story Pack'', which had been released on 10 February with a cost between $35-$50<ref>https://psnprofiles.com/trophies/3900-lego-dimensions/Sonichu</ref>.


===March '17===
===2016===
*1st - Chris offers parts of [[March 2017 Facebook Posts#Selling Bob's stamp collection|Bob's stamp collection]] for sale.
{{main|Timeline of the Financhu Crisis (2016)}}
*2nd - Chris spends $50.25 on toys after making $68 (minus the cost of shipping) from selling his father's stamps.<ref>[[List of toys#Bought in 2017 from eBay]]</ref>
*3rd - Chris lists his [[EBay#Chris's stamp album|personal stamp album]] for $1,000.
*7th - Chris buys Lego World for the PS4 on its release date<ref>https://psnprofiles.com/trophies/5906-lego-worlds/Sonichu</ref> for $30, erasing the last of the profit he had made from selling stamps, even though he had claimed to need the money for paying bills.
*13th - He spends another $9 on Transformers.<ref>[[List of toys#Bought in 2017 from eBay]]</ref>
*19th - Chris [[March 2017 Facebook Posts#Please buy stamps|begs on Facebook]] for people to buy more stamps, saying "[[Lie|My mother and I can Really do with the money]]." At that point, he had made $85 in sales then quickly spent $90 on toys.<ref>[[List of toys#Bought in 2017 from eBay]]</ref> <ref>[[List of Chris's video games#PlayStation 4 (PS4)]]</ref>
*19th - White knights spring into action and purchase seven stamps, totaling $41.50. Five were bought by a single person (at $34) and the rest ($7.50) by two others.
*19th - Chris lies about wasting stamp money on toys, claiming in Facebook's comments section that he "did NOT buy any lego sets" and that the money went towards "our debtor payments" instead.


===April '17===
===2017===
*4th - Barb's bank account is over $800 in the red<ref>[[April 2017 Facebook posts#Whining about the mortgage]]</ref> after making two payments to Seterus, Inc, a loan servicing company - likely a result of failing to juggle both a past-due account and the autopay feature.
{{main|Timeline of the Financhu Crisis (2017)}}
*5th - Chris throws a tantrum at his Facebook friends for suggesting that he get a job<ref>[[April 2017 Facebook posts#Chris explains why he won't get a job]]</ref> and begs for sales on his "high priced" stamp covers.
*6th - Chris tweets to [[Cole Smithey]], asking for financial help<ref>[[2017 tweets|Begging Cole for money]]</ref>.
*7th - Chris lists the [[Sonic Totem]] on eBay for $1,500. It sold within 4 hours<ref>http://archive.is/yGMuu - The video announcement was uploaded at 4:16 pm and the Totem sold at 8:09 pm (both times Eastern)</ref>, and Chris bought a $400 necklace 1 hour after he got the money<ref>http://archive.is/tPnTI</ref>. An accounting of the situation shows that he will quickly go broke again.<ref>https://kiwifarms.net/threads/4-7-chris-spends-400-on-a-gold-necklace.29849/page-3#post-2181406</ref> It is also discovered that the value of 14 Branchland Court has decreased by $3,248 in the past 30 days.
*10th - Not content with the astounding luck of selling his middle school crafts project for $1,500, Chris uploads [[By the book, Buy the book plus update]], imploring people to buy his $1,000 stamp album, because he had ''already spent the money from selling the totem'', mentioning [[Skylanders avatar]] items among his purchases. He also states he will mail the Totem later in the week, something he should have done the day after the sale.
*14th - Chris decides the best way to get people to buy his stamp album is for Barb to beg on camera. She claims she needs money to pay an overdue power bill in [[EMERGENCY HOME UPDATE]], ''while wearing the $400 necklace Chris had bought her a week before''. Six hours later, Chris uploads [[Live Game Stream - C-Log 04142017]], a 23-minute video of him playing with expensive toys. He also explains that he had used the Totem sale money on '''$750''' of [[Skylanders avatar]] products for his [[Stamps|raffle]] prizes, '''$400''' on the gold necklace for Barb and to service his credit card debt.
*17th - In a sign of desperation, Chris [[April 2017 Facebook posts#Half-price on stamp album|slashes the price on his stamp album]] by half, to $500, and begs people to buy it.
*19th - Chris, [[April 2017 Facebook posts#Offering six Sonichu drawings for $2,000|his account in the red by over $1,450]], searches the hoard for more of his stuff to sell. He [[eBay#Sonichu drawings from 2014|lists six Sonichu drawings]], from 2014, at $2,000 for the lot.


He then digs through 10 to 20 bags of wet, moldy clothes, left over from the [[Destruction Of Chris's House]] three years before, and finds The Classic shirt. He [[eBay#The Classic shirt|lists it on eBay]] for $12,000 (or a Buy It Now price of $20,000).
===2018===
{{main|Timeline of the Financhu Crisis (2018)}}


Later, he records [[Live Game Stream - C-Log 04192017 - The Shirt]] to promote the listing. He also reveals that he had failed to ship the Sonic Totem; as a result, the buyer filed a dispute and Paypal deducted the $1,500 from Chris, leaving his account in the red.
===2019===
{{main|Timeline of the Financhu Crisis (2019)}}
 
===2020===
{{main|Timeline of the Financhu Crisis (2020)}}
 
===2021===
{{main|Timeline of the Financhu Crisis (2021)}}
 
==Future==
Prior to Chris's arrest, [[Barbara Chandler|Barb]] claimed $900 of Chris's tugboat each month to pay the active [[14 Branchland Court#Mortgage|mortgage]] on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.<ref name="guardsman">Guardsman42 (21 June 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-23#post-4880132 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref><ref name="anominous">AnOminous (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-223#post-5735278 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Chris’s future revenue, other than the [[monthly tugboat]] and [[Enablers#Financial enablers|fans']] support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.<ref>Picklechu (1 July 2019). [https://kiwifarms.net/threads/chandlers-sued-for-debt-megathread.55045/page-27#post-4934271 Re: Chandlers sued for debt megathread]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with [[CADD|little to no skills]], and over a decade of [[List of places that have banned Chris|real-life]] and [[Chris and health#Anytime Fitness|internet]] [[Chris and the law|notoriety]].<ref>Bombsaway (18 December 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/post-5739803 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref>
 
Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,<ref>[https://web.archive.org/web/20191018023230/http://www.dbhds.virginia.gov/assets/doc/DS/housing/state-rental-assistance-program-faqs-08_01_18.pdf State Rental Assistance Program: Answers to Frequently Asked Questions], 18 October 2019.</ref><ref>[https://www.cbpp.org/sites/default/files/atoms/files/4-13-11hous-US.pdf United States Fact Sheet: Federal Rental Assistance], 30 March 2017.</ref> most famously {{w|Section 8 (housing)|Section 8 housing}}; a number of followers have suggested that Chris should sign up for it,<ref>Holiday Special (7 January 2019). [https://kiwifarms.net/threads/what-will-happen-when-barb-dies.10000/page-175#post-4169315 Re: What will happen when Barb dies?]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for [[A-Logging|A-Loggers]] and [[weens]], but it would be devastating for both Chris and many of his followers. The [[Destruction Of Chris's House|2014 house fire]] caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and [[medallion]], especially after being pampered with toys and video games for many years.<ref>JeffGoldblumIRL, Burning Love, c-no (10 January 2014). [https://kiwifarms.net/threads/fb-10-1-14-fire-in-chriss-house.2849/page-33#post-167958 Re: Fire In Chris's House]. ''Kiwi Farms''. Retrieved 19 December 2019.</ref> Homelessness would also threaten the steady supply of [[Template:Da update|fresh drama]] that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".
 
During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her [[Jail Letter - 29 July 2022|relocated]] so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was [[Monthly tugboat#Possible suspension and return|suspended]], the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other [[Post-jail sightings (2023)|more important things to deal with]].
 
As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as [[September 2024]]),  it's very likely the house will be foreclosed once she kicks the bucket.


==See also==
==See also==
*[[Chris and money]] - A more general overview of Chris's finances
*[[Chris and money]] - A more general overview of Chris's finances.
*[[Chris and business]] - Chris's attempts to make money outside of begging
*[[Chris and business]] - Chris's attempts to make money outside of begging.
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging
*[[DStecks]] - Some argue that his donation inspired Chris's shameless begging.


==Sources==
==References==
<references/>
<references/>
{{Money}}
{{Dimensions}}
{{Articleofthenow}}
[[Category:Concepts influenced by Idea Guy]]
[[Category:Sagas]]
[[Category:Sagas]]
[[Category:Things bought with taxpayer money]]
[[Category:Things bought with taxpayer money]]

Latest revision as of 06:38, 22 September 2024

“ I do not feel I would be mentally suited for an application-required, long waits to be contacted or not contacted, "am I hired yet", under "The Man", Freaking job!!! Stop Telling me to "Get a Job". Gawd!!! ”
Chris, April 2017,[1] after his friends on Facebook refused to entertain his nonsense excuses for not having a job
“ truly Bad Intentions of spamming actual hate speech (Get A Job). ”
Chris[2]
Chris, begging for money, while standing in front of more than a thousand dollars' worth of Lego sets and toys.

The Financhu Crisis is a term coined by users from Kiwi Farms to describe the steep decline in the Chandler family's financial management beginning in early 2016. Signs of the Chandlers' worsening finances were made apparent by the increasing amounts of begging videos and donation requests on YouTube and Facebook.

In June 2017, Chris began to take his Patreon account more seriously and recommenced drawing Sonichu comic pages. He has gotten several hundred dollars per month for his efforts, and payments continued until 2 August 2021, when his Patreon account was shut down. As a result, begging had temporarily subsided.

In mid-2018, however, begging resumed, due to an alleged extortion plot by the Idea Guys which involved threatening to destroy Chris's imaginary land CWCville if he did not pay them. It is claimed by the Guard Dogs group that Chris paid the Idea Guys around $6,000 in the form of gift cards and video game accessories.[3] Chris and Barb were left on the brink of foreclosure and Chris repeatedly claimed to need assistance with buying enough food for his family.

Chris stopped caring about the Financhu Crisis by 2019, because of the Dimensional Merge and the generous backing from Aly Hirschberg and other financial enablers. Chris continues to beg, but only for conventions, toys, and video games. Chris now also believes that he has vast wealth in CWCville Dimension C-197 to pay off the creditors, but creditors do not buy into fictional worlds and have managed to sue him for at least $11,606.15 (as of 23 February 2022).

Chris has access to Barb's online bank account and knows how to transfer her money into his own account – during the incest saga fallout, he admitted to taking $750 from Barb's account to fund a hotel room for himself.[4]

Given that Barb is elderly on a fixed income, and Chris was lazy on a fixed income, it is unsurprising that many followers worried that the death of Barb could lead to the so-called "Homeless Saga" — a wet dream for A-Loggers and weens, but devastating for both Chris and many of his followers.[5][6]. Owing to Chris's arrest on incest charges, his Patreon has been terminated, although financial enablers continued to send him money to his jail inmate account while he was incarcerated.

Background

A wordcloud of the videos and Facebook posts Chris made during the Financhu Crisis. Note how big "money" and "donations" are...

The Chandlers' financial woes were caused by their own irresponsible behaviors. Chris, learning absolutely nothing over the years, had squandered any available money on children's toys, video games, fast food and sex toys. Barb, on the other hand, was simply ignoring long-term debts and letting them pile up to alarming amounts, armed only with vain hopes that her manbaby would raise money for her bills.

Chris made some efforts to generate income for the household over the previous few years (bar that of actually finding a job), which included opening an Etsy shop in 2015. However, any profits gained would immediately go straight to toy purchases, an irresponsible move that would turn out to be a recurring problem that kept the Chandlers in the red. The shop would eventually shut down from Chris lazily not fulfilling Etsy orders, but he would still find some revenue from the occasional eBay sales of select merch from the hoard. To further compound the issue, Chris has been instilled with a very real belief that fans are willing to drop large sums of money into his bank account for nothing, an expectation that has since been strengthened by the $1,000 donation by DStecks in September 2015. This belief would take on the form of the many begging videos that highlight the saga.

Barb seems to have outstanding debts that dwarf Chris's financial handiwork. On September 2016, she faced lawsuits from Discover and Capital One for failing to pay the large amounts of her credit card debt, according to Virginia District Court records. It is worth noting that it takes a lot of ignored debt collector calls over a long period of time to get a simple credit card debt escalated to a lawsuit, suggesting that Barb may have been outright ignoring making any payments to her credit cards. Only time will tell if more creditor companies begin to sue Barb for her neglect. In August 2016, Chris revealed that the household is still under a mortgage of $115,000, introducing a far more worrying debt looming over the horizon.

Both Chris and Barb continued to barely stay afloat with their lives thanks to their own tugboats. Despite it all, Chris did not once attempt to find a job. In April 2017, with the household finances near the breaking point, one of Chris's IRL friends informed him of DARS, a service designed to help people with disabilities enter the workforce. Chris reacted with a temper tantrum, posting a multi-paragraph rant on not wanting to work.

Outstanding debts

Main article: Debt

Chris's frivolous spending during the crisis

A recurring theme throughout the Crisis.

Like any terminally irresponsible adult, Chris likes to keep his bedroom filled with toys, while keeping his wallet empty. Below is a list of the known expenses Chris has made during the Financhu Crisis, collected from online postings and eBay purchase history. Some amounts are estimated, but all amounts are debilitating.

During 2016, Chris was known to waste over $2,500 on toys.

In late 2017, Chris spent a considerable amount of money to attend Bronycon. 3-day pass tickets were around $60, but money spent on travel, food, souvenirs, and lodging is rounded to $2,000-3,000 by other attendees.

Below is a list of known frivolous purchases made during the Crisis. There are doubtless many more that are not known about, including cash purchases.

Item Amount ($)
New PS4 console[7] 540.00
About 30 game purchases for the PS4[8] 600.00
$350 Ghostbusters lego set, bought on eBay[9] for higher 425.88
Transformers action figures[10] 587.00
Naru, a dakimakura (or hug pillow) 90.00
Skylanders toys[11][12] 195.00
Pokemon merchandise[13][14] 181.79
Amiibo (Smash series "Pit")[15] 12.99
"I'm Done Adulting" T-Shirt[16] 23.99
Lego Dimensions (assorted sets)[17][14] 238.00
My Little Pony-themed card sleeves[14] 13.54
14K yellow gold Cleopatra bar 16" necklace[18] 399.99
Tokyo Treat Box (minimum $31.50 per month for 31+ months)[19] 976.50
Skylanders avatar products, for use as raffle prizes[20] 750.00
DoopieDoOver artwork 80.00
HexBox One 400.00
HexBox Live Gold 59.99
HexBox Games 89.94
Sonic Forces 39.99
DNA ancestry reports on Chris, Barb, and Bob 500.00
God of War (PS4) 59.99
Total $6,267.09

Why Chris refuses to work

Main article: Chris and work
“ “You Want Money, GET A JOB”?

Our Response is that WE ARE ALREADY EMPLOYED BY YOUR BOSS’S BOSS’S BOSS due to our better and special powerful abilities. ⚡️💙⚡️

Therefore, for all of you Haterade-Chugging “GET A JOB!” spouters out there, I suggest you Shut Up and enjoy your ability to settle in a cozy Office or wherever.

”
Chris, clinging to his fantasies about the Dimensional Merge to justify why he's unemployed in the real world.[21]

Despite actively begging for money since 2016, and a near-miss with foreclosure and homelessness in May 2018, Chris has not attempted to get a job (then again, the last job he's had dates all the way back to 2003). One of his real-life friends, a woman from his Pokémon club named Alexa, became concerned after seeing Chris repeatedly beg on Facebook. She suggested, in November 2016 and again in April 2017,[22][1] that he contact one of her family members who works at the Virginia DARS, a government service that helps disabled individuals find work. At the first suggestion, Chris didn't follow through, and at the second, he fired off a rant against getting a job, forcing Alexa to back down.

In his rant, Chris gave the following flimsy excuses:

  • He was busy helping Barb and the pets (despite having no trouble in going on a three-day trip to another state without bringing them along in August 2017).
  • Trolls ruined his "background check"/reputation. While it is true that a Google search on Chris reveals unsavory details, they are only records of facts, and there are agencies that find work for slow-in-the-mind adults that would not care about minor crimes or indiscretions.
  • Finding a job runs the risk of being discriminated against for his tomgirl gender.
  • Stress.
  • He fears being incompetent.

Later, Chris added more excuses for not wanting to work:

Most of his claimed reasons hold no weight. A "background check", as explained by Jackie and Kim Wilson many times, only applies to legal records, and Chris's misdemeanors would not prevent him from getting a job. Fellow lolcows like William Elliott Waterman and Kenneth Engelhardt also have their names linked to their internet shenanigans, yet they have gained employment. Furthermore, discrimination on the basis of gender is illegal, especially as a result of a Supreme Court ruling on 15 June 2020.

In reality, getting a job would probably reduce his stress over needing to beg in order to afford more toys: his excuses for being fearful of making mistakes, and his obsession over his imaginary friends, are blocks set down by his own mind – revealing that, rather than growing up and assuming responsibility for his future, he would rather remain a manchild forever.

Chris's only plausible claim was in May 2018, when he feared that weens and A-logs will harass him at work, similar to how they harassed the management of The End Games and Anytime Fitness into banning him.[24]

Why you shouldn't donate to Chris

Buying things from Chris and/or donating to him is not at all recommended, mainly because:

  • Chris has habitually neglected his customers. He has repeatedly failed to ship orders to his buyers on time and will ignore messages from customers asking about their purchases, or give a myriad of excuses as to why they haven't shipped. If he does get around to shipping them, his naive methods of "packaging" often cause items to arrive damaged. Other times, he simply won't ship items at all (as seen perfectly with his Patreon).
  • If Chris is angry enough, he can use your information against you. This was infamously seen when Mr. Smith attempted to purchase a medallion from Chris and, after Chris failed to make and ship one, filed a claim against him on eBay, causing Chris's PayPal to be locked. Chris responded by furiously doxing Mr. Smith and another buyer on Facebook, both of whom eventually received prank calls from weens. The information that PayPal releases to eBay sellers includes your full name, home address, e-mail address, eBay username, and (possibly) phone number. In other words, "the exact kind of information you wouldn't want a screeching manchild to post in a public place when it's followed by hundreds of cannibalistic Internet trolls."[25]
  • Chris will piss away your money. As stated above, Chris and Barb have had a long history of irresponsible spending habits, which is the biggest reason why they've fallen into debt. Even if he does manage to ship something to you without any sort of hassle, or claim he won't spend your cash on toys, chances are still extremely high that Chris will immediately blow your money on Legos, action figures, video games, and/or other stuff, and then immediately go back to begging.

Timeline

Stress.jpg

This article is still yet to be completed due to stress.

We get a lot of stressful torture in our lives that makes us crash into slumber. Given that inspiration is a big variable, and we may have been lacking of it, this article will be completed as soon as possible, at our own pace... HONEST!


2016

Main article: Timeline of the Financhu Crisis (2016)

2017

Main article: Timeline of the Financhu Crisis (2017)

2018

Main article: Timeline of the Financhu Crisis (2018)

2019

Main article: Timeline of the Financhu Crisis (2019)

2020

Main article: Timeline of the Financhu Crisis (2020)

2021

Main article: Timeline of the Financhu Crisis (2021)

Future

Prior to Chris's arrest, Barb claimed $900 of Chris's tugboat each month to pay the active mortgage on 14 Branchland Court, the seriousness of the Financhu Crisis combined with Chris’s impulse spending have led many followers of Chris to speculate on whether the passing of Barb will lead to financial ruin.[5][6] Chris’s future revenue, other than the monthly tugboat and fans' support, is likely to be very limited, with some of his followers admitting that Chris will never get any kind of loan or credit.[26] Even if Chris were to reverse his stance and try to get a job, nearly all potential employers would be unwilling to take on someone with little to no skills, and over a decade of real-life and internet notoriety.[27]

Both the state of Virginia and the US federal government have programs intended to help the disabled secure independent living,[28][29] most famously Section 8 housing; a number of followers have suggested that Chris should sign up for it,[30] though these involve lengthy application processes and possibly several months' wait. On the contrary, financial ruin may be a wet dream for A-Loggers and weens, but it would be devastating for both Chris and many of his followers. The 2014 house fire caused a number of followers to doubt whether Chris will be able to cope with sleeping rough with little more than his clothes and medallion, especially after being pampered with toys and video games for many years.[31] Homelessness would also threaten the steady supply of fresh drama that continues to attract new fans and followers from all walks of life and leave them wondering: "What will happen to Chris, and what will he do?".

During Chris's stay in jail, not only would he beg for people to donate to his inmate account, but also beg for people to help pay off Barb's mortgage and to have her relocated so he could move back in once he was released. However, there has been speculation that Chris had been placed in section 8 housing upon release. Whether or not his tugboat was suspended, the money can not be garnished by the creditors. So as it stands, it seems that Chris may not be too worried about paying off his unsecured debt, as he has other more important things to deal with.

As for Barb, her debt is secured debt. While she's still paying it off with her own tugboat (considering she's been spotted at 14 BC as recent as September 2024), it's very likely the house will be foreclosed once she kicks the bucket.

See also

  • Chris and money - A more general overview of Chris's finances.
  • Chris and business - Chris's attempts to make money outside of begging.
  • DStecks - Some argue that his donation inspired Chris's shameless begging.

References

  1. ↑ 1.0 1.1 April 2017 Facebook posts#Chris explains why he won't get a job
  2. ↑ https://twitter.com/CPU_CWCSonichu/status/1194090568898494464
  3. ↑ The Chris-Chan Extortionists
  4. ↑ Null DMs#Chris takes money from Barb
  5. ↑ 5.0 5.1 Guardsman42 (21 June 2019). Re: Chandlers sued for debt megathread. Kiwi Farms. Retrieved 19 December 2019.
  6. ↑ 6.0 6.1 AnOminous (18 December 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  7. ↑ March 2016 Facebook Posts#PS4 Thanks
  8. ↑ http://psnprofiles.com/Sonichu&completion=all&order=played&pf=ps4#content
  9. ↑ https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/ (archive: https://archive.ph/UAcJm)
  10. ↑ List of toys#Transformers: Titans Return
  11. ↑ List of toys#Skylanders
  12. ↑ Skylanders Imaginators Leader Christine W Chandler: random Review N' Stuff
  13. ↑ List of toys#Pokemon
  14. ↑ 14.0 14.1 14.2 List of toys#Bought in 2017 from eBay
  15. ↑ List of toys#Nintendo Amiibos
  16. ↑ https://kiwifarms.net/attachments/screenshot-www-facebook-com-2016-10-03-14-31-36-png.141291/
  17. ↑ List of toys#Lego Dimensions
  18. ↑ http://archive.is/tPnTI
  19. ↑ May 2020 social media posts
  20. ↑ Live Game Stream - C-Log 04142017
  21. ↑ 21.0 21.1 June 2019 social media posts#Chris Claims To Be Employed Overseeing Dimensional Merge
  22. ↑ November 2016 Facebook posts#Barb pawns jewelry, Chris decides to join Patreon
  23. ↑ Kiwi Farms posts (LegendaryChristorian)#Good Day, People! Pin This To The Top
  24. ↑ May 2018 social media posts § A new excuse not to get a job
  25. ↑ [1]
  26. ↑ Picklechu (1 July 2019). Re: Chandlers sued for debt megathread. Kiwi Farms. Retrieved 19 December 2019.
  27. ↑ Bombsaway (18 December 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  28. ↑ State Rental Assistance Program: Answers to Frequently Asked Questions, 18 October 2019.
  29. ↑ United States Fact Sheet: Federal Rental Assistance, 30 March 2017.
  30. ↑ Holiday Special (7 January 2019). Re: What will happen when Barb dies?. Kiwi Farms. Retrieved 19 December 2019.
  31. ↑ JeffGoldblumIRL, Burning Love, c-no (10 January 2014). Re: Fire In Chris's House. Kiwi Farms. Retrieved 19 December 2019.

v • d • e  
Money
Income
Problems
Debt  • Financhu Crisis (Timeline: 2016  • 2017  • 2018  • 2019  • 2020  • 2021)  • Welfare check
Expenditures
See also


v • d • e  
Dimensional Merge
Concepts
Methods
Reasons
Related
Retrieved from "http://sonichu.com/w/index.php?title=Financhu_Crisis&oldid=327258"