Difference between revisions of "Chris and money"

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{{Articleofthenow}}
{{Articleofthenow}}
[[File:Cwcshutup.png|thumb|Chris's response to literally any commercial.]]
[[File:Cwcshutup.png|thumb|Chris's response to literally any commercial.]]
{{quote|He's not good at math when it comes to managing money.|[[Bob Chandler]], understating it.<ref>[[Emily Date Conversation Transcript]]</ref>}}  
{{quote|I'd call a tow truck, but now I have less than $20 between the bank accounts and PayPal.|Chris, after his car broke down on the way home from BronyCon.<ref>[[Waiting for the tow truck]]</ref>}}


Chris has repeatedly shown though his actions and words that he has no idea how to handle '''money''' or manage his own finances. Between his impulse spending, [[Chris and his Ego|his greed and selfishness]], his unwillingness to save even the smallest amount of money, and his massive sense of entitlement, Chris manages to demonstrate complete incompetence and ineptitude in managing financial affairs. Chris has repeatedly amassed debt on credit cards, only to have his enabling parents bail him out multiple times. [[Monthly tugboat|Too lazy to work]], he refuses to make or follow any type of budget or financial plan, instead spending far beyond his means, and expecting others to pay off his accumulated debt for him. It is clear that [[Autism|Chris has no idea what financial responsibility is]] and that his enabling, delusional parents taught him nothing about how to handle finances while he was growing up. Irresponsible, careless, and thoughtless, Chris fails at just about every aspect of financial management that can be thought of.
{{quote|He's [[Mathematics|not good at math]] when it comes to managing money.|[[Bob Chandler]], understating it.<ref>[[Emily Date Conversation Transcript]]</ref>}}
 
[[Chris]] has repeatedly shown though his actions and words that he has no idea how to handle '''money''' or manage his own finances. Between his impulse spending, [[Chris and his Ego|his greed and selfishness]], his unwillingness to save even the smallest amount of money, and his massive sense of entitlement, Chris manages to demonstrate complete incompetence and ineptitude in managing financial affairs. Chris has repeatedly amassed debt on credit cards, only to have his enabling parents bail him out multiple times. [[Monthly tugboat|Too lazy to work]], he refuses to make or follow any type of budget or financial plan, instead spending far beyond his means, and expecting others<ref>[[:File:Piss_and_burn_fb.PNG]]</ref> to pay off his accumulated debt for him. It is clear that [[Autism|Chris has no idea what financial responsibility is]] and that his enabling, delusional parents taught him nothing about how to handle finances while he was growing up. Irresponsible, careless, and thoughtless, Chris fails at just about every aspect of financial management that can be thought of.


==But wait, Chris isn't employed!==
==But wait, Chris isn't employed!==
For the vast majority of Chris's "adult" life, his only source of income has been the "[[tugboat]]" that he receives from the U.S. federal government every month. In 2009, the payout was $809 a month, placing his annual income at $9,708. After Bob's death, Chris was given a survivor's benefit - increasing the amount to $1,300 per month and making his annual income $15,600. Barb's income, from Social Security and a pension, is around $1,200 per month<ref>https://kiwifarms.net/threads/11-24-14-leaked-text-may-we-borrow-your-house.6140/page-2#post-416099</ref>.
:''Further reading: [[Chris and work]]''
For the vast majority of Chris's "adult" life, his only source of income has been the "[[tugboat]]" that he received from the U.S. federal government every month. In 2009, the payout was $809 a month, placing his annual income at $9,708. After Bob's death, Chris was given a survivor's benefit – increasing the amount to $1,300 per month and making his annual income $15,600. Barb's income, from Social Security and a pension, is around $1,200 per month or $14,400 per year.<ref>https://archive.md/DLyOa</ref>


Chris's parents originally took $450 to pay for room and board;<ref name="Miyamoto" /> this payment was later increased to $565, and then to $580, after Bob paid off Chris's enormous credit card debt.<ref>[[Vivian Gee E-mails, 2009#8 December]]</ref><ref>[[Jackie Chat 8]]</ref> How much he gets to keep these days isn't known.
Chris's parents originally took $450 to pay for room and board;<ref name="Miyamoto" /> this payment was later increased to $565, and then to $580, after Bob paid off Chris's enormous credit card debt.<ref>[[Vivian Gee E-mails, 2009#8 December]]</ref><ref>[[Jackie Chat 8]]</ref> The rest of the tugboat generally went towards [[List of Chris's games|video games]], [[McDonald's|junk food]], or [[sex toys|other frivolous purchases]]. However, $229 per month (about $7.50 per day) was (and is) nowhere near enough to satisfy Chris's need for electronic entertainment, pornography, [[PlayStation Network]] downloads, a constant supply of [[McDonald's|Chicken McNuggets]], gallons of [[Coke]], and, since the summer of [[2009]], [[alcohol]]. As of [[January 2010]], he owed roughly $3,500 in credit card debt, some on cards of his own and some on cards he stole from his parents. Indeed, according to one of his bank statements,<ref>[[:File:StatementforViv01,2010.jpg]]</ref><ref>[[:File:StatementforViv01,2010-2.jpg]]</ref> at the end of one month he had fewer than $3 left in his account. Even more, just by straight spending and no other extra income, he put himself $452.57 in the red. How much he got to keep later on isn't known.


{{quote|My father helped me get my Social Security set up; I get more a month than I could at a job. Yet with my impuslive [sic] shoppiness [sic] (mostly controable [sic]), I end up spending my side-money after I get it.|Chris, [[Chris and His Ego|completely deluded and taking pride in being a lazy bastard]].<ref name="Miyamoto">[[Miyamoto Saga]]</ref>}}
{{quote|My father helped me get my Social Security set up; I get more a month than I could at a job. Yet with my impuslive [sic] shoppiness [sic] (mostly controable [sic]), I end up spending my side-money after I get it.|Chris, [[Chris and His Ego|completely deluded and taking pride in being a lazy bastard]].<ref name="Miyamoto">[[Miyamoto Saga]]</ref>}}


===Chris and impulse spending===
===Chris and impulse spending===
It's obvious that Chris has no grasp on the real value of money, since he actively wastes as much of his monthly tugboat as possible on things like [[The Eye of Judgement|trading cards]], [[Officer Nasty|sex toys]], [[Duck|porn]], [[List of Chris's video games|video games]], [[alcohol]], [[Kaka Makeup Basics|make-up]], [[Lego|toys]], [[Mia Hamm|prostitutes]], and weekly lottery tickets<ref>[[Jackie E-mails 12]]</ref>.
It's obvious that Chris has no grasp on the real value of money, since he actively wastes as much of his monthly tugboat as possible on frivolous things like [[The Eye of Judgement|trading cards]], [[Officer Nasty|sex toys]], [[Duck|porn]], [[List of Chris's video games|video games]], [[alcohol]], [[Kaka Makeup Basics|make-up]], [[Lego|toys]], [[Mia Hamm|prostitutes]] and weekly lottery tickets.<ref name=J12>[[Jackie E-mails 12]]</ref>


Chris is a self-admitted impulse buyer.<ref name="Miyamoto" /> His [[PlayStation Network]] account shows that he's never played more than half of the games he's bought. And yet, astoundingly, he's still gone out of his way to buy ''all'' available downloadable content for ''every'' single [[PlayStation 3]] game that he's ever purchased, and even for ''games he doesn't own'', and he also further promoted his [[Chris and brand loyalty|Sony fanboyism]] by later buying a Sony LCD HDTV for his bedroom which likely costs about $1,000-$1,500. All the while, Chris bought his [[Chris and fashion|clothes]] at second-hand discount thrift stores. Usually, children are taught the value of money at a very young age--not in Chris's case, apparently.
Chris is a self-admitted impulse buyer.<ref name="Miyamoto" /> His [[PlayStation Network]] account shows that he's never played more than half of the games he's bought. And yet, astoundingly, he's still gone out of his way to buy ''all'' available downloadable content for ''every'' single [[PlayStation 3]] game that he's ever purchased, and even for ''games he doesn't own'', and he also further promoted his [[Chris and brand loyalty|Sony fanboyism]] by later buying a Sony LCD HDTV for his bedroom which likely cost about $1,000-$1,500. All the while, Chris bought his [[Chris and fashion|clothes]] at second-hand discount thrift stores. Usually, children are taught the value of money at a very young age – not in Chris's case, apparently.


In September [[2013]], Chris complained about he and his mom going through "emotionally depressing, and Financial Downfall to the depths of Greatly Poor and Just Getting By",<ref>[[Facebook]]</ref> making it clear that the family income had dipped since Bob's passing. However, these supposedly lean times were apparently not enough to motivate Chris to get a job, or even to stop buying games, as evidenced by him racking up over $1,000 in game purchases on ''The Simpsons: Tapped Out''<ref>https://kiwifarms.net/threads/chriss-spending-on-iphone-games.2035/</ref>.
In [[September 2013]], Chris complained about he and his mom going through "emotionally depressing, and Financial Downfall to the depths of Greatly Poor and Just Getting By", making it clear that the family income dipped after Bob's passing. However, these supposedly lean times were apparently not enough to motivate Chris to get a job, or even to stop buying games, as evidenced by him racking up over $1,000 in game purchases on ''The Simpsons: Tapped Out''.<ref>[[Chris's spending on iPhone games]]</ref>


Throughout the summer of 2014, Chris continued to spend thousands of dollars on [[Lego]] and other frivolities, all while whining and complaining on Facebook about his and his mother's poor finances. Chris financed this spending primarily with money from selling custom arts and crafts on his eBay account. Offering free shipping to customers, Chris would receive money from customers, and then pay for shipping out of his own pocket. However, Chris would immediately spend money as soon as it was deposited into his account, often leaving him unable to ship products to customers who had already paid him because of his own financial irresponsibility and negligence.  
Throughout the summer of 2014, Chris continued to spend thousands of dollars on [[Lego]] and other frivolities, all while whining and complaining on Facebook about the family's poor finances. Chris financed this spending primarily with money from selling custom arts and crafts on his eBay account. Offering free shipping to customers, Chris would receive money from customers, and then pay for shipping out of his own pocket. However, Chris would immediately spend money as soon as it was deposited into his account, often leaving him unable to ship products to customers who had already paid him because of his own financial irresponsibility and negligence.  


When several of Chris's eBay customers filed complaints against him because Chris failed to ship a order as promised and obligated, Chris responded by harassing and trolling the customers, posting their personal information in a public post on his Facebook account. In light of this, Chris's future money making prospects from eBay are dim, as most prospective future customers probably wouldn't want to risk being harassed or scammed by Chris.
When several of Chris's eBay customers filed complaints against him because Chris failed to ship a order as promised and obligated, Chris responded by harassing and trolling the customers, posting their personal information in a public post on his Facebook account. In light of this, you would think most prospective future customers probably wouldn't want to risk being harassed or scammed by Chris. Unfortunately, many more still purchase from Chris on a daily basis.


All the while, even as Chris's credit card debt continued to spiral out of control, Chris continued to buy thousands of dollars of video games, Lego, and other frivolities. As if this were not bad enough, just days after putting his and Barb's cars up for sale, (at exorbitant prices) Chris went out and bought a 2010 Ford Focus, stating on Facebook that he had been approved for a loan, probably at a high interest rate. He also stated that paying for insurance on his new car was "killing" him, implying that either the insurance payment was costly, that he was having trouble paying it, or both.
All the while, even as Chris's credit card debt continued to spiral out of control, Chris continued to buy thousands of dollars of video games, Lego, and other frivolities. As if this were not bad enough, just days after putting his and Barb's cars up for sale (at exorbitant prices), Chris went out and bought a 2010 Ford Focus, stating on Facebook that he had been approved for a loan, probably at a high interest rate. He also stated that paying for insurance on his new car was "killing" him, implying that either the insurance payment was costly, that he was having trouble paying it, or both.


In January 2015, it was [[CWCki Forums|leaked]] that Chris had spent an absurd amount of money on Nintendo consoles and games, racking up '''585''' transactions'' in the last 4.5 years<reF>http://kiwifarms.net/threads/2015-jan-12-nintendo-employee-details-chriss-recent-video-game-purchases.7050/</ref>, a list which includes useless shovelware, hoards of 1st party Nintendo software, Virtual Console games and [[Sonic Boom Protests|both versions of a game he doesn't even like]]. 276 of these purchases are known to be handheld games, 8 are known to be video game consoles (buying '''4''' DSs and DSis), and 75 which are known to be console games. The grand total cost of all Chris's '''listed''' purchases is '''$7460.43''' or '''$1657.87/year'''. Keep in mind 39% of purchases Chris has on his account are not yet specified, meaning that their cost is not included in this already insanely high number. This information comes on the heels of Chris begging people for money to fix his mother's cavities, as well as the financial worries that his trials will undoubtedly cause.
In January 2015, it was [[CWCki Forums|leaked]] that Chris had spent an absurd amount of money on Nintendo consoles and games, racking up '''585''' transactions in the last 4.5 years,<ref>https://archive.md/zibG2</ref> a list which includes useless shovelware, hoards of 1st-party Nintendo software, Virtual Console games and [[Sonic Boom Protests|both versions of a game he doesn't even like]]. 276 of these purchases are known to be handheld games, 8 are known to be video game consoles (buying '''4''' DSs and DSis), and 75 which are known to be console games. The grand total cost of all Chris's '''listed''' purchases is '''$7460.43''' or '''$1657.87/year'''. Keep in mind 39% of purchases Chris has on his account are not yet specified, meaning that their cost is not included in this already insanely high number. This information comes on the heels of Chris begging people for money to fix his mother's cavities, as well as the financial worries that his trials will undoubtedly cause.


In [[July 2016]], a field agent provided the following account of Chris, in a situation where he did not have enough cash to pay for his junk food at a gas station<ref>https://kiwifarms.net/threads/random-thoughts-questions.661/page-601#post-1615438</ref>:
In [[July 2016]], a field agent provided the following account of Chris, in a painfully awkward situation where he did not have enough cash to pay for his junk food at a gas station:<ref>[[Kiwi Farms posts (other users)#Short on Cash]]</ref>


{{quotebox|My friend walks into a gas station/convenience store on the northern edge of Charlottesville.
{{quotebox|My friend walks into a gas station/convenience store on the northern edge of Charlottesville.
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Bob encouraged his son to remain unemployed, since he believed that Chris would earn more money from his monthly tugboat than he would have from getting a job. However, this assumption was and is inaccurate. Minimum wage in the state of [[Virginia]] is $7.25 an hour. If Chris were to somehow do a complete 180° on his life and begin working a full 40-hour week, his monthly payment before taxes and payment for room and board would be about $1,260: that's $15,100 annually. Subtracting the money he pays his mom every month to live, as well as the 5% tax his income range mandates in the state of Virginia, Chris could very likely be left with a ridiculous $8,000, which knowing Chris, would be spent on yet more frivolities. Contrast this with the $2,748 Chris pulled in annually from the government after paying off his parents, and it becomes clear that Bob's encouragement came from either thinking Chris would lose his social security if employed (which he wouldn't) or the more accurate notion that his son is a useless failure.
Bob encouraged his son to remain unemployed, since he believed that Chris would earn more money from his monthly tugboat than he would have from getting a job. However, this assumption was and is inaccurate. Minimum wage in the state of [[Virginia]] is $7.25 an hour. If Chris were to somehow do a complete 180° on his life and begin working a full 40-hour week, his monthly payment before taxes and payment for room and board would be about $1,260: that's $15,100 annually. Subtracting the money he pays his mom every month to live, as well as the 5% tax his income range mandates in the state of Virginia, Chris could very likely be left with a ridiculous $8,000, which knowing Chris, would be spent on yet more frivolities. Contrast this with the $2,748 Chris pulled in annually from the government after paying off his parents, and it becomes clear that Bob's encouragement came from either thinking Chris would lose his social security if employed (which he wouldn't) or the more accurate notion that his son is a useless failure.


A very likely explanation for Chris's reckless spending is that his parents are at fault (to a degree at least). In addition to coddling him throughout his entire life, they managed to make sure that Chris has never felt the repercussions for his exorbitant spending (or for anything else) by taking over paying Chris's credit card debt, regularly giving him about "$6 a day for small things", buying him [[List of restaurants|fast food]] on a daily basis, and continuing to let himself blow all his money on frivolities and useless stuff, as opposed to essentials like [[Chris and health#Chris and hygiene|hygiene products]], [[Piedmont Virginia Community College|courses that could eventually help him onto the employment ladder]] or [[Clown shirt|clothing that isn't unbelievably tacky]]. Whenever Chris manages to [[The GAMe PLACe|get himself into trouble]], he knows that [[Barb]] will come [[Matthew Noble call|running to his aid and defend him]] and dig him out of whatever mess he's managed to get himself into, even if it is clear that he [[Target|is in the wrong]]. This enabling is the most likely explanation (in addition to his [[autism|poor impulse control]]) for why Chris spends himself into debt as much as he does.
A very likely explanation for Chris's reckless spending is that his parents are at fault (to a degree at least). In addition to coddling him throughout his entire life, they managed to make sure that [[Chris and remorse|Chris has never felt the repercussions for his exorbitant spending (or for anything else)]] by taking over paying Chris's credit card debt, regularly giving him about "$6 a day for small things", buying him [[List of restaurants|fast food]] on a daily basis, and continuing to let himself blow all his money on frivolities and useless stuff, as opposed to essentials like [[Chris and health#Chris and hygiene|hygiene products]], [[Piedmont Virginia Community College|courses that could eventually help him onto the employment ladder]] or [[Clown shirt|clothing that isn't unbelievably tacky]]. Whenever Chris manages to [[The GAMe PLACe|get himself into trouble]], he knows that [[Barbara Chandler|Barb]] will come [[Matthew Noble call|running to his aid and defend him]] and dig him out of whatever mess he's managed to get himself into, even if it is clear that he [[Get-Tar Region|is in the wrong]]. This enabling is the most likely explanation (in addition to his [[Autism|poor impulse control]]) for why Chris spends himself into debt as much as he does.


===Fan funding===
===Fan funding===
Chris has gotten well over $2,000 from his audience over the years.
{{main|List of Chris's financial enablers}}
 
{| class="wikitable"
|-
! Amount
! From
! Date received
! Details
|-
|$500
|[[Kiwi Farms]]
|[[January 2014]]
|Donated by fans after the house fire<ref>[[Destruction Of Chris's House#Aftermath and reaction]]</ref>.
|-
|$150
|Fans
|[[September 2014]]
|From a Kickstarter campaign in which Chris explicitly stated he would use it to buy Legos<ref>[[Kickstarter]]</ref>.
|-
|$1,000
|[[Weening|DStecks]]
|[[September 2015]]
|''See: [[Chris and Money#Etsy|Etsy]]''
|-
|$500
|Kiwi Farms user [[Weening|Sonic Rainboom]]
|[[September 2015]]
|Sent Chris a Visa card with $500<ref>https://kiwifarms.net/threads/chris-finds-a-gift-card-spends-it.13723/</ref>. Later admitted doing it to get "interesting content" from him, who has never acknowledged the anonymous gift<ref>https://kiwifarms.net/threads/chris-finds-a-gift-card-spends-it.13723/page-11#post-1054932</ref>.
<center><gallery>
File:Sonic rainboom $500 1.png|Rainboom spent $500 to find that Chris likes McDonalds.
File:Sonic rainboom $500 2.jpg
File:Sonic rainboom $500 3.jpg
</gallery></center>
|-
|Hundreds
|Fans
|Summer 2016
|During the [[Financhu Crisis]], a pattern formed of Chris begging for money, then briefly stating that he had received donations before begging for more money.
|}


===Chris's beliefs===
===Chris's beliefs===
[[File:Chris's economic theories.jpeg|thumb|right|A meme explaining why Chris doesn't get capitalism or government.]]
Chris believes that by receiving and spending his tugboat on useless junk, he is aiding the economy and paying for other people's tugboats.<ref>[[Mailbag 34#In which Chris fails economics forever]]</ref> This is a [[Honor roll|damningly moronic conviction]], since sales tax goes to the state government and these "tugboats" are paid with ''federal'' payroll tax. Where Chris is hiding the printing press to afford this discretionary spending is unknown.
Chris believes that by receiving and spending his tugboat on useless junk, he is aiding the economy and paying for other people's tugboats.<ref>[[Mailbag 34#In which Chris fails economics forever]]</ref> This is a [[Honor roll|damningly moronic conviction]], since sales tax goes to the state government and these "tugboats" are paid with ''federal'' payroll tax. Where Chris is hiding the printing press to afford this discretionary spending is unknown.


Interestingly enough, while he has no clue how to handle money, Chris has an unhealthy [[Chris and his Ego|fixation]] on his material possessions. In [[Vivitheg's AIM chat]], he stated that he did not want to sell any of his stuff, and in the [[Miyamoto Saga]], he refused to sell anything to help raise money for the trip to Redmond. His mother has served as a bad influence in both regards, as she would frequently shop at Goodwill and compulsively hoard the purchases, which both wasted money and helped turn their house into a [[Destruction Of Chris's House|fire hazard]].
Interestingly enough, while he has no clue how to handle money, Chris has an unhealthy [[Chris and his Ego|fixation]] on his material possessions. In [[Vivitheg's AIM chat]], he stated that he did not want to sell any of his stuff, and in the [[Miyamoto Saga]], he refused to sell anything to help raise money for the trip to Redmond. While Chris mocked [[Lars]]’s habit of buying and collecting [[Lars' Ship has Sunk.MOV|model boats and addons for them]] after learning about it from [[Jackie]], he failed to realise that Lars’s supposed habit was directly parodying his obsessive purchasing and hoarding of video games and DLC, even for games that he didn’t own. His mother has served as a bad influence regarding Chris’s beliefs in material goods, as she would frequently shop at Goodwill and compulsively hoard the purchases, which both wasted money and helped turn their house into a [[Destruction Of Chris's House|fire hazard]].
 
On 16 [[May 2019]], Chris tweeted a screenshot of an NBC story about how "Ex-EPA chief Scott Pruitt spent nearly $124,000 on 'excessive airfare'." Chris then showed off his complex views on the U.S. economy by saying... {{quotebox|Hey, Everyone. Here’s a Think Piece: firstly, if people didn’t overspend so much, then there would be more money to give to charities around the world. And then that brought to mind that if things had not gone up in price (I Know About Inflation and that More Money has been officially printed and distributed over the decades), there would be more to freely give to those unfortunate. “Why, Back in the day, we used to pay a Nickel for a Hershey Bar. A Nickle [sic]! Now, it’s a dollar, dollar-fiddy; we could be using that $1.45 to feed the hungry everywhere. But, Everyone got greedy for the green and don’t appreciate it as much. A Nickel.” Yep, Grandpa, people have done goofed with inflation and crap. 😔}}<ref>[[May 2019 social media posts#Chris has complex economic views]]</ref>


===After the house fire===
===After the house fire===
On [[10 January 2014]], 14 Branchland Court caught fire. This would undoubtedly place the Chandlers in grim circumstances, due to the costs of rebuilding the home and replacing what was lost. Some of his fans pooled their funds to send him a care package, with a money order for $500<ref>[[Destruction Of Chris's House#Aftermath and reaction]]</ref>.
On [[10 January 2014]], 14 Branchland Court burned down. This would undoubtedly place the Chandlers in grim circumstances, due to the costs of rebuilding the home and replacing what was lost. Some of his fans pooled their funds to send him a care package, with a money order for $500.<ref>[[Destruction Of Chris's House#Aftermath and reaction]]</ref>


Many, concerned about Chris due to his wasteful spending habits, hoped that this would be the moment in Chris's life where he finally woke up and realized the importance of saving when things like this happen. Unfortunately, not even ''that'' has broken Chris's thick skull--throughout 2014, he wasted '''$5,000''' on ''Lego sets''<ref>[[Lego#Addiction and Financial Ruin]]</ref><ref>[[May 2014 Facebook Posts]]</ref>.
Many, concerned about Chris due to his wasteful spending habits, hoped that this would be the moment in Chris's life where he finally woke up and realized the importance of having a rainy day fund. Unfortunately, not even ''that'' has broken Chris's thick skull; throughout 2014, he wasted '''$5,000''' on ''Lego sets''.<ref>[[Lego#Addiction and Financial Ruin]]</ref><ref>[[May 2014 Facebook Posts]]</ref>


==Barb's toxic influence==
==Barb's toxic influence==
According to a troll with insider info, Chris was able to manage his own finances to a rudimentary degree, even after Bob passed away<ref>https://kiwifarms.net/threads/giving-chris-money-debate-thread.22420/page-15#post-1844194</ref>, although he still has an issue with not saving money for [[Destruction Of Chris's House|potential emergencies]].
According to a troll with insider info, Chris was able to manage his own finances to a rudimentary degree, even after Bob passed away,<ref>https://archive.md/jt1fU</ref> although he still has an issue with not saving money for [[2014 house fire|potential emergencies]].


The troll also asserted that Chris's financial hardships are caused, in most part, by [[Barb]] helping herself to Chris's monetary accounts in order to attempt paying her out-of-control debts<ref>https://kiwifarms.net/threads/giving-chris-money-debate-thread.22420/page-15#post-1844194</ref>.
The troll also asserted that Chris's financial hardships are caused, in most part, by [[Barbara Chandler|Barb]] helping herself to Chris's monetary accounts in order to attempt paying her out-of-control debts.<ref>https://archive.md/jt1fU</ref>


{{quotebox|Barb is the one who has serious debt. She fucks up Chris' budgeting by erratically taking money from Chris' account when she needs it, generally without warning.
{{quotebox|Barb is the one who has serious debt. She fucks up Chris' budgeting by erratically taking money from Chris' account when she needs it, generally without warning.
Line 112: Line 80:
Now, the other type of video is when Barb tried to snatch some money from Chris and Chris doesn't have anything for her. You can identify those videos by how freaked out Chris looks. He's visibly distressed and he's citing specific bills he's got to pay, usually things that seem un-Chris-like. That's when Barb is freaking out at him for not having enough money to pay her debts.
Now, the other type of video is when Barb tried to snatch some money from Chris and Chris doesn't have anything for her. You can identify those videos by how freaked out Chris looks. He's visibly distressed and he's citing specific bills he's got to pay, usually things that seem un-Chris-like. That's when Barb is freaking out at him for not having enough money to pay her debts.


The thing is, the perception is that Chris is bad with money. He's not bad with money (as far as monthly budgeting goes). Despite how foggy Chris' head is, he's got enough memory to recognize patterns in bills over the course of a few months. He knows he's gotta pay electricity bills and rent and things like that. And he does do the math each month about what bills he's got to pay, and how much that leaves him for legos and food. You can't trust his begging. He begs because he wants more money, not because he's in any financial straits (that is, not including Barb).
The thing is, the perception is that Chris is bad with money. He's not bad with money (as far as monthly budgeting goes). Despite how foggy Chris' head is, he's got enough memory to recognize patterns in bills over the course of a few months. He knows he's gotta pay electricity bills and rent and things like that. And he does do the math each month about what bills he's got to pay, and how much that leaves him for Legos and food. You can't trust his begging. He begs because he wants more money, not because he's in any financial straits (that is, not including Barb).


He lives cheaply as shit. He saves money by buying dollar store shit. He's the type of person to buy single ply toilet paper at the dollar store. But sometimes he'll splurge and treat himself to things, like alcohol. He does this all while meeting his obligations, like his minimum payments and his bills.}}
He lives cheaply as shit. He saves money by buying dollar store shit. He's the type of person to buy single ply toilet paper at the dollar store. But sometimes he'll splurge and treat himself to things, like alcohol. He does this all while meeting his obligations, like his minimum payments and his bills.}}


Information from Cousin Al<ref>[[Catherine#The bowling outing]]</ref> revealed that Chris and Barb '''had''' an inheritance from Bob worth "tens of thousands of dollars." However, Barb spent all of it on hiring Rob Bell to defend herself (...and Chris) from legal charges incurred after [[28 October 2011|the two of them hit Michael Snyder with a car]].
Information from Cousin Al<ref>[[Catherine#The bowling outing]]</ref> revealed that Chris and Barb '''had''' an inheritance from Bob worth "tens of thousands of dollars". However, Barb spent all of it on hiring Rob Bell to defend herself (...and Chris) from legal charges incurred after [[28 October 2011|the two of them hit Michael Snyder with a car]]. It should be noted that a state-provided attorney would have been free and yielded the same result (pleading guilty), for the case was so cut-and-dry that even a lawyer of Bell's caliber had no chance of winning it.


In November 2014, Chris revealed to Renee that Barb was borrowing money from his life insurance<ref>[[Open Relationship E-mails#Barb is borrowing from Chris's life insurance]]</ref>.
In November 2014, Chris revealed to Renee that Barb was borrowing money from his life insurance.<ref>[[Open Relationship E-mails#Barb is borrowing from Chris's life insurance]]</ref>
 
Although [[Null_DMs#Chris_takes_money_from_Barb|in a Kiwi Farms post]], in the wake of the bombshell that [[Affair with Mother|Chris had been in a sexual relationship with Barb]], [[Null]] revealed that Chris nonchalantly stated in their final conversation with each other that ''he'' had control of her bank account by then (which allowed him to swipe $750). That said, it's unknown whether or not Barb actually used to exploit his finances before the roles eventually switched at some point (not to mention, if so, ''when'').


===Bank lawsuits against Barb===
===Bank lawsuits against Barb===
In 2016, two banks, Discovery and Capital One, sued Barb for not paying '''over $20,000''' in debts, leaving the Chandlers ''even further'' in financial turmoil.
In 2016, two banks, Discovery and Capital One, sued Barb for not paying '''over $20,000 total''' in debts, leaving the Chandlers ''even further'' in financial turmoil.


Barb herself appeared in multiple videos in 2016, trying to scam people into donating to her.
Barb herself appeared in multiple videos in 2016-17, trying to [[Chris and manipulation|scam people]] into donating to her.


*[[Donations Required, Serious. Please help]]
*[[Donations Required, Serious. Please help]]
*[[Donations Requested, Please]]
*[[Donations Requested, Please]]
*[[Donations Further Requested, Please]]
*[[Donations Further Requested, Please]]
*[[EMERGENCY HOME UPDATE]]


In the first two videos, Barb claimed not to have enough money for asthma medication, and in the third, she claimed to need money for dental work.
In the first two videos, Barb claimed not to have enough money for asthma medication, and in the third, she claimed to need money for dental work.
Line 133: Line 104:
If Barb actually needed money for an emergency, she could simply have instructed Chris to sell some of their possessions. In the videos, Chris's toys and Barb's hoard are clearly visible behind them.
If Barb actually needed money for an emergency, she could simply have instructed Chris to sell some of their possessions. In the videos, Chris's toys and Barb's hoard are clearly visible behind them.


==Chris and credit cards==
==Debt==
That Chris has managed to acquire several credit cards is very surprising, but the foolishness with which he uses them wouldn't surprise anybody at all. As of [[February 2009]], Chris had managed to rack up $2,000 worth of debt (at the time of [[Mumble 4]], $1,000 of that sum came from the [[PSN]] store, but his bill for PSN downloads increased by the day) and had even stolen his parents' credit cards to use when his own were maxed out. According to an [[Vivian Gee E-mails 2|e-mail Chris sent to Vivian Gee]], by [[January 2010]] his debt was around $3,500 and had apparently been higher at some point in the intervening time.
{{main|Debt}}
 
==Subscription services==
By that point, Chris's debt had gotten so out of hand that Bob was forced to step in, making Chris reduce and manage on his spending, and forcing Chris to make regular payments to pay off his outstanding debt. Chris, thoughtless and uninterested in the fact that unpaid credit card debt accrues severe interest, had historically made payments in the smallest installments possible.
Chris has been subscribed to various services over the years. These include Clip Studio,<ref>[[May 2020 social media posts#Chris gets an iPad]]</ref> Crystal Council,<ref>[[April 2021 social media posts#Crystal Council]]</ref> Disney+,<ref>[[The Place chats (December 2019)#Priorities]]</ref><ref>[[The Place chats (December 2020)#The Avatar State]]</ref> HBO Max,<ref>[[The Place chats (February 2021)#Vaughn, HBO Max, and Sockness]]</ref> [[Patreon]], and Tokyo Treat.<ref>[[October 2017 tweets#Tokyo Treat]]</ref><ref>[[May 2019 social media posts#Chris Spends More Money]]</ref><ref>[[May 2020 social media posts#Tentacle grape]]</ref>
 
Chris provided some more details about this situation in his [[Jackie E-mails 6|e-mails to Jackie]] from [[July 2010]]. At some point, Bob paid off Chris's credit card debt and took payment in installments out of the tugboat in compensation. This foolish act of parental financial enabling allowed Chris to avoid the immediate consequences of his gross financial irresponsibility, and resulted in Chris learning nothing about how to manage his own finances, reinforcing Chris's attitude that he should be able to do anything that he wants and not suffer any negative consequences.
 
===Best Buy MasterCard===
Not surprisingly, it only took Chris a few short months to land himself in more financial trouble. In the [[Matthew Noble call]], Bob himself revealed that Chris had not only acquired a MasterCard charge account through [[Best Buy]], but as of the second week of [[August 2010]], Chris had predictably used it to land himself in yet more debt and had been laden with fees for bouncing a card payment.
 
One of Chris's [[Jackie E-mails 7|e-mails to Jackie]] reveals that Chris acquired the Best Buy charge card without his parents' permission; he only told them about it after receiving 2 bounced check fees that showed up on his bank statement, which his father was actively monitoring. In true Chris fashion, he tried to repay the minimum balance each month. When he was forced to reveal the debt to his parents, Bob was obviously less than thrilled. He promptly took control of Chris's bank account as well as his credit cards. From that point until Bob's death, he received only an allowance in the form of Visa gift cards, leaving him unable to accrue any more debt for a short time. At the time, the prospect of not being able to blow his welfare on frivolities [[Jackie E-mails 8|stressed him out]].
 
Curiously, even in his private communications with Jackie, Chris claimed that the overdraft fees that gave away the existence of the card to Bob were the work of trolls. Elsewhere in their conversations, however, he recounts other instances of "getting carried away" and accidentally overdrawing his bank account, suggesting that he was just using the trolls as a handy scapegoat for his own mistakes.
 
Bob, delusional and in the throes of some sort of conspiracy paranoia involving the staff and patrons of The GAMe PLACe, claimed that it was most likely [[Michael Snyder]] who had hacked Chris's credit card and checking accounts, though why someone who's been on a manager's salary for several years would bother stealing from any of the near-destitute Chandlers is unknown.
 
It's unknown why ''any'' financial institution would give Chris a line of credit at this point. Bob probably salvaged Chris's credit rating when he paid off all his prior card debt at once, but he angrily claimed Chris ruined it with the Best Buy debt (certainly true), and, in disturbingly Chris-like fashion, seemed to use this damning information to try to make Chris's latest brush with the [[Chris and the Law|law]] seem "petty" in comparison.
 
===Credit card debt===
Unverified information on Chris's credit card debt was leaked on the CWCki Forums on 4 June 2014. It was revealed that Chris had at least five active credit cards, with at least $7600 in combined credit limit. Of the five known active cards, at least four were revealed to be maxed out, with at least $7400 in unpaid debt between the five cards. It was estimated that the minimum payment on Chris's known debt was at least $220 a month, and it was revealed that the only reason that Chris had been able to obtain the credit that he had was that, historically, he had almost always at least paid the minimum payment each month, although it was implied that he rarely if ever paid more than the minimum.<ref>[http://cwckiforums.com/threads/chris-and-his-finances-an-in-depth-review-of-his-debt.3809/ CWCki Forums: "Chris and his finances: An in-depth review of his debt"] ([https://archive.today/K6R2c archived version])</ref>
 
===Payday Loan===
In early 2016, [[CatKnight Interview|Arthur Spatchcock]] discovered that Chris had taken out a Payday loan for $3,000<ref>https://kiwifarms.net/threads/chris-spent-over-425-on-ebay-last-month.19451/page-13#post-1392146</ref>.
 
{{quotebox|Chris 'borrowed' three thousand dollars. What he did with it is hazy, sure, but how do you think he bought all those lego sets for Lego Dimensions? }}
 
A payday loan charges extremely high interest rates, which does not bode well for Chris, due to his habit of only paying back minimal amounts at a time.
 
===Credit Increase===
In [[June 2016]], Chris's credit card company raised his credit limit. Chris reacted to this news by blowing his "bonus" on [[Transformers]] only to later beg for money over [[Facebook]] while blaming his [[Barb|mother's]] bill payments for their financial woes.
<center><gallery>
File:Transformers fb post1.jpg|Chris bragging about using his credit increase to buy Transformers
File:Transformers fb post2.jpg|''Nine minutes later'', Chris blamed his family's financial shortfalls on his mother's bill payments
</gallery></center>


==Money-Making Schemes==
==Money-Making Schemes==
===Wheeling and Dealing===
===Wheeling and Dealing===
Also known as [[Wikipedia:Return fraud|return fraud]]. Chris has a habit of buying a product from one store for a lower cost, then exchanging it for a higher amount of store credit at another store<ref>[[Jackie E-mails 15]]</ref>.
Also known as {{w|return fraud}}. In 2010, Chris described buying video games from one store for a lower cost, then exchanging them for a higher amount of store credit at another store.<ref>[[Jackie E-mails 15]]</ref>


===Lottery===
===Lottery===
Chris considers the lottery to be ''an investment''. In September 2010, he told Jackie the following<ref>[[Jackie E-mails 12]]</ref>:
Chris considers the lottery to be ''an investment'', and not a form of gambling in reality. In September 2010, he told Jackie the following:<ref name=J12/>


{{quotebox|I invest $4 weekly between Win For Life and Mega Millions; two plays each.}}
{{quotebox|I invest $4 weekly between Win For Life and Mega Millions; two plays each.}}
Cash4Life and Mega Millions currently costs $2 per play (as of 29 March 2021),<ref>[https://web.archive.org/web/20210329061252/https://www.valottery.com/data/draw-games/megamillions Mega Millions] and [https://web.archive.org/web/20210329061444/https://www.valottery.com/data/draw-games/cash4life Win For Life] descriptions on the official site of Virginia Lottery, accessed 29 March 2021.</ref> meaning that if Chris stopped playing the lottery, he would save around $416 per year.


===Craigslist===
===Craigslist===
[[File:Chris chan bmw.jpg|thumb|right|The Craigslist ad.]]
{{main|Craigslist}}
{{main|Craigslist}}
In late [[October 2011]], Chris posted a Craigslist ad for a 12-year old 32" CRT television and expected a non-negotiable $250 for it;<ref>[[Craigslist#Television]]</ref> in reality, this is about the price of a new flatscreen HDTV of that size, and he would be lucky to get a tenth of his asking price.
In late [[October 2011]], Chris posted a Craigslist ad for a 12-year-old 32" CRT television and expected a non-negotiable $250 for it;<ref>[[Craigslist#Television]]</ref> in reality, this is about the price of a new flatscreen HDTV of that size, and he would be lucky to get a tenth of his asking price.


Chris placed two cars for sale on Craigslist in September 2014. One was a dilapidated, rusty 1997 Cadillac with a cracked engine block that hadn't run in over a year. Despite having a market value (as scrap) of approximately $150, Chris demanded $5,000 for the automobile, insisting that the cracked engine block made the car a great [[Chris and reality|"fixer upper."]] Chris also placed his mother's BMW Z3 for sale, demanding $15,000 for a car that had a book value of approximately $3,000.  
Chris placed two cars for sale on Craigslist in September 2014. One was a dilapidated, rusty 1997 Cadillac with a cracked engine block that hadn't run in over a year. Despite having a market value (as scrap) of approximately $150, Chris demanded $5,000 for the automobile, insisting that the cracked engine block made the car a great [[Chris and reality|"fixer upper."]] Chris also placed his mother's BMW z3 for sale. The 1999 BMW z3 is currently listed on the Roanoke Craigslist for $10,000 OBO. Kelley Blue Book estimates the car with 70,000 miles and in a fair condition is worth $4,318. Chris describes the car as "Mint condition Z3 model. Like a go-cart with rocket power. Seriously fun to drive 5 speed and pure joy with the top down. Color is jet black."


===Pawn shops===
===Pawn shops===
{{main|List of Chris's video games#Chris (barely) lets go}}
{{main|List of Chris's video games#Chris (barely) lets go}}


Chris occasionally visits pawn shops or similar businesses, among them Snooky's Pawn Shop, GameStop and Plan 9 Music, to sell his old toys so that he can afford new toys.
Chris occasionally visits pawn shops or similar businesses, among them Snooky's Pawn Shop, [[GameStop]] and Plan 9 Music, to sell his old toys and video games so that he can afford new ones.


===Ebay===
===eBay===
{{main|eBay}}
{{main|eBay}}
Chris has long used Ebay to sell bits of his toy hoard. He doesn’t put much effort into researching prices, and he often lists items at vastly inflated prices. In August 2016, he listed a used VHS of ''Aladdin'' with a 'Buy it Now' price of $3,000. There were no (legitimate) takers, probably because one can buy the same edition on Amazon for ''one penny'' (plus shipping, but still).
Chris has long used eBay to sell bits of his toy hoard. He doesn’t put much effort into researching prices, and often lists items at vastly inflated prices. In August 2016, he listed a used VHS of ''Aladdin'' with a 'Buy it Now' price of '''$3,000'''. There were no (legitimate) takers, probably because one can buy the same edition on Amazon for ''one penny'' (plus shipping, but still).


On 1 June 2014, he began cashing in on his Internet infamy, by offering custom artwork for sale. He later expanded his sales to include autographed photos, medallions, and custom Amiibos.  
In June 2019, Chris’s account [[EBay#Suspension_of_Chris's_eBay|was restricted]], and all of the active listings were removed. Two reasons for the restriction against Chris are possible: either his seller approval rating was abysmal (84.7% on 21 June 2019),<ref>[https://web.archive.org/web/20190621113537/https://feedback.ebay.com/ws/eBayISAPI.dll?ViewFeedback2&userid=pristinechristine1982&ftab=AllFeedback&myworld=true&rt=nc Wayback Machine’s snapshot] of pristinechristine1982’s eBay feedback, archived and accessed 21 June 2019.</ref> or that his PayPal account was in the red.
 
===CWCville Shopping===
{{main|Chris and business}}
From 2014-2016, Chris sold custom arts and crafts, finally monetizing Sonichu, through [[eBay]], [[Etsy]] and [[Lulu]], before losing his business due to [[PS4|stress]].


===Kickstarter===
===Kickstarter===
{{main|Kickstarter}}
{{main|Kickstarter}}
On 23 September 2014, Chris opened a Kickstarter project, asking for $5,000 worth of Legos. At the end of the campaign, Chris raised $150 from 27 backers.
On 23 September 2014, Chris opened a Kickstarter project, asking for $5,000 to build the CWCville shopping mall out of LEGO. At the end of the campaign, Chris raised just $150 from 27 backers, causing the campaign to fail and Chris never seeing the money.


===Etsy===
{{main|Etsy}}
On 2 September 2015, Chris relocated his online business to Etsy. He continued the same offerings from Ebay and added a donation listing for the continuation of the Sonichu series. Days later, on 5 September, a YouTuber named [[Weening|DStecks]] gave Chris $1,000, thinking that Chris would deliver 100 pages of Sonichu. Instead, Chris completed 16 pages before dropping the project. In addition to DStecks, dozens of fans had also donated. Chris simply claimed that he was too stressed to continue Sonichu 11<ref>[[February 2016 Facebook Posts#Bleeding Autism]]</ref>.
However, Chris still had passion for making custom Amiibos for several months afterwards. He wasted hundreds of dollars buying up Amiibos on Ebay, thinking that the market for his custom figures would sustain itself indefinitely. This was not the case. and Chris eventually grew apathetic and bored with earning his own money.
To complicate things, in March 2016, Chris purchased a PS4. The new life upgrade proved too distracting, and he ignored Etsy orders, often for months. Ultimately, Etsy took notice and banned his store from doing business.
===Lulu===
In September 2015, Chris began selling printed copies of the Sonichu comic on Lulu.com<ref>[[September 2015 Facebook Posts#Now Chris is on Lulu]]</ref>, as well as offering autographed versions through Etsy (by ordering the comics from Lulu, signing them, then shipping to the buyers).
A few weeks later, he changed the Lulu listing to private. He then edited the book listing on Etsy with the following:
{{quotebox|<nowiki>**Please note:</nowiki> This is the ONLY way to order the book; I have the books printed through Lulu.com. And each copy sent from me will be shipped in a plastic Comic Book Sleeve with cardboard lining, inside a large envelope. My price here covers shipping from there to me, and then to you. Thank you.}}
When asked, Chris stated that he had to do it that way because of [[trolls|the haters]]<ref>[[:File:Lulu listing.png]]</ref>.
This shady business arrangement likely left Chris with less profit. When it was publicly visible, the Lulu listing had a price of $9.99. On Etsy, he charged $10, with a $5 shipping cost. If he paid a $3.99 cost (the same shipping price for a similarly-sized comic to a U.S. address) for Lulu to ship to him, that left a $1.02 difference between the shops, and he would have used more than that to cover shipping from him to his customer<ref>https://kiwifarms.net/threads/9-23-15-printed-number-zero-book-now-available-through-lulu.12833/page-6#post-1031395</ref>.
In December 2015, Chris was banned from Lulu for selling [[Sonichu (comic)|fan fiction]]<ref>[[December 2015 Facebook Posts#Lulu Account Suspended]]</ref>. In true Chris fashion, he responded by threatening Lulu’s executives with physical violence<ref>[[December 2015 Facebook Posts#Threatening Lulu's Executives]]</ref>, despite the fact that he was on probation for [[26 December 2014|an act of violence]] against a GameStop employee..
     
Chris was able to continue selling comics, supposedly through Ka-blam instead<ref>https://kiwifarms.net/threads/1-13-new-book-listing.16419/#post-1207002M</ref>. However, no copies of books ordered through Ka-blam have turned up, and books ordered after his banning still had the Lulu logo<ref>https://kiwifarms.net/threads/problems-success-with-ordering-from-cwcville-etsy-ebay.17301/page-14#post-1273098</ref>, even though Chris had claimed to be out of stock. It’s likely that Chris simply rejoined Lulu under an alternate account.
===Zazzle===
In November 2015, Chris announced that he would be setting up a shop on Zazzle.com<ref>[[Thank You, Jeff, and I accept your apology.]]</ref>. He mentioned it again half a year later, in June 2016<ref>[[Cwcville Shopping is on Vacation]]</ref>.
He has yet to finish opening a shop there.
It’s unknown why Chris is dragging his feet on making a Zazzle store. All he would have to do is take some Sonichu drawings and upload them. There are no startup costs. Zazzle takes care of manufacturing and shipping.
In 2015, Chris was willing to drive hundreds of miles through Virginia just to buy parts for Amiibos to sell on Etsy<ref>[[Group Embargo on GameStop, Best Buy, and Simon Shopping Centers]]</ref>. In 2016, he couldn’t even be bothered to move the mouse on his computer a few times to earn some money from Sonichu.
===Patreon===
{{main|Patreon}}
Chris joined on 30 November 2016, after Barb had to pawn a necklace, which she had to sell at a significant loss for $325, to pay debts/bills.
Patreon has extremely liberal definitions for fundraising goals and does not impose consequences on creators who fail to deliver,<ref>[[https://patreon.zendesk.com/hc/en-us/articles/212995103-What-do-I-do-if-a-creator-didn-t-deliver-a-reward-or-stopped-posting-content-]]</ref>, making this yet another platform for Chris to [[Etsy|get paid without doing work]], much like his current Support button on YouTube.
===Wish lists===
'''2015'''
On 13 [[December 2015]], Chris [[December 2015 Facebook Posts#GIMME GIFTS|posted]] an Amazon.com wish list. It was filled with over a thousand dollars worth of PS4 consoles, Lego sets and Skylanders toys.
Screenshots of the wish list can be found [https://kiwifarms.net/threads/random-thoughts-questions.661/page-671#post-1887026 here].
Trolls responded by spamming the "Buying this gift elsewhere?" option<ref>https://kiwifarms.net/threads/12-13-seasons-greetings.15325/page-17#post-1152508</ref>. Chris believed that the items disappearing meant that he would be getting lots of toys for Christmas. Of course, he reacted to this supposed good fortune by '''making another wish list''', containing over $1,000 worth of Transformers action figures, Amiibos, and DVDs.<ref>[[Chris reveals his measurements]]</ref>
Screenshots of the second wish list can be found [https://kiwifarms.net/threads/fb-12-21-chris-on-amazon-wishlists-and-donating-a-ps4.15610/page-3#post-1162967 here].
He also requested "pretty dresses of blue or red" and gave his measurements as "44/39/40." Notably, one of the items he had marked as highest priority was the [[Megatron pistol]], implying that the original was lost or damaged in the 2014 house fire.
'''2016'''
During [[February 2016]], Chris begged his audience to buy him a PS4 with accessories for his birthday<ref>[[February 2016 Facebook Posts#GIMME STUFF FOR MY BIRTHDAY]]</ref>. He did not use Amazon, saying, "the Amazon Wish List is a definite fickle."<ref>https://sonichu.com/cwcki/February_2016_Facebook_Posts#GIMME_STUFF_FOR_MY_BIRTHDAY</ref>
He provided a wish list with several links to stores such as GameStop and Best Buy. Notably, he had ended his "[[Group Embargo on GameStop, Best Buy, and Simon Shopping Centers|embargo]]" against those shops, specifically to allow his fans to go there and buy him gifts.
He tried to provide an incentive, by offering a $500 voucher for his [[Etsy]] shop:
{{quotebox| The FIRST Person who purchases and sends me one, and I receive it Before or On February 24, 2016, I Will make and issue to the person a Big Voucher for $500 off on Cwcville Shopping. Which is equal to Ten Sonichu/Rosechu family Figures (more or less, depending on which ones), so all the person needs to pay on that order is the Shipping, and that order will definitely take up to Eight weeks for material figure acquiring, creations and certification.}}
After his birthday passed with no PS4, Chris uploaded [[Update: 2/25/16]], in which he complained about the lack of gifts, saying he had only gotten empty gift cards and a non-winning lottery ticket. He concluded the video by saying, "thanks for nothing!" In [[March 2016]], Chris [[Sonichu's First PS4 Broadcast|claimed]] that he had received a PS4 from [[Gal Pal E-mails 4#Used Porn for Sale|Kagney Lynn Moore]]. In reality, Chris had bought it himself<ref>[[March 2016 Facebook Posts#PS4 Thanks]]</ref>.
In [[November 2016]], Chris [[November 2016 Facebook posts#Wish list for 2016|posted]] another wish list, days after making [[Pmurt#Death Threats|death threats against President-elect Donald Trump]]. He requested $859.71 worth of toys<ref>https://kiwifarms.net/threads/fb-11-12-chriss-2016-wish-list-transformers-joke.25759/page-4#post-1876942</ref>. He also [[Chris and negotiation|forbade people from sending him gift cards]].
Halfway through November, Chris tweeted that he had bought several of the toys off his own wish list.<ref>[[Twitter#More wish list demands]]</ref>
On 26 November, Chris updated his wish list, removing the items he had bought from it<ref>[[November 2016 Facebook posts#Updated wish list]]</ref>and surprisingly not adding more toys, in spite of the [[Help, please]] begging video he had made in the meantime. However, the updated wish list's links were all broken, due to Chris simply copy-and-pasting the message from an earlier post. He failed to notice, even though the post has a large Page Not Found error thumbnail on it.
===Sonichu Entertainment of America===
In [[May 2016]], Chris displayed a level of financial ignorance that shatters any hope of him ever becoming competent with money. Days after [[Please, Donate|begging for donations]] to assist his ailing household, he announced that he would be starting [[Sonichu Entertainment of America|his own business]], with the declaration that each employee's salary would be ''25% of the profit.'' Naturally, Chris completely fails to realize that under these conditions, he would have no money at all if he had four or more employees. However, that's just the tip of the iceberg; days later, he uploaded [[Proposition to Sega|a video]] attempting to go into business with Sega to create official Sonichu products. In the video, he demands a six-figure salary, along with [[Chris and health|full insurance benefits]] and [[Chris and reality|maternity leave]]. These incidents seem to indicate Chris's belief that money comes out of nowhere and is unlimited in value.
     
===YouTube monetization===
===YouTube monetization===
Chris has monetized most of the videos which appear on his YouTube channel, as another way of [[Etsy|profiting]] from his internet infamy. As further proof of Chris's entitlement issues, [[CatKnight Interview|Arthur Spatchcock]] discovered that at one point around [[March 2016]], Chris received $80 and was "pissed" that he hadn't gotten more.<ref>https://kiwifarms.net/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496271</ref>
Chris has monetized most of the videos which appear on his YouTube channel, as another way of [[Etsy|profiting]] from his internet infamy. As further proof of Chris's entitlement issues, [[CatKnight Interview|Arthur Spatchcock]] discovered that at one point around [[March 2016]], Chris received $80 and was "pissed" that he hadn't gotten more.<ref>https://archive.md/pJZj4</ref>


{{quotebox|This is going to become a pattern. Chris is going to do one of his 'Let's Plays' followed by an e-begging video and then polish it off by purchasing some dumb thing he doesn't need in excess of fifty bucks. He knows how this system works and it's the greatest amount of payoff with the least amount of work; the first time when Chris played Destiny he made 80$ from Youtube(And was surprisingly pissed it was that small, fuck that, I want eighty bucks from Youtube). Then he makes a video whining about how he needs more money and lo and behold, he gets even more~! If anything people are contributing to his float and that convinces him he can get away with being frivolous that much more. }}
{{quotebox|This is going to become a pattern. Chris is going to do one of his 'Let's Plays' followed by an e-begging video and then polish it off by purchasing some dumb thing he doesn't need in excess of fifty bucks. He knows how this system works and it's the greatest amount of payoff with the least amount of work; the first time when Chris played Destiny he made 80$ from Youtube(And was surprisingly pissed it was that small, fuck that, I want eighty bucks from Youtube). Then he makes a video whining about how he needs more money and lo and behold, he gets even more~! If anything people are contributing to his float and that convinces him he can get away with being frivolous that much more. }}
Social Blade estimates that as of 12 December 2019, Chris could earn between $245 and $3,900 per year,<ref>[https://web.archive.org/web/20191212192942/https://socialblade.com/youtube/user/cwcvilleguardian Social Blade]</ref> but there are many factors, such as Content ID claims, that make it very difficult to estimate the true value of any YouTube channel.


===Let’s Plays===
===Let’s Plays===
In [[March 2016]], [[CatKnight Interview|Arthur Spatchcock]] introduced Chris to the idea of doing Let's Plays to boost his online activity and help him gain some money through YouTube's monetization program<ref>https://kiwifarms.net/threads/chrischan-interview-part-4-5-3-28-16.16934/page-16#post-1317924</ref><ref>https://kiwifarms.net/threads/updated-6-1-2016-chris-spent-100-on-transformers-five-days-after-begging-for-money.21201/page-6#post-1496271</ref>. The plan fell apart after Let's Plays of [[CWC's Destiny start|Destiny]] and [[Live Game Stream - Uncharted|Uncharted]], since by that point, Chris was [[Chris and Health|too lazy]] to play video games for money, and he simply wanted to [[Financhu Crisis|beg from his audience]] instead.
In [[March 2016]], [[CatKnight Interview|Arthur Spatchcock]] introduced Chris to the idea of doing Let's Plays to boost his online activity and help him gain some money through YouTube's monetization program<ref>https://archive.md/e0D8M</ref><ref>https://archive.md/pJZj4</ref>. The plan fell apart after Let's Plays of ''[[CWC's Destiny start|Destiny]]'' and ''[[Live Game Stream - Uncharted|Uncharted]]'', since by that point, Chris was [[Chris and Health|too lazy]] to play video games for money, and he simply wanted to [[Financhu Crisis|beg from his audience]] instead.


===YouTube Support button===
===YouTube Support button===
On 23 May 2016, Chris [[Live Game Stream - Uncharted|announced]] the debut of a Support button on his YouTube channel to replace the Etsy donation listing (which was forcibly removed due to it violating Etsy's TOS). He apparently got this idea from [[William Elliott Waterman]].<ref>[[https://kiwifarms.net/threads/chris-reads-unicorns-rainbows-and-a-bluebird-of-happiness.21663/page-24#post-1563368]]</ref>
On 23 May 2016, Chris [[Live Game Stream - Uncharted|announced]] the debut of a Support button on his YouTube channel to replace the Etsy donation listing (which was forcibly removed due to it violating Etsy's TOS). He apparently got this idea from [[William Elliott Waterman]].<ref>[[https://archive.md/2ksJJ]]</ref>
 
===Skylanders custom merchandise===
On 24 November 2016, Chris asked his audience to watch a clip of him playing Skylanders, by uploading [[CWC vs Koas]], in order to promote the idea of selling his [[Chris and his Ego#Fixation on self-image|in-game figure]] to them using the game's [https://www.skylanders.com/creator Skylanders Creation app].
 
He would charge "$20 extra" for his autograph. He also said, "I am not sharing my creation app chirp," since this would allow people to order directly from Skylanders and cut off Chris's goal of [[Sonichu Amiibo#Custom Chris Chan Amiibo Complete Three Piece Set (from Original Creator)|profiting from his self-image]] <ref>https://kiwifarms.net/threads/11-24-cwc-vs-koas.26067/#post-1900190</ref>.
 
===Paid Video Requests===
{{main|Paid Video Requests}}
In December 2015, [[$50 for a video holiday greeting!|'''the singularity''']] happened. On Etsy, Chris offered to create a personalized video message for anyone who paid $50. Many of his fans took him up on the offer, thinking they could become [[Weening|a part of Christory]] by simply handing their money over to him. He received four sales within the first three days<ref>[[:File:Etsy unlisted videos.jpg]]</ref>, although those customers opted for their videos to be unlisted. A few people also chose public videos for their birthday shoutouts.<ref>[[Happy Birthday Tom]]</ref><ref>[[Happy Birthday, Martin.]]</ref><ref>[[Happy Birthday, Jonathan]]</ref>.
 
After losing his Etsy shop, Chris continued offering video requests through text messages<ref>[[Update 20160718]]</ref>.


The videos Chris delivers are characterized by:
===Paypal.me===
Announced on 11 [[May 2017]].


*Laziness. He has often been late on delivering, missing deadlines for birthday greetings, despite having an abundance of free time.<ref>[[Happy Birthday, Martin.]]</ref><ref>[[Happy Birthday Tom]]</ref>
{{quotebox|Cwcville Shopping<br>I am the original creator of Sonichu and Rosechu, with more than eleven comic books worth of content under my helm. Please donate to help me quell my financial problems that quell my creativity.<br>Ruckersville, VA}}
 
*Sloppiness. Chris chooses not to edit his takes or look presentable. He has delivered a video featuring an upskirt shot of his maxipad.<ref>[[Paid Video Requests#Singing "Yellow Submarine"]]</ref>
 
*Explicitly stating that the content is boring. In many videos, Chris has mentioned his low opinion of his customers, saying things like, "Eh, whatever," and "Wow, that's crazy, that's jus'... I feel like... it's weird. Whatever," while rolling his eyes.<ref>[[Paid Video Requests#Copypasta: Sexual Helicopter]]</ref><ref>[[Paid Video Requests#Copypasta: Gorilla Warfare]]</ref>
 
*Filling up paid content time with drivel or off-topic rambling<ref>[[September 2016 Paid Video Requests#Paid Message to the Trolls]]</ref><ref>[[Happy Birthday Tom]]</ref>, despite the fact that his videos are advertised as "around a minute in length, on average, but can be longer in time length."<ref>[[Etsy#Custom, Birthday, Holiday, or General, Greeting Video featuring Christine Weston Chandler]]</ref>
 
In spite of these issues, he has a continuing stream of customers. One, a Kiwi Farms user named Vanillacone, summed up the mindset of the lot with his review of [[Happy Birthday, Jonathan|the $50 paid video he ordered from Chris]] (which consisted of him being late, babbling to fill up time, failing to spell the recipient's name correctly and delivering a video 39 seconds long out of the minimum one minute):
 
{{quotebox|To be honest, I got what I expected out of the video, and money well spent in my opinion.}}


===Prostitution===
===Prostitution===
On 19 June 2016, aka Father’s Day, Chris decided to become [[Women Only Need Apply - No STD's|a prostitute]].
On 19 June 2016, aka Father’s Day, Chris decided to become [[Women Only Need Apply - No STD's|a prostitute]].


He has not yet had any takers.
He has yet to receive any takers.


===Begging===
===Begging===
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He asked for donations, or at least mentioned them, in many of the posts and videos he made in 2015 through 2016. At first, this was supposedly to fund his production of Sonichu merchandise, but he later shifted to saying that he and Barb needed help with paying the bills and buying groceries. While it's entirely possible that Chris was simply lying to get more money for [[Lego|useless]] [[Video games|crap]], this indicates that the financial hardships,  which [[White knights|many]] [[Trolls|people]] have warned him about, have finally arrived. Only time will tell how his financial situation ultimately plays out, but given his attitude and inaction, the future definitely doesn't seem bright.
He asked for donations, or at least mentioned them, in many of the posts and videos he made in 2015 through 2016. At first, this was supposedly to fund his production of Sonichu merchandise, but he later shifted to saying that he and Barb needed help with paying the bills and buying groceries. While it's entirely possible that Chris was simply lying to get more money for [[Lego|useless]] [[Video games|crap]], this indicates that the financial hardships,  which [[White knights|many]] [[Trolls|people]] have warned him about, have finally arrived. Only time will tell how his financial situation ultimately plays out, but given his attitude and inaction, the future definitely doesn't seem bright.
=== Theft ===
[[File:BoA alert 1 Aug 2021.png|thumb|Null posts a screenshot of Chris's bank notifying him he has $1.03 left in his account.]]
Chris has a history of indulging in five-finger discounts that he attempts to keep secret from prying eyes. As far back as 2009, if not before, Chris would steal increasingly larger sums of money from his mother's purse for personal use, and use both of his parents' credit cards to finance his gaming addiction as revealed by the [[Ivy Q&A]]. Despite Chris insisting that this behaviour was 'in the past', he would engage in it with apparent reckless abandon regardless, stopping only when forced to after Barb discovered just how much he had purloined. Years later, Chris would rob his mother again - [[Affair with Mother|in much darker and far more damning circumstances]].
On 30 [[July 2021]], after Chris was served an Emergency Protective Order temporarily forbidding him from his home, he stole $750 from Barb's bank account. Some of this money was spent immediately - Chris' bank account was 200 dollars in debt. Much of what remained was spent on lodging in [[Regency Inn Richmond]], and the leftover money was swiftly spent on what can be assumed to be assorted frivolities and food. ''Two days'' after this money was withdrawn, [[Null]] - who at that point could still view the emails from Chris's bank - posted an image of a low balance notice from Chris's Bank of America account on the [[Kiwi Farms]], confirming that Chris had $1.03 remaining in his account.
In a letter he relayed to Null a couple of months later, he claims to have sent his $150 Patreon payout back to Barb, as compensation for stealing the money.<ref>[[Jail Letter - 19 September 2021]]</ref>
This is predictably a [[lie]] since not only did Chris's Patreon get shut down very quickly after the leaks were made, but even if it wasn't, Chris would be forced to wait until the next Monday due to their pay-out waiting period of 1-3 business days (something that Chris himself acknowledges in the same letter).


==In the comic==
==In the comic==


[[File:Cwccash.jpg|thumb|250px|[[CWCville]] currency.]]
[[File:Cwccash.jpg|thumb|250px|[[CWCville]] currency.]]
In [[Sonichu (comic)|the comic]] it is clear Chris has no idea how money works. [[Sonichu (character)|Sonichu]], [[Rosechu]], [[Patti-Chan]], and most likely all of the other characters live off welfare, just like Chris in real life. He seems to have no concept of tax, or that it's the [[United States of America|American]] populace who pay for his [[Kimmi|bullshit]]. Sonichu and Rosechu are living in a two-story house with an attic offered by the city and they are [[Mailbag 21#Home economics|"paid" in average]] of US$3,500 a month just to hang around. And maybe for the occasional [[Sonichu 9|city defense]] or [[A Sonichu Day|errand]].<ref>[[Mailbag 21#Home economics]]</ref>


While legislating as mayor of [[CWCville]], he equated 10 years in prison to a US$1,500 fine.<ref>[[Chris Chan Q&A 27 October 2008]]</ref> He also equated fifty hours of [[Wikipedia:Community service|community service]] to $500 (for any [[sex]]ual violations).<ref>[[Mailbag_31#Magi-Chan_knows_when_you_fuck]]</ref>
{{quote| What the? What the fuck is a C-quarter? What the fuck is a W-quarter? [[Chris and writing|Nobody explained any of this to me!]]|Brendaniel upon discovering CWCville's weird currency <ref>https://www.youtube.com/watch?v=ECqdrsvDobY&list=PLpNAl5zLZSMUI3klvTpy2Xdqa7B9bim3h&index=36</ref>}}
 
In [[Sonichu (comic)|the ''Sonichu'' comics]], it is clear Chris has no idea how money works. [[Sonichu (character)|Sonichu]], [[Rosechu]], [[Patti-Chan]], and most likely all of the other characters live off welfare, just like Chris in real life. He seems to have no concept of tax, or that it's the [[United States of America|American]] populace who pay for his [[Kimmi|bullshit]]. Sonichu and Rosechu are living in a two-story house with an attic offered by the city and they are [[Mailbag 21#Home economics|"paid" in average]] of US$3,500 a month just to hang around. And maybe for the occasional [[Sonichu 9|city defense]] or [[A Sonichu Day|errand]].<ref>[[Mailbag 21#Home economics]]</ref>
 
While legislating as mayor of [[CWCville]], he equated 10 years in prison to a US$1,500 fine.<ref>[[Chris Chan Q&A 27 October 2008]]</ref> He also equated fifty hours of {{w|community service}} to $500 (for any [[sex]]ual violations).<ref>[[Mailbag_31#Magi-Chan_knows_when_you_fuck]]</ref>


In [[Sonichu_9#Episode_19:_Date_Ed_.28Even_Though_the_Idea_Sounds_Dated.29|Episode 19]], it's shown that CWCVille actually issues its own currency, in the form of C-Quarters and W-Quarters. Ten C-Quarters make up a W-Quarter - don't bother asking how that makes sense in any way, considering [[honor roll|what the word "quarter" means]]. (Our best guess: C-Quarters = US$0.25, W-Quarters = US$2.50) Nor does it explain why fines are levied in U.S. dollars: perhaps to bolster the dictatorship's foreign currency reserves, ''à la'' [[Wikipedia:North Korea|North Korea]].
In [[Sonichu_9#Episode_19:_Date_Ed_.28Even_Though_the_Idea_Sounds_Dated.29|Episode 19]], it's shown that CWCVille actually issues its own currency, in the form of C-Quarters and W-Quarters. Ten C-Quarters make up a W-Quarter - don't bother asking how that makes sense in any way, considering [[honor roll|what the word "quarter" means]]. (Our best guess: C-Quarters = US$0.25, W-Quarters = US$2.50) Nor does it explain why fines are levied in U.S. dollars: perhaps to bolster the dictatorship's foreign currency reserves, ''à la'' {{w|North Korea}}.


This makes even less sense considering [[CWCVille]] is part of the [[United States]]. States, let alone cities, cannot print their own money, despite holding considerable power over their own affairs. The Constitution expressly forbids anyone else other than the federal government from issuing currency. However, it has been somewhat common for companies, communities and local governments to issue localized currency known as 'scrip', a depression era practice still seen from time to time. [[Chris]] being Chris, and likely reading [[Goosebumps]] instead of paying attention in class likely is wholly unaware of this information.
This makes even less sense considering [[CWCVille]] is part of the [[United States]]. States, let alone cities, cannot print their own money, despite holding considerable power over their own affairs. The Constitution expressly forbids anyone else other than the federal government from issuing currency. However, it has been somewhat common for companies, communities and local governments to issue localized currency known as 'scrip', a depression era practice still seen from time to time. [[Chris]] being Chris, and likely reading [[Goosebumps]] instead of paying attention in class likely is wholly unaware of this information.
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===Soup hotels===
===Soup hotels===


Chris shows us his complete misunderstanding of the stress his ideas would put on the American [[Wikipedia:Social Security (United States)|Social Security]] system if he was left in charge of it in a text called "[[A Sonichu and Rosechu Christmas Story]]." This is where the idea of "Soup Hotels" came from.
Chris shows us his complete misunderstanding of the stress his ideas would put on the American {{w|Social Security (United States)|Social Security}} system if he was left in charge of it in a text called "[[A Sonichu and Rosechu Christmas Story]]." This is where the idea of "Soup Hotels" came from.


{{quote|Even the homeless have a place to stay in the ten Soup Kitchens/Hotels.|Chris with a very bad idea [http://leoweekly.com/news/left-wayside that has come to fruition in one American city...]}}
{{quote|Even the homeless have a place to stay in the ten Soup Kitchens/Hotels.|Chris with a very bad idea.}}


Chris depicts "Soup Hotels" as buildings ten stories tall with between ten and twenty rooms per floor, equipped with single bathrooms, beds, lighting and cable television.<ref>[[Mailbag 20#This still implies that CWCville has a massive homeless problem]]</ref> Of course, the homeless stay there for free. So, instead of building homeless shelters with dormitories, common rooms, and shared TV sets, Chris thinks the homeless should be treated to all the comforts of a ''bona fide'' hotel. This means that, in [[CWCville]], there are around 1,500 homeless people left outside. This might be the result of the local industry, choked by heavy taxes needed to pay those social expenses, being unable to make a profit there and thus moving away.
Chris depicts "Soup Hotels" as buildings ten stories tall with between ten and twenty rooms per floor, equipped with single bathrooms, beds, lighting and cable television.<ref>[[Mailbag 20#This still implies that CWCville has a massive homeless problem]]</ref> Of course, the homeless stay there for free. So, instead of building homeless shelters with dormitories, common rooms, and shared TV sets, Chris thinks the homeless should be treated to all the comforts of a ''bona fide'' hotel. This means that, in [[CWCville]], there are around 1,500 homeless people left outside. This might be the result of the local industry, choked by heavy taxes needed to pay those social expenses, being unable to make a profit there and thus moving away.
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==In other works==
==In other works==
In [[Mumble 6]], Chris discussed making a TV show called ''The Chris Chandler Show''. One of his demands was the show should not have any commercial breaks, either showing a distinct lack of understanding as to how a TV station makes money, or perhaps he plans to sell the advertising fees to a single company so that they can play a long ad in the beginning of the air time and leave the rest of the show uninterrupted, ''à-la'' the season premieres of [[wikipedia:24 (TV Series)|''24'']]. We cannot know for sure, but he has probably seen at least one show that has done this, and gathered the idea from there.
[[File:Kiwi Farms silver coin photo.jpg|thumb|200px|In 2021, Chris was placed ''on'' money, in the form of [[Kiwi Farms silver coin|a non-legal tender commemorative silver coin]] minted for the [[Kiwi Farms]], and featuring Chris's likeness for a 2021 merch run. These coins received additional attention following Chris's [[Affair with Mother|legal troubles]] that same year.]]
In [[Mumble 6]], Chris discussed making a TV show called ''The Chris Chandler Show''. One of his demands was the show should not have any commercial breaks, either showing a distinct lack of understanding as to how a TV station makes money, or perhaps he plans to sell the advertising fees to a single company so that they can play a long ad in the beginning of the air time and leave the rest of the show uninterrupted, ''à-la'' the season premieres of {{w|24 (TV Series)|''24''}}. We cannot know for sure, but he has probably seen at least one show that has done this, and gathered the idea from there.


In [[Mailbag 29#In which Chris loses his mind|Mailbag 29]] he stated that $10 an hour is a reasonable price to pay for sex with a prostitute. To show his further ignorance of simple economics, Chris proposed a chain of state-run brothels where this shockingly inexpensive fee would not only pay women for sex, pay the salary of a pimp, pay for STD testing for the prostitutes, but would also pay for free [[Dating education|Sex Ed classes]] for [[virgin]]s.  
In [[Mailbag 29#In which Chris loses his mind|Mailbag 29]] he stated that $10 an hour is a reasonable price to pay for sex with a prostitute. To show his further ignorance of simple economics, Chris proposed a chain of state-run brothels where this shockingly inexpensive fee would not only pay women for sex, pay the salary of a pimp, pay for STD testing for the prostitutes, but would also pay for free [[Dating education|Sex Ed classes]] for [[virgin]]s.  
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Chris also proves us that, in the possibility of being part of a family, he wouldn't be the main purveyor. In the [[PlayingHouse]] video, his [[sweetheart]] of [[Jackie|the moment]] is portrayed as a successful journalist with high ambitions while he's a [[14 Branchland Court|stay at home]] Dad. Even then, he portrays himself doing "hard work" like [[DIRTY, CRAPPED BRIEFS|changing diapers]] and watching over the kids. In this last role, he's so incompetent that he needs to recruit his [[Crystal|preschool daughter]] to watch over [[Reginald Chandler|his son]] while he's shopping. This is paralleled by his real life situation - with [[Bob]] gone, one would assume that he'd be the "man of the house" and assume some responsibility for once. Unfortunately, as evidenced by his [[This is how the Trial went|admission in court,]] Barb is still pulling his ass out of any such concept by paying his court fees. Keep in mind that, by extension, Chris is being minded by an ailing woman's retirement money which was used to bail him out of a mess that ''he'' started, while he wastes his own money on meaningless frivolities.
Chris also proves us that, in the possibility of being part of a family, he wouldn't be the main purveyor. In the [[PlayingHouse]] video, his [[sweetheart]] of [[Jackie|the moment]] is portrayed as a successful journalist with high ambitions while he's a [[14 Branchland Court|stay at home]] Dad. Even then, he portrays himself doing "hard work" like [[DIRTY, CRAPPED BRIEFS|changing diapers]] and watching over the kids. In this last role, he's so incompetent that he needs to recruit his [[Crystal|preschool daughter]] to watch over [[Reginald Chandler|his son]] while he's shopping. This is paralleled by his real life situation - with [[Bob]] gone, one would assume that he'd be the "man of the house" and assume some responsibility for once. Unfortunately, as evidenced by his [[This is how the Trial went|admission in court,]] Barb is still pulling his ass out of any such concept by paying his court fees. Keep in mind that, by extension, Chris is being minded by an ailing woman's retirement money which was used to bail him out of a mess that ''he'' started, while he wastes his own money on meaningless frivolities.


== Conclusion ==
==Post-Jail==
On 27 [[March 2023]], Chris would be released from jail by "[[Jail Saga#Bonded out or Released by court order|court order]]". In the months that followed, he would be [[Post-jail sightings (2023)|spotted]] numerous times in [[Mal-Wart|Wal-mart]] and various other stores purchasing frivolous items. Money obviously had to come from somewhere if he was able to purchase [[Chris and nutrition|junk food]], crystals, a [[Nintendo|Nintendo Switch]], and even another car.
 
There was speculation as to how Chris had the money to begin with.
*The group home Chris resided at may have given him an allowance for necessities.
*Money could have come from [[Praetor]]'s sales.
*If the tugboat was suspended, Chris may have reactivated it upon release, albeit with some help on account of his laziness.
*If the tugboat was not suspended, it may have accumulated during Chris's stay in jail, which could explain how he could afford expensive purchases such as gaming consoles and a car.
 
Either way, it seems Chris has not changed and continues his poor money management as he did before the arrest. It will only be a matter of time before he spends all his money and will resort to begging again.


Given Chris's carefree abandon when it comes to his spending habits, many are actually concerned as to what will happen to Chris when Barb passes on and he has to fend for himself. If past (and present) experiences are any indication, it's that if Chris continues on his path of not saving his money and spending it on frivolous crap that he doesn't need, he'll wind up broke and in severe debt. A [[Mumble_4|past conversation]] with [[Clyde Cash]] revealed that he doesn't even know the basic expenses that go into running a household, and we all know how Chris's plan of [[PlayingHouse|marrying a sweetheart to dump all of the financial responsibilities on her]] will [[Sweetheart#Will Chris ever have a Sweetheart?|turn out.]]
==Conclusion==
Given Chris's longtime, carefree abandon when it comes to his spending habits, many are actually concerned as to what will happen to Chris when Barb passes on and he has to fend for himself. A past conversation with [[Clyde Cash]] revealed that he doesn't even know the basic expenses that go into running a household,<ref>[[Mumble_4]]</ref> and his plan of [[PlayingHouse|marrying a sweetheart to dump all of the financial responsibilities on her]] would have [[Sweetheart#Will Chris ever have a Sweetheart?|never worked to begin with]].


Long story short, if Chris doesn't start saving for his future now, then when Barb finally passes on, he won't have one to look forward to. And he'll have nobody to blame but himself. ''(Not that he won't try, of course.)''
Long story short, if Chris doesn't start saving for his future now, he won't have one to look forward to. And he'll have nobody to blame but himself. ''(Not that he won't try, of course.)''


==See also==
==See also==
*[[Chris and business]]
*[[Chris and work]]
*[[COVID-19]]
*[[Financhu Crisis]]
*[[Lego]]
*[[Monthly tugboat]]
*[[Monthly tugboat]]
*[[Financhu Crisis]]


== References ==
== References ==
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{{Chris and}}
{{Chris and}}
{{Money}}

Latest revision as of 23:30, 27 August 2024

Chris's response to literally any commercial.
“ I'd call a tow truck, but now I have less than $20 between the bank accounts and PayPal. ”
Chris, after his car broke down on the way home from BronyCon.[1]
“ He's not good at math when it comes to managing money. ”
Bob Chandler, understating it.[2]

Chris has repeatedly shown though his actions and words that he has no idea how to handle money or manage his own finances. Between his impulse spending, his greed and selfishness, his unwillingness to save even the smallest amount of money, and his massive sense of entitlement, Chris manages to demonstrate complete incompetence and ineptitude in managing financial affairs. Chris has repeatedly amassed debt on credit cards, only to have his enabling parents bail him out multiple times. Too lazy to work, he refuses to make or follow any type of budget or financial plan, instead spending far beyond his means, and expecting others[3] to pay off his accumulated debt for him. It is clear that Chris has no idea what financial responsibility is and that his enabling, delusional parents taught him nothing about how to handle finances while he was growing up. Irresponsible, careless, and thoughtless, Chris fails at just about every aspect of financial management that can be thought of.

But wait, Chris isn't employed!

Further reading: Chris and work

For the vast majority of Chris's "adult" life, his only source of income has been the "tugboat" that he received from the U.S. federal government every month. In 2009, the payout was $809 a month, placing his annual income at $9,708. After Bob's death, Chris was given a survivor's benefit – increasing the amount to $1,300 per month and making his annual income $15,600. Barb's income, from Social Security and a pension, is around $1,200 per month or $14,400 per year.[4]

Chris's parents originally took $450 to pay for room and board;[5] this payment was later increased to $565, and then to $580, after Bob paid off Chris's enormous credit card debt.[6][7] The rest of the tugboat generally went towards video games, junk food, or other frivolous purchases. However, $229 per month (about $7.50 per day) was (and is) nowhere near enough to satisfy Chris's need for electronic entertainment, pornography, PlayStation Network downloads, a constant supply of Chicken McNuggets, gallons of Coke, and, since the summer of 2009, alcohol. As of January 2010, he owed roughly $3,500 in credit card debt, some on cards of his own and some on cards he stole from his parents. Indeed, according to one of his bank statements,[8][9] at the end of one month he had fewer than $3 left in his account. Even more, just by straight spending and no other extra income, he put himself $452.57 in the red. How much he got to keep later on isn't known.

“ My father helped me get my Social Security set up; I get more a month than I could at a job. Yet with my impuslive [sic] shoppiness [sic] (mostly controable [sic]), I end up spending my side-money after I get it. ”
Chris, completely deluded and taking pride in being a lazy bastard.[5]

Chris and impulse spending

It's obvious that Chris has no grasp on the real value of money, since he actively wastes as much of his monthly tugboat as possible on frivolous things like trading cards, sex toys, porn, video games, alcohol, make-up, toys, prostitutes and weekly lottery tickets.[10]

Chris is a self-admitted impulse buyer.[5] His PlayStation Network account shows that he's never played more than half of the games he's bought. And yet, astoundingly, he's still gone out of his way to buy all available downloadable content for every single PlayStation 3 game that he's ever purchased, and even for games he doesn't own, and he also further promoted his Sony fanboyism by later buying a Sony LCD HDTV for his bedroom which likely cost about $1,000-$1,500. All the while, Chris bought his clothes at second-hand discount thrift stores. Usually, children are taught the value of money at a very young age – not in Chris's case, apparently.

In September 2013, Chris complained about he and his mom going through "emotionally depressing, and Financial Downfall to the depths of Greatly Poor and Just Getting By", making it clear that the family income dipped after Bob's passing. However, these supposedly lean times were apparently not enough to motivate Chris to get a job, or even to stop buying games, as evidenced by him racking up over $1,000 in game purchases on The Simpsons: Tapped Out.[11]

Throughout the summer of 2014, Chris continued to spend thousands of dollars on Lego and other frivolities, all while whining and complaining on Facebook about the family's poor finances. Chris financed this spending primarily with money from selling custom arts and crafts on his eBay account. Offering free shipping to customers, Chris would receive money from customers, and then pay for shipping out of his own pocket. However, Chris would immediately spend money as soon as it was deposited into his account, often leaving him unable to ship products to customers who had already paid him because of his own financial irresponsibility and negligence.

When several of Chris's eBay customers filed complaints against him because Chris failed to ship a order as promised and obligated, Chris responded by harassing and trolling the customers, posting their personal information in a public post on his Facebook account. In light of this, you would think most prospective future customers probably wouldn't want to risk being harassed or scammed by Chris. Unfortunately, many more still purchase from Chris on a daily basis.

All the while, even as Chris's credit card debt continued to spiral out of control, Chris continued to buy thousands of dollars of video games, Lego, and other frivolities. As if this were not bad enough, just days after putting his and Barb's cars up for sale (at exorbitant prices), Chris went out and bought a 2010 Ford Focus, stating on Facebook that he had been approved for a loan, probably at a high interest rate. He also stated that paying for insurance on his new car was "killing" him, implying that either the insurance payment was costly, that he was having trouble paying it, or both.

In January 2015, it was leaked that Chris had spent an absurd amount of money on Nintendo consoles and games, racking up 585 transactions in the last 4.5 years,[12] a list which includes useless shovelware, hoards of 1st-party Nintendo software, Virtual Console games and both versions of a game he doesn't even like. 276 of these purchases are known to be handheld games, 8 are known to be video game consoles (buying 4 DSs and DSis), and 75 which are known to be console games. The grand total cost of all Chris's listed purchases is $7460.43 or $1657.87/year. Keep in mind 39% of purchases Chris has on his account are not yet specified, meaning that their cost is not included in this already insanely high number. This information comes on the heels of Chris begging people for money to fix his mother's cavities, as well as the financial worries that his trials will undoubtedly cause.

In July 2016, a field agent provided the following account of Chris, in a painfully awkward situation where he did not have enough cash to pay for his junk food at a gas station:[13]

My friend walks into a gas station/convenience store on the northern edge of Charlottesville.

Chris is trying to buy $7 or so of junk food type stuff, but he only has $5 in cash. The cashier tries to make understand he owes $2 more. Chris seems to understand, but is slow to process what to do about it. My friend who is second in line, picks out two ones, says "here you go" and puts them on the counter. Chris, it seems more out of stupidity and confusion than malice, picks up the $2 and his purchases and makes to leave. My friend and the cashier, both object and yell that he has to leave the $2 with the cashier. Chris doesn't seem to react. A dude who was behind both of them in line is between Chris and the door. As Chris passes him, he taps him to get his attention, and says something like "Hey buddy ..." Chris makes a get-away-from-me hand wavy gesture without looking at any of the three of them, and fairly loudly says "It's Miss!" and hurries out the door. Chris continues to his car in a half run, half walk, as all three of the people in the store watch confused and amused. Chris pulls out of the parking spot, but for some reason heads towards the back of the lot, where there is no exit. As Chris gets to the back of the lot, he stops, backs up a few feet, tries to turn the car around, doesn't make it, backs up again, and finally gets around. Essentially making a 5 point turn in a fairly large empty parking lot. Chris drives past the store again not looking inside, and finally drives off.

One dreads to imagine how his financial incompetence will affect him once Barb is dead - knowing Chris, and while it is quite tragic, he'll probably continue in his destructive spending patterns until he loses everything he has, and even then, he'll learn nothing.

Chris's parental enabling

Bob encouraged his son to remain unemployed, since he believed that Chris would earn more money from his monthly tugboat than he would have from getting a job. However, this assumption was and is inaccurate. Minimum wage in the state of Virginia is $7.25 an hour. If Chris were to somehow do a complete 180° on his life and begin working a full 40-hour week, his monthly payment before taxes and payment for room and board would be about $1,260: that's $15,100 annually. Subtracting the money he pays his mom every month to live, as well as the 5% tax his income range mandates in the state of Virginia, Chris could very likely be left with a ridiculous $8,000, which knowing Chris, would be spent on yet more frivolities. Contrast this with the $2,748 Chris pulled in annually from the government after paying off his parents, and it becomes clear that Bob's encouragement came from either thinking Chris would lose his social security if employed (which he wouldn't) or the more accurate notion that his son is a useless failure.

A very likely explanation for Chris's reckless spending is that his parents are at fault (to a degree at least). In addition to coddling him throughout his entire life, they managed to make sure that Chris has never felt the repercussions for his exorbitant spending (or for anything else) by taking over paying Chris's credit card debt, regularly giving him about "$6 a day for small things", buying him fast food on a daily basis, and continuing to let himself blow all his money on frivolities and useless stuff, as opposed to essentials like hygiene products, courses that could eventually help him onto the employment ladder or clothing that isn't unbelievably tacky. Whenever Chris manages to get himself into trouble, he knows that Barb will come running to his aid and defend him and dig him out of whatever mess he's managed to get himself into, even if it is clear that he is in the wrong. This enabling is the most likely explanation (in addition to his poor impulse control) for why Chris spends himself into debt as much as he does.

Fan funding

Main article: List of Chris's financial enablers

Chris's beliefs

A meme explaining why Chris doesn't get capitalism or government.

Chris believes that by receiving and spending his tugboat on useless junk, he is aiding the economy and paying for other people's tugboats.[14] This is a damningly moronic conviction, since sales tax goes to the state government and these "tugboats" are paid with federal payroll tax. Where Chris is hiding the printing press to afford this discretionary spending is unknown.

Interestingly enough, while he has no clue how to handle money, Chris has an unhealthy fixation on his material possessions. In Vivitheg's AIM chat, he stated that he did not want to sell any of his stuff, and in the Miyamoto Saga, he refused to sell anything to help raise money for the trip to Redmond. While Chris mocked Lars’s habit of buying and collecting model boats and addons for them after learning about it from Jackie, he failed to realise that Lars’s supposed habit was directly parodying his obsessive purchasing and hoarding of video games and DLC, even for games that he didn’t own. His mother has served as a bad influence regarding Chris’s beliefs in material goods, as she would frequently shop at Goodwill and compulsively hoard the purchases, which both wasted money and helped turn their house into a fire hazard.

On 16 May 2019, Chris tweeted a screenshot of an NBC story about how "Ex-EPA chief Scott Pruitt spent nearly $124,000 on 'excessive airfare'." Chris then showed off his complex views on the U.S. economy by saying...

Hey, Everyone. Here’s a Think Piece: firstly, if people didn’t overspend so much, then there would be more money to give to charities around the world. And then that brought to mind that if things had not gone up in price (I Know About Inflation and that More Money has been officially printed and distributed over the decades), there would be more to freely give to those unfortunate. “Why, Back in the day, we used to pay a Nickel for a Hershey Bar. A Nickle [sic]! Now, it’s a dollar, dollar-fiddy; we could be using that $1.45 to feed the hungry everywhere. But, Everyone got greedy for the green and don’t appreciate it as much. A Nickel.” Yep, Grandpa, people have done goofed with inflation and crap. 😔

[15]

After the house fire

On 10 January 2014, 14 Branchland Court burned down. This would undoubtedly place the Chandlers in grim circumstances, due to the costs of rebuilding the home and replacing what was lost. Some of his fans pooled their funds to send him a care package, with a money order for $500.[16]

Many, concerned about Chris due to his wasteful spending habits, hoped that this would be the moment in Chris's life where he finally woke up and realized the importance of having a rainy day fund. Unfortunately, not even that has broken Chris's thick skull; throughout 2014, he wasted $5,000 on Lego sets.[17][18]

Barb's toxic influence

According to a troll with insider info, Chris was able to manage his own finances to a rudimentary degree, even after Bob passed away,[19] although he still has an issue with not saving money for potential emergencies.

The troll also asserted that Chris's financial hardships are caused, in most part, by Barb helping herself to Chris's monetary accounts in order to attempt paying her out-of-control debts.[20]

Barb is the one who has serious debt. She fucks up Chris' budgeting by erratically taking money from Chris' account when she needs it, generally without warning.

There are two types of Chris begging videos. One is when Chris wants a bit extra for some legos. You can identify those videos by how vague Chris' requests are, and how relaxed Chris is in the video. Chris isn't in meltdown mode in those videos.

Now, the other type of video is when Barb tried to snatch some money from Chris and Chris doesn't have anything for her. You can identify those videos by how freaked out Chris looks. He's visibly distressed and he's citing specific bills he's got to pay, usually things that seem un-Chris-like. That's when Barb is freaking out at him for not having enough money to pay her debts.

The thing is, the perception is that Chris is bad with money. He's not bad with money (as far as monthly budgeting goes). Despite how foggy Chris' head is, he's got enough memory to recognize patterns in bills over the course of a few months. He knows he's gotta pay electricity bills and rent and things like that. And he does do the math each month about what bills he's got to pay, and how much that leaves him for Legos and food. You can't trust his begging. He begs because he wants more money, not because he's in any financial straits (that is, not including Barb).

He lives cheaply as shit. He saves money by buying dollar store shit. He's the type of person to buy single ply toilet paper at the dollar store. But sometimes he'll splurge and treat himself to things, like alcohol. He does this all while meeting his obligations, like his minimum payments and his bills.

Information from Cousin Al[21] revealed that Chris and Barb had an inheritance from Bob worth "tens of thousands of dollars". However, Barb spent all of it on hiring Rob Bell to defend herself (...and Chris) from legal charges incurred after the two of them hit Michael Snyder with a car. It should be noted that a state-provided attorney would have been free and yielded the same result (pleading guilty), for the case was so cut-and-dry that even a lawyer of Bell's caliber had no chance of winning it.

In November 2014, Chris revealed to Renee that Barb was borrowing money from his life insurance.[22]

Although in a Kiwi Farms post, in the wake of the bombshell that Chris had been in a sexual relationship with Barb, Null revealed that Chris nonchalantly stated in their final conversation with each other that he had control of her bank account by then (which allowed him to swipe $750). That said, it's unknown whether or not Barb actually used to exploit his finances before the roles eventually switched at some point (not to mention, if so, when).

Bank lawsuits against Barb

In 2016, two banks, Discovery and Capital One, sued Barb for not paying over $20,000 total in debts, leaving the Chandlers even further in financial turmoil.

Barb herself appeared in multiple videos in 2016-17, trying to scam people into donating to her.

In the first two videos, Barb claimed not to have enough money for asthma medication, and in the third, she claimed to need money for dental work.

If Barb actually needed money for an emergency, she could simply have instructed Chris to sell some of their possessions. In the videos, Chris's toys and Barb's hoard are clearly visible behind them.

Debt

Main article: Debt

Subscription services

Chris has been subscribed to various services over the years. These include Clip Studio,[23] Crystal Council,[24] Disney+,[25][26] HBO Max,[27] Patreon, and Tokyo Treat.[28][29][30]

Money-Making Schemes

Wheeling and Dealing

Also known as return fraud. In 2010, Chris described buying video games from one store for a lower cost, then exchanging them for a higher amount of store credit at another store.[31]

Lottery

Chris considers the lottery to be an investment, and not a form of gambling in reality. In September 2010, he told Jackie the following:[10]

I invest $4 weekly between Win For Life and Mega Millions; two plays each.

Cash4Life and Mega Millions currently costs $2 per play (as of 29 March 2021),[32] meaning that if Chris stopped playing the lottery, he would save around $416 per year.

Craigslist

The Craigslist ad.
Main article: Craigslist

In late October 2011, Chris posted a Craigslist ad for a 12-year-old 32" CRT television and expected a non-negotiable $250 for it;[33] in reality, this is about the price of a new flatscreen HDTV of that size, and he would be lucky to get a tenth of his asking price.

Chris placed two cars for sale on Craigslist in September 2014. One was a dilapidated, rusty 1997 Cadillac with a cracked engine block that hadn't run in over a year. Despite having a market value (as scrap) of approximately $150, Chris demanded $5,000 for the automobile, insisting that the cracked engine block made the car a great "fixer upper." Chris also placed his mother's BMW z3 for sale. The 1999 BMW z3 is currently listed on the Roanoke Craigslist for $10,000 OBO. Kelley Blue Book estimates the car with 70,000 miles and in a fair condition is worth $4,318. Chris describes the car as "Mint condition Z3 model. Like a go-cart with rocket power. Seriously fun to drive 5 speed and pure joy with the top down. Color is jet black."

Pawn shops

Main article: List of Chris's video games#Chris (barely) lets go

Chris occasionally visits pawn shops or similar businesses, among them Snooky's Pawn Shop, GameStop and Plan 9 Music, to sell his old toys and video games so that he can afford new ones.

eBay

Main article: eBay

Chris has long used eBay to sell bits of his toy hoard. He doesn’t put much effort into researching prices, and often lists items at vastly inflated prices. In August 2016, he listed a used VHS of Aladdin with a 'Buy it Now' price of $3,000. There were no (legitimate) takers, probably because one can buy the same edition on Amazon for one penny (plus shipping, but still).

In June 2019, Chris’s account was restricted, and all of the active listings were removed. Two reasons for the restriction against Chris are possible: either his seller approval rating was abysmal (84.7% on 21 June 2019),[34] or that his PayPal account was in the red.

CWCville Shopping

Main article: Chris and business

From 2014-2016, Chris sold custom arts and crafts, finally monetizing Sonichu, through eBay, Etsy and Lulu, before losing his business due to stress.

Kickstarter

Main article: Kickstarter

On 23 September 2014, Chris opened a Kickstarter project, asking for $5,000 to build the CWCville shopping mall out of LEGO. At the end of the campaign, Chris raised just $150 from 27 backers, causing the campaign to fail and Chris never seeing the money.

YouTube monetization

Chris has monetized most of the videos which appear on his YouTube channel, as another way of profiting from his internet infamy. As further proof of Chris's entitlement issues, Arthur Spatchcock discovered that at one point around March 2016, Chris received $80 and was "pissed" that he hadn't gotten more.[35]

This is going to become a pattern. Chris is going to do one of his 'Let's Plays' followed by an e-begging video and then polish it off by purchasing some dumb thing he doesn't need in excess of fifty bucks. He knows how this system works and it's the greatest amount of payoff with the least amount of work; the first time when Chris played Destiny he made 80$ from Youtube(And was surprisingly pissed it was that small, fuck that, I want eighty bucks from Youtube). Then he makes a video whining about how he needs more money and lo and behold, he gets even more~! If anything people are contributing to his float and that convinces him he can get away with being frivolous that much more.

Social Blade estimates that as of 12 December 2019, Chris could earn between $245 and $3,900 per year,[36] but there are many factors, such as Content ID claims, that make it very difficult to estimate the true value of any YouTube channel.

Let’s Plays

In March 2016, Arthur Spatchcock introduced Chris to the idea of doing Let's Plays to boost his online activity and help him gain some money through YouTube's monetization program[37][38]. The plan fell apart after Let's Plays of Destiny and Uncharted, since by that point, Chris was too lazy to play video games for money, and he simply wanted to beg from his audience instead.

YouTube Support button

On 23 May 2016, Chris announced the debut of a Support button on his YouTube channel to replace the Etsy donation listing (which was forcibly removed due to it violating Etsy's TOS). He apparently got this idea from William Elliott Waterman.[39]

Paypal.me

Announced on 11 May 2017.

Cwcville Shopping
I am the original creator of Sonichu and Rosechu, with more than eleven comic books worth of content under my helm. Please donate to help me quell my financial problems that quell my creativity.
Ruckersville, VA

Prostitution

On 19 June 2016, aka Father’s Day, Chris decided to become a prostitute.

He has yet to receive any takers.

Begging

Main article: Financhu Crisis
Chris, proving he has zero self-awareness

One of the earliest instances of Chris e-begging for money was in December of 2009. Chris exhorted his alleged European fanbase to donate €1,000 in order to remove troll ads from the CWCipedia.

In 2014, after his house caught fire, Chris again resorted to e-begging for money, placing extra emphasis on "My mother and I really need the money," despite dropping more than $5,000 on expensive Lego sets to feed his worsening addiction. One would think that Chris would have wised up to the fact that his wanton spending and lack of gainful employment are contributing to his woes, but one glance at his May 2014 Facebook Posts could easily tell you that he's seeing his situation as an avenue to get stuff from people, the most ridiculous of which being a "$300 Sea Cow" on his wish list, which would not benefit anybody but himself in the slightest.

In 2016, Chris's e-begging drastically increased, as a result of the Chandlers' stubborn refusal to live within their means. That year saw Chris spend over $1,000 on toys, while both Chris and Barb had court cases resolved which penalized them with steep costs. In addition, Barb joined in to the begging, appearing in three videos so far.[40][41][42]

He asked for donations, or at least mentioned them, in many of the posts and videos he made in 2015 through 2016. At first, this was supposedly to fund his production of Sonichu merchandise, but he later shifted to saying that he and Barb needed help with paying the bills and buying groceries. While it's entirely possible that Chris was simply lying to get more money for useless crap, this indicates that the financial hardships, which many people have warned him about, have finally arrived. Only time will tell how his financial situation ultimately plays out, but given his attitude and inaction, the future definitely doesn't seem bright.

Theft

Null posts a screenshot of Chris's bank notifying him he has $1.03 left in his account.

Chris has a history of indulging in five-finger discounts that he attempts to keep secret from prying eyes. As far back as 2009, if not before, Chris would steal increasingly larger sums of money from his mother's purse for personal use, and use both of his parents' credit cards to finance his gaming addiction as revealed by the Ivy Q&A. Despite Chris insisting that this behaviour was 'in the past', he would engage in it with apparent reckless abandon regardless, stopping only when forced to after Barb discovered just how much he had purloined. Years later, Chris would rob his mother again - in much darker and far more damning circumstances.

On 30 July 2021, after Chris was served an Emergency Protective Order temporarily forbidding him from his home, he stole $750 from Barb's bank account. Some of this money was spent immediately - Chris' bank account was 200 dollars in debt. Much of what remained was spent on lodging in Regency Inn Richmond, and the leftover money was swiftly spent on what can be assumed to be assorted frivolities and food. Two days after this money was withdrawn, Null - who at that point could still view the emails from Chris's bank - posted an image of a low balance notice from Chris's Bank of America account on the Kiwi Farms, confirming that Chris had $1.03 remaining in his account.

In a letter he relayed to Null a couple of months later, he claims to have sent his $150 Patreon payout back to Barb, as compensation for stealing the money.[43]

This is predictably a lie since not only did Chris's Patreon get shut down very quickly after the leaks were made, but even if it wasn't, Chris would be forced to wait until the next Monday due to their pay-out waiting period of 1-3 business days (something that Chris himself acknowledges in the same letter).

In the comic

CWCville currency.
“ What the? What the fuck is a C-quarter? What the fuck is a W-quarter? Nobody explained any of this to me! ”
Brendaniel upon discovering CWCville's weird currency [44]

In the Sonichu comics, it is clear Chris has no idea how money works. Sonichu, Rosechu, Patti-Chan, and most likely all of the other characters live off welfare, just like Chris in real life. He seems to have no concept of tax, or that it's the American populace who pay for his bullshit. Sonichu and Rosechu are living in a two-story house with an attic offered by the city and they are "paid" in average of US$3,500 a month just to hang around. And maybe for the occasional city defense or errand.[45]

While legislating as mayor of CWCville, he equated 10 years in prison to a US$1,500 fine.[46] He also equated fifty hours of community service to $500 (for any sexual violations).[47]

In Episode 19, it's shown that CWCVille actually issues its own currency, in the form of C-Quarters and W-Quarters. Ten C-Quarters make up a W-Quarter - don't bother asking how that makes sense in any way, considering what the word "quarter" means. (Our best guess: C-Quarters = US$0.25, W-Quarters = US$2.50) Nor does it explain why fines are levied in U.S. dollars: perhaps to bolster the dictatorship's foreign currency reserves, à la North Korea.

This makes even less sense considering CWCVille is part of the United States. States, let alone cities, cannot print their own money, despite holding considerable power over their own affairs. The Constitution expressly forbids anyone else other than the federal government from issuing currency. However, it has been somewhat common for companies, communities and local governments to issue localized currency known as 'scrip', a depression era practice still seen from time to time. Chris being Chris, and likely reading Goosebumps instead of paying attention in class likely is wholly unaware of this information.

On the CWCipedia article on Sonichu, Chris wrote that Rosechu is usually the one who cooks for her family, but when Sonichu cooks for his wife and kids he "will go as HIGH in portions as a Banquet", even though he only cooks for five individuals.[48] This suggest that Sonichu is just as frivolous with money as his father.

Soup hotels

Chris shows us his complete misunderstanding of the stress his ideas would put on the American Social Security system if he was left in charge of it in a text called "A Sonichu and Rosechu Christmas Story." This is where the idea of "Soup Hotels" came from.

“ Even the homeless have a place to stay in the ten Soup Kitchens/Hotels. ”
Chris with a very bad idea.

Chris depicts "Soup Hotels" as buildings ten stories tall with between ten and twenty rooms per floor, equipped with single bathrooms, beds, lighting and cable television.[49] Of course, the homeless stay there for free. So, instead of building homeless shelters with dormitories, common rooms, and shared TV sets, Chris thinks the homeless should be treated to all the comforts of a bona fide hotel. This means that, in CWCville, there are around 1,500 homeless people left outside. This might be the result of the local industry, choked by heavy taxes needed to pay those social expenses, being unable to make a profit there and thus moving away.

In Sonichu #10, Ultra Sonichu and a bevy of Rosechus stop at a soup hotel. The building is labeled Soup Hotel 17, implying that CWCville has had to open at least seven new homeless shelters in the span of a month, or they're just bad at numbering the things. Or more tellingly, that the economy of CWCville is crashing to the ground, fast.

In other works

In 2021, Chris was placed on money, in the form of a non-legal tender commemorative silver coin minted for the Kiwi Farms, and featuring Chris's likeness for a 2021 merch run. These coins received additional attention following Chris's legal troubles that same year.

In Mumble 6, Chris discussed making a TV show called The Chris Chandler Show. One of his demands was the show should not have any commercial breaks, either showing a distinct lack of understanding as to how a TV station makes money, or perhaps he plans to sell the advertising fees to a single company so that they can play a long ad in the beginning of the air time and leave the rest of the show uninterrupted, à-la the season premieres of 24. We cannot know for sure, but he has probably seen at least one show that has done this, and gathered the idea from there.

In Mailbag 29 he stated that $10 an hour is a reasonable price to pay for sex with a prostitute. To show his further ignorance of simple economics, Chris proposed a chain of state-run brothels where this shockingly inexpensive fee would not only pay women for sex, pay the salary of a pimp, pay for STD testing for the prostitutes, but would also pay for free Sex Ed classes for virgins.

In real life, according to Chris, he tried to scam his way out of paying for sex with a Craigslist prostitute who was charging $100 per hour by telling her about the trolls, his life story, and his many personal problems. He said the prostitute then hung up on him.

Chris also proves us that, in the possibility of being part of a family, he wouldn't be the main purveyor. In the PlayingHouse video, his sweetheart of the moment is portrayed as a successful journalist with high ambitions while he's a stay at home Dad. Even then, he portrays himself doing "hard work" like changing diapers and watching over the kids. In this last role, he's so incompetent that he needs to recruit his preschool daughter to watch over his son while he's shopping. This is paralleled by his real life situation - with Bob gone, one would assume that he'd be the "man of the house" and assume some responsibility for once. Unfortunately, as evidenced by his admission in court, Barb is still pulling his ass out of any such concept by paying his court fees. Keep in mind that, by extension, Chris is being minded by an ailing woman's retirement money which was used to bail him out of a mess that he started, while he wastes his own money on meaningless frivolities.

Post-Jail

On 27 March 2023, Chris would be released from jail by "court order". In the months that followed, he would be spotted numerous times in Wal-mart and various other stores purchasing frivolous items. Money obviously had to come from somewhere if he was able to purchase junk food, crystals, a Nintendo Switch, and even another car.

There was speculation as to how Chris had the money to begin with.

  • The group home Chris resided at may have given him an allowance for necessities.
  • Money could have come from Praetor's sales.
  • If the tugboat was suspended, Chris may have reactivated it upon release, albeit with some help on account of his laziness.
  • If the tugboat was not suspended, it may have accumulated during Chris's stay in jail, which could explain how he could afford expensive purchases such as gaming consoles and a car.

Either way, it seems Chris has not changed and continues his poor money management as he did before the arrest. It will only be a matter of time before he spends all his money and will resort to begging again.

Conclusion

Given Chris's longtime, carefree abandon when it comes to his spending habits, many are actually concerned as to what will happen to Chris when Barb passes on and he has to fend for himself. A past conversation with Clyde Cash revealed that he doesn't even know the basic expenses that go into running a household,[50] and his plan of marrying a sweetheart to dump all of the financial responsibilities on her would have never worked to begin with.

Long story short, if Chris doesn't start saving for his future now, he won't have one to look forward to. And he'll have nobody to blame but himself. (Not that he won't try, of course.)

See also

References

  1. ↑ Waiting for the tow truck
  2. ↑ Emily Date Conversation Transcript
  3. ↑ File:Piss_and_burn_fb.PNG
  4. ↑ https://archive.md/DLyOa
  5. ↑ 5.0 5.1 5.2 Miyamoto Saga
  6. ↑ Vivian Gee E-mails, 2009#8 December
  7. ↑ Jackie Chat 8
  8. ↑ File:StatementforViv01,2010.jpg
  9. ↑ File:StatementforViv01,2010-2.jpg
  10. ↑ 10.0 10.1 Jackie E-mails 12
  11. ↑ Chris's spending on iPhone games
  12. ↑ https://archive.md/zibG2
  13. ↑ Kiwi Farms posts (other users)#Short on Cash
  14. ↑ Mailbag 34#In which Chris fails economics forever
  15. ↑ May 2019 social media posts#Chris has complex economic views
  16. ↑ Destruction Of Chris's House#Aftermath and reaction
  17. ↑ Lego#Addiction and Financial Ruin
  18. ↑ May 2014 Facebook Posts
  19. ↑ https://archive.md/jt1fU
  20. ↑ https://archive.md/jt1fU
  21. ↑ Catherine#The bowling outing
  22. ↑ Open Relationship E-mails#Barb is borrowing from Chris's life insurance
  23. ↑ May 2020 social media posts#Chris gets an iPad
  24. ↑ April 2021 social media posts#Crystal Council
  25. ↑ The Place chats (December 2019)#Priorities
  26. ↑ The Place chats (December 2020)#The Avatar State
  27. ↑ The Place chats (February 2021)#Vaughn, HBO Max, and Sockness
  28. ↑ October 2017 tweets#Tokyo Treat
  29. ↑ May 2019 social media posts#Chris Spends More Money
  30. ↑ May 2020 social media posts#Tentacle grape
  31. ↑ Jackie E-mails 15
  32. ↑ Mega Millions and Win For Life descriptions on the official site of Virginia Lottery, accessed 29 March 2021.
  33. ↑ Craigslist#Television
  34. ↑ Wayback Machine’s snapshot of pristinechristine1982’s eBay feedback, archived and accessed 21 June 2019.
  35. ↑ https://archive.md/pJZj4
  36. ↑ Social Blade
  37. ↑ https://archive.md/e0D8M
  38. ↑ https://archive.md/pJZj4
  39. ↑ [[1]]
  40. ↑ Donations Required, Serious. Please help
  41. ↑ Donations Requested, Please
  42. ↑ Donations Further Requested, Please
  43. ↑ Jail Letter - 19 September 2021
  44. ↑ https://www.youtube.com/watch?v=ECqdrsvDobY&list=PLpNAl5zLZSMUI3klvTpy2Xdqa7B9bim3h&index=36
  45. ↑ Mailbag 21#Home economics
  46. ↑ Chris Chan Q&A 27 October 2008
  47. ↑ Mailbag_31#Magi-Chan_knows_when_you_fuck
  48. ↑ CWCipedia on Life and Children Sonichu
  49. ↑ Mailbag 20#This still implies that CWCville has a massive homeless problem
  50. ↑ Mumble_4
Chris and...

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v • d • e  
Money
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Problems
Debt  • Financhu Crisis (Timeline: 2016  • 2017  • 2018  • 2019  • 2020  • 2021)  • Welfare check
Expenditures
See also


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